topic Re: Auto-CLI from US Bank!!! in Credit Card Approvals

Auto-CLI from US Bank!!!

CribDuchess — Fri, 10 May 2013 02:45:31 GMT

Checked the mail tonight and found a letter from US Bank letting me know they increased my credit limit to $20,000 on my Cash+ card!!! The letter was dated April 24th and apparently it was delivered to the wrong address initially, but finally found its way to my mail box.

It's been ages since I've received AUTO-LUV from any of my creditors!! I must be dreaming, someone pinch me!!

Re: Auto-CLI from US Bank!!!

dodgerslv — Fri, 10 May 2013 02:46:36 GMT

@CribDuchess wrote:
Checked the mail tonight and found a letter from US Bank letting me know they increased my credit limit to $20,000 on my Cash+ card!!! The letter was dated April 24th and apparently it was delivered to the wrong address initially, but finally found its way to my mail box.

It's been ages since I've received AUTO-LUV from any of my creditors!! I must be dreaming, someone pinch me!!

Awesome and Congrats!!!

Re: Auto-CLI from US Bank!!!

Anonymous — Fri, 10 May 2013 02:48:57 GMT

Congrats, especially as today I was told:

We understand that you are questioning if the credit limit on your account will automatically be increased. Unfortunately, U.S. Bank no longer increases credit limits automatically.

So the usual inconsistencies!

Re: Auto-CLI from US Bank!!!

Scuba — Fri, 10 May 2013 02:49:44 GMT

WOW look @ your scores they should give you $40,000.

Re: Auto-CLI from US Bank!!!

CribDuchess — Fri, 10 May 2013 02:58:51 GMT

@dodgerslv wrote:
@CribDuchess wrote:
Checked the mail tonight and found a letter from US Bank letting me know they increased my credit limit to $20,000 on my Cash+ card!!! The letter was dated April 24th and apparently it was delivered to the wrong address initially, but finally found its way to my mail box.

It's been ages since I've received AUTO-LUV from any of my creditors!! I must be dreaming, someone pinch me!!
Awesome and Congrats!!!

Thank you!!

Re: Auto-CLI from US Bank!!!

CribDuchess — Fri, 10 May 2013 03:02:20 GMT

@Anonymous wrote:
Congrats, especially as today I was told:

We understand that you are questioning if the credit limit on your account will automatically be increased. Unfortunately, U.S. Bank no longer increases credit limits automatically.

So the usual inconsistencies!

Thank you! Yes, I agree, that is a bit odd? Maybe the CSR who said that is a bit misinformed? I'd hate to think they just changed their policies this week! Too many changes with them lately.....

Re: Auto-CLI from US Bank!!!

CribDuchess — Fri, 10 May 2013 03:06:34 GMT

@Scuba wrote:
@Anonymous look @ your scores they should give you $40,000.

*giggle* Scuba, I wish you worked for US Bank in the underwriting/credit department!! You are too kind!!

Re: Auto-CLI from US Bank!!!

myjourney — Fri, 10 May 2013 03:11:29 GMT

Pinch pinch....... Ouch

It's true your not dreaming

Congrats

Re: Auto-CLI from US Bank!!!

CribDuchess — Fri, 10 May 2013 03:14:35 GMT

@myjourney wrote:
Pinch pinch....... Ouch
It's true your not dreaming
Congrats

Thanks myjourney!!

Re: Auto-CLI from US Bank!!!

kevinjjc — Fri, 10 May 2013 03:19:57 GMT

Congrats!! 20k is sweet!! What was your credit limit before?

Re: Auto-CLI from US Bank!!!

CribDuchess — Fri, 10 May 2013 03:22:20 GMT

@kevinjjc wrote:
Congrats!! 20k is sweet!! What was your credit limit before?

Thank you kevinjjc!! My limit before was $12,500 - that was my initial limit back when I got the card last summer.

Re: Auto-CLI from US Bank!!!

kevinjjc — Fri, 10 May 2013 03:25:15 GMT

Mine is currently at 15k. Heavy usage? So jealous!! jk

Re: Auto-CLI from US Bank!!!

CribDuchess — Fri, 10 May 2013 03:32:45 GMT

@kevinjjc wrote:
Mine is currently at 15k. Heavy usage? So jealous!! jk

$15k is pretty sweet as well!! I was looking at my year-end statement for 2012 and it surprised me that I spent just over $31,000 in the 5 months that I had the card. I made my DH an authorized user in November, so we both used it heavily for the holidays since Dept Stores is one of the 5% categories I selected. With the bill pay category now gone, we're only putting through between $2,000 and $2,500 per month now.

Re: Auto-CLI from US Bank!!!

kevinjjc — Fri, 10 May 2013 03:35:59 GMT

Well, looks like the CLI was well deserved.

Re: Auto-CLI from US Bank!!!

CribDuchess — Fri, 10 May 2013 03:43:35 GMT

@kevinjjc wrote:
Well, looks like the CLI was well deserved.

Thanks again. I have also banked with them since 1994, going on 20 years. I'm sure that played a part, too.

Re: Auto-CLI from US Bank!!!

Anonymous — Fri, 10 May 2013 12:25:50 GMT

grats!

very nice increase. so you have the card for almost a year now?
hopefully i get some auto CLI

Re: Auto-CLI from US Bank!!!

Anonymous — Fri, 10 May 2013 19:44:32 GMT

Awesome! I luv getting that kind of mail.

Re: Auto-CLI from US Bank!!!

tennisfan78 — Fri, 10 May 2013 23:07:53 GMT

wow congrats!!!! Thats awesome!

Re: Auto-CLI from US Bank!!!

CribDuchess — Sat, 11 May 2013 02:20:02 GMT

@Anonymous wrote:
grats!
very nice increase. so you have the card for almost a year now?
hopefully i get some auto CLI

Thank you! I was approved for the card last July, so the account has been open for almost 10 months.

I hope you get an auto-CLI too! Good luck!

Re: Auto-CLI from US Bank!!!

CribDuchess — Sat, 11 May 2013 02:21:26 GMT

@Anonymous wrote:
Awesome! I luv getting that kind of mail.

Me too! Even though it did end up in someone else's mail box! My postal carrier is awful at her job.