topic Re: Capital one card approval in Credit Card Approvals

Capital one card approval

Anonymous — Thu, 18 Dec 2014 04:05:12 GMT

my husband and I have been struggling living in Boston since 2007. We were young got credit cards and a car not understanding credit. Our income when significantly down and it was pure hell. I got a great 90k job in Houston are paying our bills and watching our credit since July 2014. In November I was approved for a capital one card for 1k for the first time in years and I started using my Macy's card that I never closed. My goal is to get from 20 percent untilization to less than 10 percent and stay that way. Have to start somewhere!

Re: Capital one card approval

uswala — Thu, 18 Dec 2014 04:14:48 GMT

Congrats!

Re: Capital one card approval

Anonymous — Thu, 18 Dec 2014 04:20:45 GMT

Congrats!

Re: Capital one card approval

Anonymous — Thu, 18 Dec 2014 04:43:07 GMT

Good plan

Re: Capital one card approval

NRB525 — Thu, 18 Dec 2014 05:21:08 GMT

Congratulations!

Re: Capital one card approval

Anomalous — Thu, 18 Dec 2014 05:59:03 GMT

Congratulations on the approval!

Re: Capital one card approval

Anonymous — Thu, 18 Dec 2014 06:09:48 GMT

Awesome. Don't be too sad that you're starting with Cap 1. They gave me their crappies tunsecured card with the worst apr and a 500 dollar limit a few years ago. All I did was pay it off religiously, run some money through it, and after 18 months of that Amex was begging me to take one of their cards and I obliged

Just pay all your balances dutifully, you'll be good to go.

Re: Capital one card approval

Anonymous — Thu, 18 Dec 2014 09:46:33 GMT

Congratulations!

Re: Capital one card approval

coldnmn — Thu, 18 Dec 2014 10:43:39 GMT

Congrats! Thanks for sharing.

Re: Capital one card approval

b_diddy — Thu, 18 Dec 2014 10:57:48 GMT

Welcome here, and congrats on starting your journey back!

Re: Capital one card approval

alvon123 — Thu, 18 Dec 2014 16:34:04 GMT

congrats

Re: Capital one card approval

gdale6 — Thu, 18 Dec 2014 21:18:57 GMT

@Anonymous wrote:
my husband and I have been struggling living in Boston since 2007. We were young got credit cards and a car not understanding credit. Our income when significantly down and it was pure hell. I got a great 90k job in Houston are paying our bills and watching our credit since July 2014. In November I was approved for a capital one card for 1k for the first time in years and I started using my Macy's card that I never closed. My goal is to get from 20 percent untilization to less than 10 percent and stay that way. Have to start somewhere!

Grats to your success

Re: Capital one card approval

Anonymous — Fri, 19 Dec 2014 01:12:18 GMT

Nice approval, congrats