topic Re: Inquiries improved score in Credit Card Approvals

Inquiries improved score

Muff — Mon, 22 Dec 2014 05:35:50 GMT

Well this month I finally got my first store card, a Victoria's Secret $250 CL then a cap one $300 CL. Both were hard pulls, also app'd for lane Bryant but was denied 👎. My Fico scores actually improved 😯 equifax went down 3 points for an inquiry, transunion went up 6 pts for inquiry, experian up 11 for a new acct and equifax is now up 17pts for new acct!! Inquiry dates show dec 10.. New accts are saying dec 15! Didn't know this would help me but glad it did ❤️

Re: Inquiries improved score

uswala — Mon, 22 Dec 2014 05:57:40 GMT

Congrats on your approvals!

Re: Inquiries improved score

Anonymous — Mon, 22 Dec 2014 06:04:51 GMT

New accounts are going to give you the most points, I would think. Congratulations!

Re: Inquiries improved score

Anomalous — Mon, 22 Dec 2014 07:07:09 GMT

@Muff wrote:
Well this month I finally got my first store card, a Victoria's Secret $250 CL then a cap one $300 CL. Both were hard pulls, also app'd for lane Bryant but was denied 👎. My Fico scores actually improved 😯 equifax went down 3 points for an inquiry, transunion went up 6 pts for inquiry, experian up 11 for a new acct and equifax is now up 17pts for new acct!! Inquiry dates show dec 10.. New accts are saying dec 15! Didn't know this would help me but glad it did ❤️

Congratulations!

Re: Inquiries improved score

alvon123 — Mon, 22 Dec 2014 15:12:53 GMT

congrats

Re: Inquiries improved score

Anonymous — Mon, 22 Dec 2014 15:13:26 GMT

Congratulations!

Re: Inquiries improved score

gdale6 — Mon, 22 Dec 2014 18:21:31 GMT

@Muff wrote:
Well this month I finally got my first store card, a Victoria's Secret $250 CL then a cap one $300 CL. Both were hard pulls, also app'd for lane Bryant but was denied 👎. My Fico scores actually improved 😯 equifax went down 3 points for an inquiry, transunion went up 6 pts for inquiry, experian up 11 for a new acct and equifax is now up 17pts for new acct!! Inquiry dates show dec 10.. New accts are saying dec 15! Didn't know this would help me but glad it did ❤️

Grats on your new cards and yes an inquiry can sometimes cause a score increase especially if you have not apped for anything in awhile.

Re: Inquiries improved score

CreditMagic7 — Mon, 22 Dec 2014 18:26:09 GMT

@Muff wrote:
Well this month I finally got my first store card, a Victoria's Secret $250 CL then a cap one $300 CL. Both were hard pulls, also app'd for lane Bryant but was denied 👎. My Fico scores actually improved 😯 equifax went down 3 points for an inquiry, transunion went up 6 pts for inquiry, experian up 11 for a new acct and equifax is now up 17pts for new acct!! Inquiry dates show dec 10.. New accts are saying dec 15! Didn't know this would help me but glad it did ❤️

Congrats!

It was about this time last year that i landed a Comenity Victorias Secret that actually not only improved my score but was sort of a launching ground for additional approvals that really took things to a whole other level after the new year! Keep up the good work, it's agonizingly slow at first but more breakthru's will come.

Re: Inquiries improved score

Anonymous — Mon, 22 Dec 2014 19:31:15 GMT

Congrats!