topic Re: Chase Sapphire Preferred in Credit Card Approvals

Chase Sapphire Preferred

Anonymous — Wed, 10 Dec 2014 17:48:25 GMT

Well, just got instant-approved for a Chase Sapphire Preferred card. First post here, just wanted to share my experience because I did a good bit of lurking before I applied. My average FICO score is 670. I received my first credit card 6 months ago, when I got my first "big boy job" at 23 after college graduation. It was a VISA with my local credit union with a $750 limit. Last month I had the limit raised to $2,000, and this month I decided that I might as well be racking up points and I decided in a fit of vanity that a metal card would be really nice. I make around $85,000 gross, so I'm guessing that is the only reason I was approved with such little credit history and a score less than 700 (and didn't even have to call the backdoor line). Also, I was approved for CL of $8,000.

Thanks to the community for the helpful information--I look forward to contributing more in the future.

Re: Chase Sapphire Preferred

Anonymous — Wed, 10 Dec 2014 17:53:07 GMT

Sorry for double post--forgot to add that I have no prior history with Chase and that my credit utilization is less than 10%. Hopefully this info will help someone else out.

Re: Chase Sapphire Preferred

uswala — Wed, 10 Dec 2014 17:56:33 GMT

Congrats on the approval!

Re: Chase Sapphire Preferred

CreditCuriosity — Wed, 10 Dec 2014 18:03:05 GMT

Got a nice job right out of college making that amount of coin.. Congrats on the approval

Re: Chase Sapphire Preferred

Anonymous — Wed, 10 Dec 2014 18:06:03 GMT

Thank you. I'm a mechanical engineer, I work in oil and gas, and that figure includes a little bit of overtime.

Re: Chase Sapphire Preferred

b_diddy — Wed, 10 Dec 2014 18:41:05 GMT

Welcome here, and congrats!

Re: Chase Sapphire Preferred

Anonymous — Wed, 10 Dec 2014 18:57:03 GMT

Congratulations.

I want this card, too.

Re: Chase Sapphire Preferred

coldnmn — Wed, 10 Dec 2014 19:39:59 GMT

Congrats! Welcome to the forum and thanks for sharing.

Re: Chase Sapphire Preferred

alvon123 — Wed, 10 Dec 2014 23:57:23 GMT

congrats

Re: Chase Sapphire Preferred

Anonymous — Thu, 11 Dec 2014 01:23:37 GMT

Congrats!

Re: Chase Sapphire Preferred

Anonymous — Thu, 11 Dec 2014 09:24:40 GMT

Congratulations!

Re: Chase Sapphire Preferred

Ashes — Thu, 11 Dec 2014 14:49:17 GMT

Congrats on getting the approval for CSP!!

Re: Chase Sapphire Preferred

Anonymous — Sun, 14 Dec 2014 10:33:43 GMT

@Anonymous wrote:
Well, just got instant-approved for a Chase Sapphire Preferred card. First post here, just wanted to share my experience because I did a good bit of lurking before I applied. My average FICO score is 670. I received my first credit card 6 months ago, when I got my first "big boy job" at 23 after college graduation. It was a VISA with my local credit union with a $750 limit. Last month I had the limit raised to $2,000, and this month I decided that I might as well be racking up points and I decided in a fit of vanity that a metal card would be really nice. I make around $85,000 gross, so I'm guessing that is the only reason I was approved with such little credit history and a score less than 700 (and didn't even have to call the backdoor line). Also, I was approved for CL of $8,000.

Thanks to the community for the helpful information--I look forward to contributing more in the future.

Congratulations!..Thanks for sharing.

Re: Chase Sapphire Preferred

Anonymous — Sun, 14 Dec 2014 13:04:00 GMT

Congrats!

Re: Chase Sapphire Preferred

TURNERHOOVER — Sun, 14 Dec 2014 19:35:31 GMT

CONGRATS

Re: Chase Sapphire Preferred

creditlady43 — Tue, 16 Dec 2014 15:41:49 GMT

Congrats!

Re: Chase Sapphire Preferred

Anonymous — Tue, 16 Dec 2014 21:19:18 GMT

Now if this darn thing would just hurry up and arrive...

Re: Chase Sapphire Preferred

Anonymous — Tue, 16 Dec 2014 21:27:28 GMT

@Anonymous wrote:
Now if this darn thing would just hurry up and arrive...

You should have called and let them know you were travelling and you get it in 2 days. Not rubbing it in but I applied on saturday and my card just arrived - 2 days. It is really pretty. Hopefully it comes soon.

Re: Chase Sapphire Preferred

Anonymous — Tue, 16 Dec 2014 21:30:43 GMT

I have no justifiable reason to be in a rush to get it, unfortunately. I'm just impatient.

Re: Chase Sapphire Preferred

Anonymous — Tue, 16 Dec 2014 21:34:02 GMT

@Anonymous wrote:
I have no justifiable reason to be in a rush to get it, unfortunately. I'm just impatient.

I am also impatient lol.. and didn't want to stalk the mailman. Am I travelling,? NO. I just want my card in 2 days like everyone else..