topic Re: PayPal Extrsa MasterCard in Credit Card Approvals

PayPal Extrsa MasterCard

Anonymous — Tue, 09 Dec 2014 17:43:42 GMT

I recently applied for the PayPal Extras MasterCard, once I filled out the application online, it said I have to call a 1-866 number, so I did. They had to vefity who I was (social and sent my phone a text message with 6 numbers I had to give them), and I was approved. But here's what threw me off - he said I will get a package in the mail with the account number and I will link that to my PayPal account, but I won't get an actual card. Does this make sense to anyone? I'm on hold with another person from PayPal so I figured I would ask here while I listen to this music, lol.

Re: PayPal Extrsa MasterCard

Burned2manybridgesB4 — Tue, 09 Dec 2014 17:46:09 GMT

Sounds like you didn't qualify for the mastercard, and got the "smart connect" line of credit instead.

Re: PayPal Extrsa MasterCard

Anonymous — Tue, 09 Dec 2014 17:47:14 GMT

@Burned2manybridgesB4 wrote:
Sounds like you didn't qualify for the mastercard, and got the "smart connect" line of credit instead.

I'm new at rebuilding my credit so this might sound like a dumb question - will this still help build my credit?

Re: PayPal Extrsa MasterCard

Anonymous — Tue, 09 Dec 2014 17:48:07 GMT

@Burned2manybridgesB4 wrote:
Sounds like you didn't qualify for the mastercard, and got the "smart connect" line of credit instead.

+1 If it was a MasterCard they would send you the actual card.

Re: PayPal Extrsa MasterCard

Burned2manybridgesB4 — Tue, 09 Dec 2014 17:48:28 GMT

@Anonymous wrote:
@Burned2manybridgesB4 wrote:
Sounds like you didn't qualify for the mastercard, and got the "smart connect" line of credit instead.
I'm new at rebuilding my credit so this might sound like a dumb question - will this still help build my credit?

Don't have SC, so I'm not sure if it reports conventionally. Someone else will jump in here eventually.

Re: PayPal Extrsa MasterCard

Anonymous — Tue, 09 Dec 2014 17:49:33 GMT

@Anonymous wrote:
@Burned2manybridgesB4 wrote:
Sounds like you didn't qualify for the mastercard, and got the "smart connect" line of credit instead.
I'm new at rebuilding my credit so this might sound like a dumb question - will this still help build my credit?

Yes because Smart Connect reports to all 3 credit bureaus.

Re: PayPal Extrsa MasterCard

Anonymous — Tue, 09 Dec 2014 17:51:25 GMT

@Anonymous wrote:
Yes because Smart Connect reports to all 3 credit bureaus.

Thank you! Trying to rebuilt my credit after my teenage years ruined it, but up 30 points from back then!

Re: PayPal Extrsa MasterCard

Burned2manybridgesB4 — Tue, 09 Dec 2014 17:52:12 GMT

I know there's some type of gimmick, where you apply for the debit card, after getting SC, and link the two, and you get some type of rewards structure from the linkup. Use the search bar for paypal sc.

Re: PayPal Extrsa MasterCard

coldnmn — Tue, 09 Dec 2014 21:42:30 GMT

Congrats! You can get the business debit card and link to smart connect and get 1% on purchases where ever Mastercard is accepted. Thanks for sharing.

Re: PayPal Extrsa MasterCard

abbafan — Wed, 10 Dec 2014 02:35:46 GMT

@Anonymous wrote:
I recently applied for the PayPal Extras MasterCard, once I filled out the application online, it said I have to call a 1-866 number, so I did. They had to vefity who I was (social and sent my phone a text message with 6 numbers I had to give them), and I was approved. But here's what threw me off - he said I will get a package in the mail with the account number and I will link that to my PayPal account, but I won't get an actual card. Does this make sense to anyone? I'm on hold with another person from PayPal so I figured I would ask here while I listen to this music, lol.

Smart Connect can be pretty useful. First of all, it reports to all 3 bureaus. Second of all, as far as I know they auto-review your expedintures every 4 months and if you PIF (pay in full) each month or at least don't carry more than 10% balance you may qualify for a credit limit increase. PayPal can be generous when it comes to cli (credit limit increase).

Re: PayPal Extrsa MasterCard

Anonymous — Wed, 10 Dec 2014 07:08:32 GMT

Congratulations!

Re: PayPal Extrsa MasterCard

alvon123 — Wed, 10 Dec 2014 11:07:06 GMT

congrats

Re: PayPal Extrsa MasterCard

Anonymous — Fri, 19 Dec 2014 15:58:37 GMT

congrats on you aproval,

what was your scores whe you go approved for it?,

give a snapshot of your credit, I'm thinking about to apply for paypal credit card!

Re: PayPal Extrsa MasterCard

Anonymous — Fri, 19 Dec 2014 16:55:32 GMT

Is this the same as paypal credit??

Re: PayPal Extrsa MasterCard

CreditMagic7 — Fri, 19 Dec 2014 18:17:32 GMT

Congrats! on the PayPal MC approval. I luv mine much better than the paypal credit

Re: PayPal Extrsa MasterCard

abbafan — Fri, 19 Dec 2014 18:21:52 GMT

@Anonymous wrote:
Is this the same as paypal credit??

No. PayPal credit is former BillMe Later.