topic Re: Thinking of Applying Citi Double Cash in Credit Card Approvals

Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 18:45:16 GMT

Experian 743....Ultilization 12% .... Inquires: 1

wait ?

Re: Thinking of Applying Citi Double Cash

uswala — Mon, 17 Nov 2014 19:08:02 GMT

I would say go for it!

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 19:10:23 GMT

@Anonymous wrote:
Experian 743....Ultilization 12% .... Inquires: 1

wait ?

Depending on your AAoA, I'd say go for it. Looks like you're a shoe-in!

Re: Thinking of Applying Citi Double Cash

FinStar — Mon, 17 Nov 2014 19:18:18 GMT

Just apply already!

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 19:23:03 GMT

Let us know if it's approved!

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 19:38:26 GMT

I would be extremely surprised if you weren't even instantly approved, let alone after a recon.

Do keep in mind though that Citi doesn't always pull EX. I wish they had pulled EX when I applied for the DC. Unfortunately they pulled EQ, my worst score by 40 points. Needless to say, I didn't get approved.

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 19:41:59 GMT

@Anonymous wrote:
I would be extremely surprised if you weren't even instantly approved, let alone after a recon.

Do keep in mind though that Citi doesn't always pull EX. I wish they had pulled EX when I applied for the DC. Unfortunately they pulled EQ, my worst score by 40 points. Needless to say, I didn't get approved.

i could not wait until myfico 3 undates my new ultization which shou;d've been 7% but after paying $41 it now says 12%. FBNO has not been reported yet neither my credit limit increase on my Discover. My EQ is - 150 points than EX so i hope they pull EX. Someone opened a mortgage under my indentity and god knows what else.

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 19:46:01 GMT

@Anonymous wrote:
@Anonymous wrote:
I would be extremely surprised if you weren't even instantly approved, let alone after a recon.

Do keep in mind though that Citi doesn't always pull EX. I wish they had pulled EX when I applied for the DC. Unfortunately they pulled EQ, my worst score by 40 points. Needless to say, I didn't get approved.
i could not wait until myfico 3 undates my new ultization which shou;d've been 7% but after paying $41 it now says 12%. FBNO has not been reported yet neither my credit limit increase on my Discover. My EQ is - 150 points than EX so i hope they pull EX. Someone opened a mortgage under my indentity and god knows what else.

I'm in a similar boat. My parents took out students loans in my name that I knew nothing about and missed several payments. My TU and EX reflect those baddies but they've increased a lot in the last year with on time credit card payments, but my stupid EQ has barely moved at all.

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 19:49:36 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I would be extremely surprised if you weren't even instantly approved, let alone after a recon.

Do keep in mind though that Citi doesn't always pull EX. I wish they had pulled EX when I applied for the DC. Unfortunately they pulled EQ, my worst score by 40 points. Needless to say, I didn't get approved.
i could not wait until myfico 3 undates my new ultization which shou;d've been 7% but after paying $41 it now says 12%. FBNO has not been reported yet neither my credit limit increase on my Discover. My EQ is - 150 points than EX so i hope they pull EX. Someone opened a mortgage under my indentity and god knows what else.
I'm in a similar boat. My parents took out students loans in my name that I knew nothing about and missed several payments. My TU and EX reflect those baddies but they've increased a lot in the last year with on time credit card payments, but my stupid EQ hasn't moved at all.

oh my god. i thought too if maybe my parents did this to me ? how could they ? how could they do this to their own child ? maybe they think im dead or something i dont know. They kicked me out when i was 15.

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 20:02:12 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I would be extremely surprised if you weren't even instantly approved, let alone after a recon.

Do keep in mind though that Citi doesn't always pull EX. I wish they had pulled EX when I applied for the DC. Unfortunately they pulled EQ, my worst score by 40 points. Needless to say, I didn't get approved.
i could not wait until myfico 3 undates my new ultization which shou;d've been 7% but after paying $41 it now says 12%. FBNO has not been reported yet neither my credit limit increase on my Discover. My EQ is - 150 points than EX so i hope they pull EX. Someone opened a mortgage under my indentity and god knows what else.
I'm in a similar boat. My parents took out students loans in my name that I knew nothing about and missed several payments. My TU and EX reflect those baddies but they've increased a lot in the last year with on time credit card payments, but my stupid EQ hasn't moved at all.
oh my god. i thought too if maybe my parents did this to me ? how could they ? how could they do this to their own child ? maybe they think im dead or something i dont know. They kicked me out when i was 15.

