topic Re: Capital One Platinum Credit Card Approval! in Credit Card Approvals

Capital One Platinum Credit Card Approval!

Anonymous — Thu, 11 Dec 2014 04:31:41 GMT

Hello everyone! I have been lurking for awhile and decided to finally create an account. I started rebuilding my credit about a year ago. I pulled my credit report and took advice from folks on here. I started getting pre approval letters from Capital One as of late. I had a credit card with them back in 2007, fell behind on payments, but eventually settled with Capital One paying them in full. I was nervous about applying for a card again, but I took a chance and my application was approved with a credit line of $2,000! My credit score is 614. I've been making on time payments for Sallie Mae, and my federal student loans. I was so excited I had to share, I learned a lot from this forum.

Re: Capital One Platinum Credit Card Approval!

uswala — Thu, 11 Dec 2014 05:41:40 GMT

Congrats!

Re: Capital One Platinum Credit Card Approval!

Anonymous — Mon, 19 Jan 2015 03:00:02 GMT

Re: Capital One Platinum Credit Card Approval!

b_diddy — Thu, 11 Dec 2014 07:43:35 GMT

Welcome here, and congrats! That's a pretty good starting limit with a 614. Tend to it well.

Re: Capital One Platinum Credit Card Approval!

Anonymous — Thu, 11 Dec 2014 09:29:09 GMT

Congratulations!

Re: Capital One Platinum Credit Card Approval!

Anonymous — Thu, 11 Dec 2014 10:20:49 GMT

Way to go!

Re: Capital One Platinum Credit Card Approval!

alvon123 — Thu, 11 Dec 2014 11:19:37 GMT

congrats

Re: Capital One Platinum Credit Card Approval!

coldnmn — Thu, 11 Dec 2014 11:32:05 GMT

Congrats! Welcome to the forum and thanks for sharing.

Re: Capital One Platinum Credit Card Approval!

Anonymous — Thu, 11 Dec 2014 12:31:08 GMT

Congrats! Cap one catches a lot a flak on here, but others (including me) have had good luck with them. I started with a plat card less than 6 months ago. Then they offered me a quicksilver one, took that with a $3k limit. Then I called in and upgraded my Plat card to a QS with no annual fee and they guaranteed me a CLI in Jan when I hit a full 6 months.

Treat them well, and Cap one will grow with you. They have some pretty good rewards programs these days too. My next plan is to work on moving my QS1 into a venture card with no AF. And of course more CLI's

Re: Capital One Platinum Credit Card Approval!

Anonymous — Thu, 11 Dec 2014 12:36:05 GMT

Congrats!

Re: Capital One Platinum Credit Card Approval!

Anonymous — Thu, 11 Dec 2014 13:55:31 GMT

Welcome to the forum and sharing your excitement ... congrats!

Re: Capital One Platinum Credit Card Approval!

Ashes — Thu, 11 Dec 2014 14:28:21 GMT

Congratulations and welcome to the forum and the Capital One family!! This forum is an overflowing fountain of wonderfully useful information so do feel free to stick around~

Re: Capital One Platinum Credit Card Approval!

Techsavvy — Thu, 11 Dec 2014 16:33:43 GMT

Congratulations and thanks for sharing!

Re: Capital One Platinum Credit Card Approval!

Anonymous — Sun, 14 Dec 2014 10:29:51 GMT

@Anonymous wrote:
Hello everyone! I have been lurking for awhile and decided to finally create an account. I started rebuilding my credit about a year ago. I pulled my credit report and took advice from folks on here. I started getting pre approval letters from Capital One as of late. I had a credit card with them back in 2007, fell behind on payments, but eventually settled with Capital One paying them in full. I was nervous about applying for a card again, but I took a chance and my application was approved with a credit line of $2,000! My credit score is 614. I've been making on time payments for Sallie Mae, and my federal student loans. I was so excited I had to share, I learned a lot from this forum.

Congratulations!..Thanks for sharing.

Re: Capital One Platinum Credit Card Approval!

Anonymous — Mon, 15 Dec 2014 23:12:08 GMT

Thanks for everyone! I'm beyond excited with the approval! I plan to use it very wisely.

Re: Capital One Platinum Credit Card Approval!

NP27 — Mon, 15 Dec 2014 23:16:41 GMT

@Anonymous wrote:
Thanks for everyone! I'm beyond excited with the approval! I plan to use it very wisely.

Sweet! Congrats!

Re: Capital One Platinum Credit Card Approval!

Anonymous — Tue, 16 Dec 2014 00:11:47 GMT

Awesome! Congrats!

Re: Capital One Platinum Credit Card Approval!

althes — Tue, 16 Dec 2014 00:38:03 GMT

congrats

Re: Capital One Platinum Credit Card Approval!

p- — Tue, 16 Dec 2014 00:39:20 GMT

Congratulations! Be sure to check your approval letter; you might be in the Credit Steps program and get your first CLI after six months. Hang on to that card, it will grow with you.

Re: Capital One Platinum Credit Card Approval!

Anonymous — Tue, 16 Dec 2014 00:57:14 GMT

I checked and it did not say anything about the credit steps program. Should I call and ask about that?