topic Re: Chase Freedom Approval! in Credit Card Approvals

Chase Freedom Approval!

Anonymous — Thu, 18 Dec 2014 16:21:36 GMT

Well, it has been quite the great December for me! I started rebuilding my credit about two years ago and within the past two weeks I was approved for the AMEX ED card with a $5,000 limit and this morning I decided to pull the trigger with Chase for the Freedom card and received the 7-10 day notice. I called in and just had to verify my identity. The CSR came back and said that I had been approved for $3,000 limit. Prior to these cards I had 2 Capital One accts with a $1,500 and $1,800 limit and a First Premier card with a $300 limit :/

For those wondering: My annual income is $56,000, prior to my AMEX application I had no HPs within the past 2 years, 3 current TL accounts - all have been paid on time and are are around 25% UTL. I have 2 old baddies - 1 due to fall off in 9/15 and 10/15. My scores are: EX: 690 TU: 660 and EQ: 670.

I honestly never thought that I would be in this position getting approved for top tier cards. This forum has saved my credit life!

Re: Chase Freedom Approval!

Anomalous — Thu, 18 Dec 2014 16:26:32 GMT

That's awesome! Congratulations!

Re: Chase Freedom Approval!

Anonymous — Thu, 18 Dec 2014 16:26:36 GMT

Congratulations....continued success in the world of credit.

Re: Chase Freedom Approval!

Anonymous — Thu, 18 Dec 2014 16:35:10 GMT

Nixon stop stealing others lines Congrats OP!

Re: Chase Freedom Approval!

Anonymous — Thu, 18 Dec 2014 16:37:59 GMT

3,000 CL isn't bad on a Freedom. I got half that with 22K more reported income.

Re: Chase Freedom Approval!

uswala — Thu, 18 Dec 2014 16:44:26 GMT

Congrats on the apoproval!

Re: Chase Freedom Approval!

coldnmn — Thu, 18 Dec 2014 16:54:10 GMT

Congrats! Thanks for sharing.

Re: Chase Freedom Approval!

alvon123 — Thu, 18 Dec 2014 17:01:05 GMT

congrats

Re: Chase Freedom Approval!

Anonymous — Thu, 18 Dec 2014 17:04:26 GMT

Congrats!

Re: Chase Freedom Approval!

creditFiend — Thu, 18 Dec 2014 17:14:15 GMT

Congratulations
This forum has been beneficial toward my journey as well.

Re: Chase Freedom Approval!

Anonymous — Thu, 18 Dec 2014 17:14:57 GMT

Congratulations on your approval for your Chase Freedom! Continue Success in The World of Credit Cards!

Re: Chase Freedom Approval!

Kennie02 — Thu, 18 Dec 2014 20:59:20 GMT

Congrats on your approvals!

Re: Chase Freedom Approval!

Anonymous — Thu, 18 Dec 2014 21:03:08 GMT

BIG Congratulations!!!!!!! OP

Re: Chase Freedom Approval!

Anonymous — Fri, 19 Dec 2014 01:13:56 GMT

Very nice, congrats on your approval

Re: Chase Freedom Approval!

gingerflower — Fri, 19 Dec 2014 04:14:27 GMT

Good job congratulations.

Re: Chase Freedom Approval!

Anonymous — Fri, 19 Dec 2014 05:07:32 GMT

Congratulations!!! Speaking from personal experience, I think there is something gratifying about being on a credit-rebuilding journey and then being approved for a nice card like the Freedom. The Freedom was the first "good" card I was approved for (my Quicksilver was a PC from a Capital One Platinum). It is like a milestone in your journey to freedom (pun intended) from credit woes. Well done!

Re: Chase Freedom Approval!

gdale6 — Fri, 19 Dec 2014 05:14:22 GMT

@Anonymous wrote:
Well, it has been quite the great December for me! I started rebuilding my credit about two years ago and within the past two weeks I was approved for the AMEX ED card with a $5,000 limit and this morning I decided to pull the trigger with Chase for the Freedom card and received the 7-10 day notice. I called in and just had to verify my identity. The CSR came back and said that I had been approved for $3,000 limit. Prior to these cards I had 2 Capital One accts with a $1,500 and $1,800 limit and a First Premier card with a $300 limit :/

For those wondering: My annual income is $56,000, prior to my AMEX application I had no HPs within the past 2 years, 3 current TL accounts - all have been paid on time and are are around 25% UTL. I have 2 old baddies - 1 due to fall off in 9/15 and 10/15. My scores are: EX: 690 TU: 660 and EQ: 670.

I honestly never thought that I would be in this position getting approved for top tier cards. This forum has saved my credit life!

Grats to your success OP

Re: Chase Freedom Approval!

Anonymous — Fri, 19 Dec 2014 05:43:11 GMT

Thank you! There really is something so special about getting approved. Especially when you can remember back on the day when your credit scores were in the 500's and no one would approve you for credit. Now I just need to get my scores above 700!

Re: Chase Freedom Approval!

Anonymous — Fri, 19 Dec 2014 12:18:27 GMT

Congratulations!

Re: Chase Freedom Approval!

Anonymous — Fri, 19 Dec 2014 18:32:10 GMT

Ok, so this is weird... This morning I logged into my capital one acct and my card with a $1,500 limit (it has been $1,500 for two years) got an auto increase to $4,500! In two weeks I went from having $3,600 in total credit to $14,600! I'm feeling pretty blessed at the moment!