topic Re: Paypal Credit Approved in Credit Card Approvals

Paypal Credit Approved

Creditcurious74 — Thu, 18 Dec 2014 17:29:44 GMT

Applied for paypal credit with a start line $1001.00 is it possible I can call them to increase or should I wait? Also I need clarification, This account will not reflect on my credit report. I don't know if they did a SP or HP

Any information will be appreciated.

Re: Paypal Credit Approved

chalupaman — Thu, 18 Dec 2014 17:37:32 GMT

It's a HP and it doesn't report so it's a hidden TL. In order to get your limit higher, you'd have to buy something greater than what you have as your CL and see if they will approve that or not. It's not like with other Comenity accounts where there's a CLI button.

Congrats.

Re: Paypal Credit Approved

Anonymous — Thu, 18 Dec 2014 17:37:21 GMT

congrats on your approval!!!

Re: Paypal Credit Approved

creditFiend — Thu, 18 Dec 2014 17:37:55 GMT

HP, but should not reflect on CR.
I was denied BML during one of my sprees earlier this year for too many inquiries. I wanted it for the hidden trade.
Congratulations to you!!

Re: Paypal Credit Approved

Anomalous — Thu, 18 Dec 2014 17:39:27 GMT

Congratulations on the approval!

Re: Paypal Credit Approved

Creditcurious74 — Thu, 18 Dec 2014 17:40:22 GMT

Thanks guys. does anyone know what bureau they use

Re: Paypal Credit Approved

chalupaman — Thu, 18 Dec 2014 17:48:20 GMT

@Zelaya wrote:
Thanks guys. does anyone know what bureau they use

They pulled EQ for me.

Re: Paypal Credit Approved

uswala — Thu, 18 Dec 2014 17:49:35 GMT

Congrats on the approval!

Re: Paypal Credit Approved

Anonymous — Thu, 18 Dec 2014 17:56:26 GMT

They pulled EQ for me also! I love that I doesn't report!

Re: Paypal Credit Approved

abbafan — Thu, 18 Dec 2014 20:08:20 GMT

PayPal Smart Connect reports to all 3 agencies.

Re: Paypal Credit Approved

FinStar — Thu, 18 Dec 2014 20:30:16 GMT

@abbafan wrote:
PayPal Smart Connect reports to all 3 agencies.

PayPal Smart Connect is not the same as PayPal Credit (formerly Bill Me Later). SYNCB CC products such as PayPal Extras MC, PayPal Smart Connect, eBay MC DO report to the CRAs whereas PayPal Credit (Comenity) does not.

Re: Paypal Credit Approved

FinStar — Thu, 18 Dec 2014 20:31:04 GMT

@chalupaman wrote:
It's a HP and it doesn't report so it's a hidden TL. In order to get your limit higher, you'd have to buy something greater than what you have as your CL and see if they will approve that or not. It's not like with other Comenity accounts where there's a CLI button.

Congrats.

Re: Paypal Credit Approved

ojefferyo — Thu, 18 Dec 2014 20:40:55 GMT

@FinStar wrote:
@chalupaman wrote:
It's a HP and it doesn't report so it's a hidden TL. In order to get your limit higher, you'd have to buy something greater than what you have as your CL and see if they will approve that or not. It's not like with other Comenity accounts where there's a CLI button.

Congrats.
+1

I hate the fact that they do that, its a way for them to get you to spend money

Re: Paypal Credit Approved

Kennie02 — Thu, 18 Dec 2014 20:50:22 GMT

@Zelaya wrote:
Applied for paypal credit with a start line $1001.00 is it possible I can call them to increase or should I wait? Also I need clarification, This account will not reflect on my credit report. I don't know if they did a SP or HP

Any information will be appreciated.

It is a HP. I started with a CL of $350 and then got it increase to cover a purchase. I PIF, used it and randomly got an increase to $3850. I think they like to see usage and payments...

Re: Paypal Credit Approved

abbafan — Thu, 18 Dec 2014 21:11:48 GMT

@FinStar wrote:
@abbafan wrote:
PayPal Smart Connect reports to all 3 agencies.
PayPal Smart Connect is not the same as PayPal Credit (formerly Bill Me Later). SYNCB CC products such as PayPal Extras MC, PayPal Smart Connect, eBay MC DO report to the CRAs whereas PayPal Credit (Comenity) does not.

Got it, thank you for clarifying. Used to confuse me before.

Re: Paypal Credit Approved

coldnmn — Thu, 18 Dec 2014 21:42:25 GMT

Congrats! Thanks for sharing.

Re: Paypal Credit Approved

gdale6 — Thu, 18 Dec 2014 23:16:23 GMT

Grats on your new line OP

Re: Paypal Credit Approved

Anonymous — Fri, 19 Dec 2014 01:08:35 GMT

Congrats on your approval

Re: Paypal Credit Approved

alvon123 — Fri, 19 Dec 2014 02:08:59 GMT

congrats

Re: Paypal Credit Approved

Ron1 — Fri, 19 Dec 2014 02:21:15 GMT

Congrats!!!!! That's what I got.

Ron.