That's definitely possible. Who else would know your personal info better than your parents? It was very easy for my dad to do it since he has the exact same name as I do.

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 20:11:28 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I would be extremely surprised if you weren't even instantly approved, let alone after a recon.

Do keep in mind though that Citi doesn't always pull EX. I wish they had pulled EX when I applied for the DC. Unfortunately they pulled EQ, my worst score by 40 points. Needless to say, I didn't get approved.
i could not wait until myfico 3 undates my new ultization which shou;d've been 7% but after paying $41 it now says 12%. FBNO has not been reported yet neither my credit limit increase on my Discover. My EQ is - 150 points than EX so i hope they pull EX. Someone opened a mortgage under my indentity and god knows what else.
I'm in a similar boat. My parents took out students loans in my name that I knew nothing about and missed several payments. My TU and EX reflect those baddies but they've increased a lot in the last year with on time credit card payments, but my stupid EQ hasn't moved at all.
oh my god. i thought too if maybe my parents did this to me ? how could they ? how could they do this to their own child ? maybe they think im dead or something i dont know. They kicked me out when i was 15.
That's definitely possible. Who else would know your personal info better than your parents? It was very easy for my dad to do it since he has the exact same name as I do.

oh wow ... just saw spend $500 and get $200 back Chase Freedom

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 21:10:22 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I would be extremely surprised if you weren't even instantly approved, let alone after a recon.

Do keep in mind though that Citi doesn't always pull EX. I wish they had pulled EX when I applied for the DC. Unfortunately they pulled EQ, my worst score by 40 points. Needless to say, I didn't get approved.
i could not wait until myfico 3 undates my new ultization which shou;d've been 7% but after paying $41 it now says 12%. FBNO has not been reported yet neither my credit limit increase on my Discover. My EQ is - 150 points than EX so i hope they pull EX. Someone opened a mortgage under my indentity and god knows what else.
I'm in a similar boat. My parents took out students loans in my name that I knew nothing about and missed several payments. My TU and EX reflect those baddies but they've increased a lot in the last year with on time credit card payments, but my stupid EQ hasn't moved at all.
oh my god. i thought too if maybe my parents did this to me ? how could they ? how could they do this to their own child ? maybe they think im dead or something i dont know. They kicked me out when i was 15.
That's definitely possible. Who else would know your personal info better than your parents? It was very easy for my dad to do it since he has the exact same name as I do.
oh wow ... just saw spend $500 and get $200 back Chase Freedom

i guess no go

Re: Thinking of Applying Citi Double Cash

baller4life — Mon, 17 Nov 2014 21:13:11 GMT

Doesn't mean denial. Give them a call

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 21:25:23 GMT

Yeah call them. Might just need verification.

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 22:32:45 GMT

@Anonymous wrote:
Yeah call them. Might just need verification.

i called them and they just told me its in progress. i asked if there was any verification or anyone i should speak to about this they said no. its in progress to check in 24 hours. i was like okay ?

Re: Thinking of Applying Citi Double Cash

Anonymous — Mon, 17 Nov 2014 22:47:41 GMT

Yeah that's usually good news. Call back tomorrow

Re: Thinking of Applying Citi Double Cash

Anonymous — Tue, 18 Nov 2014 01:35:39 GMT

@Anonymous wrote:
Yeah that's usually good news. Call back tomorrow

Denied for hesitating.

Re: Thinking of Applying Citi Double Cash

FinStar — Tue, 18 Nov 2014 01:52:24 GMT

@Anonymous wrote:
@Anonymous wrote:
Yeah that's usually good news. Call back tomorrow
Denied for hesitating.

Re: Thinking of Applying Citi Double Cash

Anonymous — Tue, 18 Nov 2014 01:53:32 GMT

@Anonymous wrote:
@Anonymous wrote:
Yeah that's usually good news. Call back tomorrow
Denied for hesitating.

I dont understand.

Re: Thinking of Applying Citi Double Cash

FinStar — Tue, 18 Nov 2014 01:56:27 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Yeah that's usually good news. Call back tomorrow
Denied for hesitating.
I dont understand.

You should read several of the OP's posts to understand where Nixon is coming from. The CSP was another candidate, OP hesitated, spending threshold went up.