topic Re: BofA CLI Success - 10K to 20K Instant Approval in Credit Card Approvals

BofA CLI Success - 10K to 20K Instant Approval

Iincognito — Wed, 15 May 2013 19:48:24 GMT

I thought I would share...

Long story short, escrow closed and I was itching to request a CLI online. A few seconds -- instant approval (went from 10K to 20K). I got the following message:

Congratulations! Your credit line has been approved.
Your new total credit line is $20,000.00 with a cash credit line of $6,000.00. Your credit is now available for purchases, cash, access checks and balance transfers.

No revolving debt on my credit reports (0% utilization).

Re: BofA CLI Success - 10K to 20K Instant Approval

KIPPIE12 — Wed, 15 May 2013 20:00:00 GMT

Congrats! Are online cli's SP or HP? I want to request one on mine soon

Re: BofA CLI Success - 10K to 20K Instant Approval

Anonymous — Wed, 15 May 2013 20:00:59 GMT

Congrats. Awesome CLI!

Re: BofA CLI Success - 10K to 20K Instant Approval

CS800 — Wed, 15 May 2013 20:01:59 GMT

Congrats !!

My online request was a SP on EX

Re: BofA CLI Success - 10K to 20K Instant Approval

CreditChampion — Wed, 15 May 2013 20:03:12 GMT

Congrats!!! For future refrence though you should let one card report a balance and have 1-9% utilization for optimal fico score.

Re: BofA CLI Success - 10K to 20K Instant Approval

Iincognito — Wed, 15 May 2013 20:07:41 GMT

@KIPPIE12 wrote:
Congrats! Are online cli's SP or HP? I want to request one on mine soon

I expect to see a HP alert on my report within the next couple of days...

Re: BofA CLI Success - 10K to 20K Instant Approval

Anonymous — Wed, 15 May 2013 20:06:19 GMT

CONGRATULATIONS!!

Re: BofA CLI Success - 10K to 20K Instant Approval

toppers555 — Wed, 15 May 2013 20:06:43 GMT

mine have always been hp on tu

Re: BofA CLI Success - 10K to 20K Instant Approval

Anonymous — Wed, 15 May 2013 20:24:14 GMT

Congratulations!!

Re: BofA CLI Success - 10K to 20K Instant Approval

asphaltcowboy — Wed, 15 May 2013 20:32:34 GMT

Congrats, Nice

Re: BofA CLI Success - 10K to 20K Instant Approval

petarap — Wed, 15 May 2013 21:06:55 GMT

Nice. Congratulations. Good CLI.

Re: BofA CLI Success - 10K to 20K Instant Approval

Iincognito — Wed, 15 May 2013 21:45:03 GMT

@CreditChampion wrote:
Congrats!!! For future refrence though you should let one card report a balance and have 1-9% utilization for optimal fico score.

Thanks.

Agree, I usually keep a small balance on one of my cards, but ended up paying it off during escrow.

Re: BofA CLI Success - 10K to 20K Instant Approval

Anonymous — Wed, 15 May 2013 22:39:24 GMT

I got a HP on TU for mine. Apped for the Club card, then decided to request a CLI on my 3-2-1 card. Limits been at 4,100 since I opened the card in 2007. Got it converted from a $59 AF card to a non-AF in April.

Requested 10k, got a 'We'll let you know in 7-10 days'. Thought it was a decline so I froze TU again. Pulled my reports in Credit Secure this morning and see my available credit shoot up, they approved it for 10k. Should've asked for 15 or more but I wasn't in the mood to be greedy.

Re: BofA CLI Success - 10K to 20K Instant Approval

Anonymous — Wed, 15 May 2013 22:41:41 GMT

Grats!