topic Re: Scored!!! Time for the garden. in Credit Card Approvals

Scored!!! Time for the garden.

Kathy4NU — Thu, 23 May 2013 15:25:47 GMT

Closed on my house yesterday. Applied for a two new cards I have been wanting and wanted to get them before the mortgage hit my reports.

Applied for Nebraska Furniture Mart card. If you live near a Nebraska Furniture Mart than you know this is a card you want. Instantly approved for $3500. Blew me away. I swear when I walked away I was floating. It honeslty felt that way. First time I have EVER been instantly approved. Felt wonderful. Bought a new mattress that came with a $300 gift card that I used to buy a new dishwasher with.

Also wanted a Discover IT card. Applied a few minutes ago and BAM - instant approval again. Set up my account etc but never saw what I was approved for. Called and they said $2500. I will take it.

What I already have is: Chase: $1000 and a Visa with my CU for $1000. VS: $350. Credit union told me at closing yesterday that they are raising my limit but didn't tell me what they are raising it to. I like to use that one for emergencies as the APR is only 8%. The Chase and Discover will be for everyday expenses and PIF each month.

Also moving my car loan over to the credit union at 1.5%.

In the garden I go for 18 months. My inquires are really high (like 6 per report) because of mortgage app etc. My AAoA will take a severe hit with a mortgage, second mortgage, car loan and 2 new credit cards hitting it all in one month. Hopefully in 18 months I will be in the high 700's.

Life is beautiful!!

Re: Scored!!! Time for the garden.

rtw — Thu, 23 May 2013 15:30:21 GMT

Congrats and welcome to the garden!

Re: Scored!!! Time for the garden.

asphaltcowboy — Thu, 23 May 2013 15:32:17 GMT

Congrats on all your recent success, welcome to the garden!!!

Re: Scored!!! Time for the garden.

CreditJunkie917 — Thu, 23 May 2013 15:39:43 GMT

Congrats!!

Re: Scored!!! Time for the garden.

ktl72455 — Thu, 23 May 2013 15:54:15 GMT

Congrats!

Re: Scored!!! Time for the garden.

Anonymous — Thu, 23 May 2013 18:33:24 GMT

A big round of congrats! I will definitely see you in the garden.

Re: Scored!!! Time for the garden.

Anonymous — Thu, 23 May 2013 18:47:27 GMT

Well played!

Re: Scored!!! Time for the garden.

shanac — Thu, 23 May 2013 20:45:10 GMT

Congratulations Kathy! I've been following your threads and am excited for your success!

Re: Scored!!! Time for the garden.

LS2982 — Thu, 23 May 2013 20:48:29 GMT

CONGRATS!!!

Re: Scored!!! Time for the garden.

Kathy4NU — Thu, 23 May 2013 20:54:53 GMT

Well that trip to the garden lasted about 10 minutes. Decided I really needed a card for a home improvement store. Debated between Lowe's, Home Depot and Menards. Decided to go with Menards. Instant approval for $3000 so now I really am in the garden.

I rejected Lowe's because I was rejected two times for Walmart. It came down between Home Depot and Menards. Home Depot is very close to my home. I use them a lot but they are building a new Menards a few miles away and they seem to have better sales.

Re: Scored!!! Time for the garden.

LS2982 — Thu, 23 May 2013 20:57:42 GMT

@Kathy4NU wrote:
Well that trip to the garden lasted about 10 minutes. Decided I really needed a card for a home improvement store. Debated between Lowe's, Home Depot and Menards. Decided to go with Menards. Instant approval for $3000 so now I really am in the garden.

I rejected Lowe's because I was rejected two times for Walmart. It came down between Home Depot and Menards. Home Depot is very close to my home. I use them a lot but they are building a new Menards a few miles away and they seem to have better sales.

CONGRATS

(emergency response team alerted) lol

Re: Scored!!! Time for the garden.

Anonymous — Thu, 23 May 2013 20:58:51 GMT

He/sheer rehoused you needed that home improvement cc. Anything else while you are on your spree?

Re: Scored!!! Time for the garden.

Kathy4NU — Thu, 23 May 2013 21:03:12 GMT

@Anonymous wrote:
He/sheer rehoused you needed that home improvement cc. Anything else while you are on your spree?

That is what I am trying to figure out. I have planned to garden for 18 months so I want to make sure I have everything I need. Any suggestions?

Re: Scored!!! Time for the garden.

Kathy4NU — Thu, 23 May 2013 21:04:33 GMT

@Anonymous wrote:
He/sheer rehoused you needed that home improvement cc. Anything else while you are on your spree?

That is what I am trying to think of. Any suggestions? I have planned to not app for 18 months so I want to make sure I have everything I could need. Does Discover grow nicely?

Thus far:

Freedom

Discover IT

Menards

NFM

Visa from CU