topic Re: 76 gas card, On , Gap in Credit Card Approvals

76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 16:25:07 GMT

I just recently opened an account on these cards. I am trying to rebuild my credit. no BK just serious deliquency re past CC. When can I expect a cli frm them? also when do i get qualified for major cc frm banks. thank u )

Re: 76 gas card, On , Gap

myjourney — Wed, 29 May 2013 16:28:53 GMT

@Anonymous wrote:
I just recently opened an account on these cards. I am trying to rebuild my credit. no BK just serious deliquency re past CC. When can I expect a cli frm them? also when do i get qualified for major cc frm banks. thank u )

Welcome to the forum

We will need more info about your profile to help with the major CC question

Re: 76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 17:03:33 GMT

TU was 656 when I applied for barclay and got denied. I had many inquiries since april..got approved with 8 cards. My Fico TU on May 21 dropped to 571 ;(, Fico Eq is 636, wamart fico is 650.

Re: 76 gas card, On , Gap

blk8 — Wed, 29 May 2013 17:08:45 GMT

If you just opened up 8 cards last month, I would definately stop RIGHT NOW!

Let them age on your report for 8-12 months before considering anything else. Which cards did you get?

Re: 76 gas card, On , Gap

myjourney — Wed, 29 May 2013 17:11:01 GMT

@Anonymous wrote:
TU was 656 when I applied for barclay and got denied. I had many inquiries since april..got approved with 8 cards. My Fico TU on May 21 dropped to 571 ;(, Fico Eq is 636, wamart fico is 650.

You need to garden for 6-12 months due to the recent drop in scores from all your app's

During that time you will be building positive history, aging cards / INQ's while scores are climbing

YMMV but it usually takes about 4-5 months before they return to the same levels before your spree

Just in case you have any baddies work on them while your gardening

Re: 76 gas card, On , Gap

asphaltcowboy — Wed, 29 May 2013 17:28:53 GMT

@myjourney wrote:
@Anonymous wrote:
TU was 656 when I applied for barclay and got denied. I had many inquiries since april..got approved with 8 cards. My Fico TU on May 21 dropped to 571 ;(, Fico Eq is 636, wamart fico is 650.
You need to garden for 6-12 months due to the recent drop in scores from all your app's
During that time you will be building positive history, aging cards / INQ's while scores are climbing
YMMV but it usually takes about 4-5 months before they return to the same levels before your spree
Just in case you have any baddies work on them while your gardening

^^^^^^^++1 time to pickup your seedling!!!

Re: 76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 18:01:50 GMT

by gardening do u mean nonapps just wait for cli? do they give automatic cli? if do hw many months...my uti on my cc is between 10-15% and pif.

Re: 76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 18:02:59 GMT

i hav kohls, cap1, on, gap, walmart, 76 card, a&e, a&f.

Re: 76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 18:03:56 GMT

vs too..

Re: 76 gas card, On , Gap

myjourney — Wed, 29 May 2013 18:06:14 GMT

@Anonymous wrote:
i hav kohls, cap1, on, gap, walmart, 76 card, a&e, a&f.

Yes gardening means no more app's

Cap1 try EO office if its over 6 months old

Walmart wait until 4th statement cuts call credit solutions number

76 card others will have to chime in

Not sure what a&e and a&f is ?

Re: 76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 18:08:34 GMT

i will update my cs here and cli in a few months if there is thanks for the warm welcome!

Re: 76 gas card, On , Gap

myjourney — Wed, 29 May 2013 18:10:56 GMT

@Anonymous wrote:
i will update my cs here and cli in a few months if there is thanks for the warm welcome!

Good luck and go to the garden thread and join great fun people and good advice about gardening

Re: 76 gas card, On , Gap

zerobacan — Wed, 29 May 2013 18:19:52 GMT

No my friend 76 card is handled by Citi and for me I have 0 CLI in the last 6 month I had the card

I used it heavy, multiple payments, single payment, carried a balance, PIF Credit report greatly increased.... nothing

made the stupid mistake of asking for a CLI at my 2nd month mark online, Hard pull and denied... a waste of inquiry ( did not know about it)

tried again in the 3rd month, another hard inquiry and denied

4 months called the costumer line, never advised it will be a Hard pull, Denied another hard pulled.

by this time I was super mad I paid it off and it will sit in my sock drawer FOREVER!!!!! I might use it once in the next 6 months so they dont close it.

bad bad card for cli.... good luck!

Re: 76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 19:35:20 GMT

a&e is american eagle while a&f abercrombie. i dnt knw what is EO mean fot cap1?

Re: 76 gas card, On , Gap

myjourney — Wed, 29 May 2013 19:40:50 GMT

EO= executive office and I will send you an PM with details as how to

Re: 76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 19:49:29 GMT

hi zerobacan! what is ur cl for 76 card? hope u dnt mind

Re: 76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 19:52:40 GMT

thank u my journey!

Re: 76 gas card, On , Gap

myjourney — Wed, 29 May 2013 19:59:55 GMT

@Anonymous wrote:
thank u my journey!

Glad to help best wishes and the next time you see someone pass it forward Lol

Sorry couldn't help with the A&F A&E but have no experience

Other will chime in tho i'm sure to help you

Re: 76 gas card, On , Gap

zerobacan — Wed, 29 May 2013 20:13:48 GMT

you can see it on my siggy...

hugemongose $200

Re: 76 gas card, On , Gap

Anonymous — Wed, 29 May 2013 20:16:01 GMT

im sori to hear that zerobacan maybe they will give u cli in the near future.