topic Re: Discover CLI in Credit Card Approvals

Discover CLI

phillyguy12 — Sat, 13 Apr 2013 14:05:11 GMT

Just got an unexpected auto CLI on my discover more card. Wasn't expecting another till july which will be the 1 yr mark. i just got a 300 auto cli in jan (6 mo anv) and this was 400 so now im up to 1900 line with them. i wonder if its because i bumped my income some on the site, i was just looking around and found they had a spot for annual income in the profile and it had what i put on the org app, i just updated to current amt which was slightly higher. i just did that within the last 2 weeks, but i have also had some neg info and 2 hard pulls age off my report

Re: Discover CLI

jsickz32 — Sat, 13 Apr 2013 14:09:13 GMT

Congrats! Im jelly my IT has been at 1700 for 9 months now

Re: Discover CLI

LS2982 — Sat, 13 Apr 2013 14:16:25 GMT

CONGRATS!!!

Wish Id see some auto luv, Discover just doesn't like me.

Re: Discover CLI

phillyguy12 — Sat, 13 Apr 2013 21:01:57 GMT

jsickz32 from your sig. your file looks pretty thick maybe thats why you haven't gotten an auto cli yet, maybe on the 1 yr mark you will get some auto luv if not give them a call. personally im glad to have them back in my wallet, i org had 4500 line w/ them but i crashed and burned my credit and they were the easiest one for me to deal with , yea they closed the account but were willing to work with me to pay it off once i paid it off waited a few months and reapplied, couldn't get it back dated though

LS2982 how long have you had it?

Re: Discover CLI

Anonymous — Sat, 13 Apr 2013 21:04:08 GMT

Congrats on your increase!

Re: Discover CLI

Anonymous — Sat, 13 Apr 2013 21:29:03 GMT

I got an auto increase of $250.00 at the six month mark and another increase of $250.00 within the last week.

I hadn't used my discover in a few months then put a small charge on it and got the auto c.l.i.

Re: Discover CLI

LS2982 — Sat, 13 Apr 2013 21:37:11 GMT

@phillyguy12 wrote:
@jsickz32 from your sig. your file looks pretty thick maybe thats why you haven't gotten an auto cli yet, maybe on the 1 yr mark you will get some auto luv if not give them a call. personally im glad to have them back in my wallet, i org had 4500 line w/ them but i crashed and burned my credit and they were the easiest one for me to deal with , yea they closed the account but were willing to work with me to pay it off once i paid it off waited a few months and reapplied, couldn't get it back dated though

LS2982 how long have you had it?

Over a year now.

Re: Discover CLI

lg8302ch — Sat, 13 Apr 2013 21:49:17 GMT

Congrats! thanks for sharing

Re: Discover CLI

Epcot — Sat, 13 Apr 2013 23:42:32 GMT

That's great, Congrats!

Re: Discover CLI

phillyguy12 — Sun, 14 Apr 2013 00:21:39 GMT

thanks everyone, LS2982 have you tried the Luv button? i dont know if its a hard or soft pull though

Re: Discover CLI

qtcbcute — Sun, 14 Apr 2013 00:54:24 GMT

Congrats! So did I just last night. I got an email stating they bumped me up to $7800 from $6000! Was very excited. Should I expect anymore?

Re: Discover CLI

phillyguy12 — Sun, 14 Apr 2013 01:37:54 GMT

guess it depends on your sit with them, looks like some get luv some don't just curious is this your first bump or has it steadly gone up for you over time?

Re: Discover CLI

qtcbcute — Sun, 14 Apr 2013 02:28:16 GMT

My first bump. I've only had the card since Oct '12. I even have a $1200 balance when they bumped me.

Re: Discover CLI

phillyguy12 — Sun, 14 Apr 2013 15:16:16 GMT

you will prob see another at the 1 yr mark, but who knows you may too also see one at 9 months

Re: Discover CLI

QueenBeeOC — Thu, 23 May 2013 23:49:32 GMT