topic Re: Do I have A Chance In Getting Approved For CSP in Credit Card Approvals

Re: Do I have A Chance In Getting Approved For CSP

NycGirl41 — Mon, 15 Dec 2014 16:45:19 GMT

Many thanks @Nixon

I took your advice and I applied for the Chase Freedom first... was approved for $7000, then applied immediately for the CSP and was instantly approved for 12K

Re: Do I have A Chance In Getting Approved For CSP

Anonymous — Mon, 15 Dec 2014 17:59:52 GMT

Congrats! I was going to say that Freedom is probably the harder card to get, so you should do it first. You did that anyway, and got some great limits to boot. Don't forget to do some research on using the cards together to maximize your UR points!

Do I have A Chance In Getting Approved For CSP

NycGirl41 — Mon, 08 Dec 2014 13:58:19 GMT

Later this month I really would like to apply for the CSP, but only if I have a good shot in getting approved. I have a little over 3 years of credit and AAoA is a little over 1 year. I know Chase pulls EX here in NY, so I'm hoping my current score in my sig is good enough? Also I don't have any CC's that have a 5K limit yet, so maybe because of that I will get denied by Chase? So basically should I try for the CSP or play it safe and just go for Freedom?

Re: Do I have A Chance In Getting Approved For CSP

Anonymous — Mon, 08 Dec 2014 14:05:33 GMT

@NycGirl41 wrote:
Later this month I really would like to apply for the CSP, but only if I have a good shot in getting approved. I have a little over 3 years of credit and AAoA is a little over 1 year. I know Chase pulls EX here in NY, so I'm hoping my current score in my sig is good enough? Also I don't have any CC's that have a 5K limit yet, so maybe because of that I will get denied by Chase? So basically should I try for the CSP or play it safe and just go for Freedom?

EX should be good to go.

I'd shotgun it and apply for both Freedom and CSP same time (but only if you get instant approval on the first app)

Any more details about your credit profile? Score isn't everything you know..

Re: Do I have A Chance In Getting Approved For CSP

NycGirl41 — Mon, 08 Dec 2014 14:20:41 GMT

@Anonymous wrote:
@NycGirl41 wrote:
Later this month I really would like to apply for the CSP, but only if I have a good shot in getting approved. I have a little over 3 years of credit and AAoA is a little over 1 year. I know Chase pulls EX here in NY, so I'm hoping my current score in my sig is good enough? Also I don't have any CC's that have a 5K limit yet, so maybe because of that I will get denied by Chase? So basically should I try for the CSP or play it safe and just go for Freedom?
EX should be good to go.

I'd shotgun it and apply for both Freedom and CSP same time (but only if you get instant approval on the first app)
Any more details about your credit profile? Score isn't everything you know..

My credit profile is clean... no baddies. Only thing that really concerns me is that my credit is still considered "new" being that it's only 3 years old. I don't have a mortgage or any other loans. If I did apply for both Freedom and CSP, would it be just 1 HP?

Forgot to say my utilization is pretty low... I usually keep it around 4%

Re: Do I have A Chance In Getting Approved For CSP

Anonymous — Mon, 08 Dec 2014 14:20:57 GMT

It could be. just luck of the draw.

Re: Do I have A Chance In Getting Approved For CSP

cbracer1980 — Mon, 08 Dec 2014 14:24:02 GMT

With those scores I would be shocked if you didn't get approved. They gave me a CSP with a 5k limit and my scores were low 600's with 25-35% utli and a couple paid baddies.

Re: Do I have A Chance In Getting Approved For CSP

NycGirl41 — Mon, 08 Dec 2014 14:31:41 GMT

@cbracer1980 wrote:
With those scores I would be shocked if you didn't get approved. They gave me a CSP with a 5k limit and my scores were low 600's with 25-35% utli and a couple paid baddies.

Wow, that's amazing! Did you already have a checking account with Chase when you applied for CSP?

What I'll do is see if I get instantly approved for Freedom, then I'll shoot for CSP

Re: Do I have A Chance In Getting Approved For CSP

Anonymous — Mon, 08 Dec 2014 14:44:05 GMT

@NycGirl41 wrote:
@cbracer1980 wrote:
With those scores I would be shocked if you didn't get approved. They gave me a CSP with a 5k limit and my scores were low 600's with 25-35% utli and a couple paid baddies.
Wow, that's amazing! Did you already have a checking account with Chase when you applied for CSP?

What I'll do is see if I get instantly approved for Freedom, then I'll shoot for CSP

Good idea. Keep us posted! I'm sure youll get it.

Re: Do I have A Chance In Getting Approved For CSP

NycGirl41 — Mon, 08 Dec 2014 14:47:18 GMT

@Anonymous wrote:
@NycGirl41 wrote:
@cbracer1980 wrote:
With those scores I would be shocked if you didn't get approved. They gave me a CSP with a 5k limit and my scores were low 600's with 25-35% utli and a couple paid baddies.
Wow, that's amazing! Did you already have a checking account with Chase when you applied for CSP?

What I'll do is see if I get instantly approved for Freedom, then I'll shoot for CSP
Good idea. Keep us posted! I'm sure youll get it.

Hopefully! Thanks everyone

Re: Do I have A Chance In Getting Approved For CSP

Anonymous — Mon, 08 Dec 2014 14:54:39 GMT

I think you'll be fine In my experience having a CC with a 5k limit wasnt necessary for CS approval. None of my cards at the time were over 1k and I had lower scores. Good luck!

Re: Do I have A Chance In Getting Approved For CSP

Anonymous — Mon, 15 Dec 2014 16:45:19 GMT

Moved to CC Approvals

Re: Do I have A Chance In Getting Approved For CSP

uswala — Mon, 15 Dec 2014 22:34:56 GMT

@NycGirl41 wrote:
@Many thanks @Anonymous

I took your advice and I applied for the Chase Freedom first... was approved for $7000, then applied immediately for the CSP and was instantly approved for 12K

Congrats!

Re: Do I have A Chance In Getting Approved For CSP

Anonymous — Tue, 16 Dec 2014 03:13:15 GMT

Nice job, congrats on your both approvals

Re: Do I have A Chance In Getting Approved For CSP

alvon123 — Tue, 16 Dec 2014 14:04:28 GMT

@NycGirl41 wrote:
@Many thanks @Anonymous

I took your advice and I applied for the Chase Freedom first... was approved for $7000, then applied immediately for the CSP and was instantly approved for 12K

congrats