topic Re: Discover Credit Line Increase in Credit Card Approvals

Discover Credit Line Increase

PedrokiPR — Tue, 23 Dec 2014 08:24:25 GMT

After a year of being a heavy user of my Discover It card with $2,000 credit limit, I am really excited. They always treated me way awesome, send me a Starbucks $5 gift card and now, they just gave me $1000 automatic credit increase. Yeah! I just wanted to share my excitement. It's been 3 years since I started working my butt off to repair my credit, and the top fico scores I have reach with each individual bureau are as follow, 745 TU, 692 EX and 690 EQ. My worse delinquency just got deleted from TU and it boosted my score 56 points, and the other two still haven't delete it but I am expecting a good boost. 3 Years ago, my scores were on 550 all of them. I love Discover and their low rates of 10.99% APR, when I got approved for that card, I had 663 in TU.

Re: Discover Credit Line Increase

Anomalous — Tue, 23 Dec 2014 10:49:04 GMT

Congratulations!

Re: Discover Credit Line Increase

coldnmn — Tue, 23 Dec 2014 13:22:01 GMT

Congrats! Thanks for sharing.

Re: Discover Credit Line Increase

Ashes — Tue, 23 Dec 2014 14:38:55 GMT

Congratulations~

Re: Discover Credit Line Increase

Anonymous — Tue, 23 Dec 2014 16:04:48 GMT

Congratulations!

Re: Discover Credit Line Increase

Anonymous — Tue, 23 Dec 2014 16:34:09 GMT

Congrats! Excellent job with your rebuilding! I know how much work it takes. Keep it up!

Re: Discover Credit Line Increase

MissMoni223 — Tue, 23 Dec 2014 16:52:47 GMT

CONGRATS!!!

Re: Discover Credit Line Increase

uswala — Tue, 23 Dec 2014 17:46:35 GMT

Congrats!

Re: Discover Credit Line Increase

PedrokiPR — Tue, 23 Dec 2014 18:43:31 GMT

Thanks everybody!! Happy holidays

Re: Discover Credit Line Increase

gdale6 — Tue, 23 Dec 2014 22:25:29 GMT

@PedrokiPR wrote:
After a year of being a heavy user of my Discover It card with $2,000 credit limit, I am really excited. They always treated me way awesome, send me a Starbucks $5 gift card and now, they just gave me $1000 automatic credit increase. Yeah! I just wanted to share my excitement. It's been 3 years since I started working my butt off to repair my credit, and the top fico scores I have reach with each individual bureau are as follow, 745 TU, 692 EX and 690 EQ. My worse delinquency just got deleted from TU and it boosted my score 56 points, and the other two still haven't delete it but I am expecting a good boost. 3 Years ago, my scores were on 550 all of them. I love Discover and their low rates of 10.99% APR, when I got approved for that card, I had 663 in TU.

Grats & enjoy

Re: Discover Credit Line Increase

Anonymous — Wed, 24 Dec 2014 00:18:39 GMT

Congrats on your CLI

Re: Discover Credit Line Increase

alvon123 — Fri, 26 Dec 2014 14:38:11 GMT

congrats

Re: Discover Credit Line Increase

bestmove4u — Fri, 10 Apr 2015 01:56:08 GMT

Thank you for sharing your info, I kept getting mails from Discover and ignored it for about a month. Finally, one day I had received another invitation letter from Discover and contacted the customer rep. To my suprised, she had approved me for $6000?? I was very shocked because I never had this credit card before and got turned down in the past from Chase, etc. My FICO scores are 685 Equifax, 619, TU, 615, Experian, and my question is the new approved credit card, will it help increase my scores or go down? I thought about the new inquiry and may affect my current scores, thanks for feedback!

Re: Discover Credit Line Increase

PedrokiPR — Fri, 10 Apr 2015 02:22:13 GMT

Congratulations buddy! Well, typically it affects the score like for 2 points, but it all depends. After a while, if you use that card responsibily, you'll see that score raise! Each credit report varies, so only you will see the actual effect this will have in your after it all get reported

Re: Discover Credit Line Increase

Te3030 — Fri, 10 Apr 2015 02:55:01 GMT

Congrats!! I can't wait to join the Discover family

Re: Discover Credit Line Increase

joedtx — Fri, 10 Apr 2015 05:24:00 GMT

Discover is fantastic! This quarter is 5% on Restaurants...yea! Congrats!

Re: Discover Credit Line Increase

bestmove4u — Fri, 10 Apr 2015 06:00:30 GMT

Thank you so much for response I am also thinking about transferring the balance of my secured credit card First Progress to Discover. Excellent payment history but what I don't like from this company, I had reported unauthorized charge from a company and First Progress decided to close the card and issued me a new one. I do not like how it shows on my credit report and I believe, it knocked off some pts this year.