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    <title>topic Re: Amex CLI at midnight, 61 days in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179821#M18471</link>
    <description>&lt;P&gt;Sleep tight wake up tomorrow and do it. There's no rush. They aint closed tomorrow lol&lt;/P&gt;</description>
    <pubDate>Thu, 30 May 2013 04:59:46 GMT</pubDate>
    <dc:creator>nicholasyud</dc:creator>
    <dc:date>2013-05-30T04:59:46Z</dc:date>
    <item>
      <title>Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2178983#M18463</link>
      <description>Anyone had success with Amex CLI at midnight on the 61st day? Lol I am eager.</description>
      <pubDate>Wed, 29 May 2013 23:31:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2178983#M18463</guid>
      <dc:creator>Lambo23</dc:creator>
      <dc:date>2013-05-29T23:31:59Z</dc:date>
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    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2178987#M18464</link>
      <description>&lt;P&gt;I would give a few hours after midnight Lol&lt;/P&gt;&lt;P&gt;Just to be safe&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 29 May 2013 23:33:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2178987#M18464</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-05-29T23:33:03Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2178993#M18465</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/573589"&gt;@Lambo23&lt;/a&gt; wrote:&lt;BR /&gt;Anyone had success with Amex CLI at midnight on the 61st day? Lol I am eager.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I was thinking the same thing. I work a late swing early graveyard shift tonight (8pm-4am) so will be up all night. Wonder if i could call the automated system around 1 am when i have my lunchbreak but dont know if its best to wait later in the day.&lt;/P&gt;</description>
      <pubDate>Wed, 29 May 2013 23:35:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2178993#M18465</guid>
      <dc:creator>dodgerslv</dc:creator>
      <dc:date>2013-05-29T23:35:27Z</dc:date>
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    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179015#M18466</link>
      <description>You go first</description>
      <pubDate>Wed, 29 May 2013 23:48:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179015#M18466</guid>
      <dc:creator>Lambo23</dc:creator>
      <dc:date>2013-05-29T23:48:30Z</dc:date>
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    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179061#M18467</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/573589"&gt;@Lambo23&lt;/a&gt; wrote:&lt;BR /&gt;You go first&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;haha...no after you...&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; I really think my chances are not too good.&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 00:08:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179061#M18467</guid>
      <dc:creator>dodgerslv</dc:creator>
      <dc:date>2013-05-30T00:08:59Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179787#M18468</link>
      <description>I'll do it if you do it. Lol</description>
      <pubDate>Thu, 30 May 2013 04:48:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179787#M18468</guid>
      <dc:creator>Lambo23</dc:creator>
      <dc:date>2013-05-30T04:48:18Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179801#M18469</link>
      <description>&lt;P&gt;You guys are taking into account time zones, correct? Not sure why it's so hard to wait less than a day to be safe but to each his own.&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 04:52:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179801#M18469</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-05-30T04:52:31Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179817#M18470</link>
      <description>Just having fun. I'm pretty sure that if it is too early than the only thing that happens is it tells me that and I wait til the morning to try again.</description>
      <pubDate>Thu, 30 May 2013 04:58:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179817#M18470</guid>
      <dc:creator>Lambo23</dc:creator>
      <dc:date>2013-05-30T04:58:41Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179821#M18471</link>
      <description>&lt;P&gt;Sleep tight wake up tomorrow and do it. There's no rush. They aint closed tomorrow lol&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 04:59:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179821#M18471</guid>
      <dc:creator>nicholasyud</dc:creator>
      <dc:date>2013-05-30T04:59:46Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179829#M18472</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/611566"&gt;@nicholasyud&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Sleep tight wake up tomorrow and do it. There's no rush. They aint closed tomorrow lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good luck !&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 05:18:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179829#M18472</guid>
      <dc:creator>lg8302ch</dc:creator>
      <dc:date>2013-05-30T05:18:10Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179833#M18473</link>
      <description>Lol...we are just having fun like lambo said, my plan was to wait till Friday to be on the safe said.</description>
      <pubDate>Thu, 30 May 2013 05:26:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179833#M18473</guid>
      <dc:creator>dodgerslv</dc:creator>
      <dc:date>2013-05-30T05:26:27Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179835#M18474</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/593092"&gt;@dodgerslv&lt;/a&gt; wrote:&lt;BR /&gt;Lol...we are just having fun like lambo said, my plan was to wait till Friday to be on the safe said.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;that sounds like a perfect plan to me&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 05:28:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179835#M18474</guid>
      <dc:creator>lg8302ch</dc:creator>
      <dc:date>2013-05-30T05:28:00Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179837#M18475</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/593092"&gt;@dodgerslv&lt;/a&gt; wrote:&lt;BR /&gt;Lol...we are just having fun like lambo said, my plan was to wait till Friday to be on the safe said.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Good luck fingers crossed&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 05:28:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179837#M18475</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-05-30T05:28:03Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179841#M18476</link>
      <description>Thanks guys!...honestly I will not feel bad if I get denied because I did get a couple of very good card approvals that I don't regret applying for. Good thing is I can try again in 90 days if I am not approved.</description>
      <pubDate>Thu, 30 May 2013 05:30:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179841#M18476</guid>
      <dc:creator>dodgerslv</dc:creator>
      <dc:date>2013-05-30T05:30:58Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179871#M18477</link>
      <description>Ya. I'm waiting until my payment posts.</description>
      <pubDate>Thu, 30 May 2013 06:04:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179871#M18477</guid>
      <dc:creator>Lambo23</dc:creator>
      <dc:date>2013-05-30T06:04:37Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179875#M18478</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/573589"&gt;@Lambo23&lt;/a&gt; wrote:&lt;BR /&gt;Ya. I'm waiting until my payment posts.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Good luck and go get em!!!!!!!!!!!!!&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 06:06:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179875#M18478</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-05-30T06:06:37Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179963#M18479</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/573589"&gt;@Lambo23&lt;/a&gt; wrote:&lt;BR /&gt;Anyone had success with Amex CLI at midnight on the 61st day? Lol I am eager.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Good luck to you!&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 08:27:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2179963#M18479</guid>
      <dc:creator>indiolatino61</dc:creator>
      <dc:date>2013-05-30T08:27:11Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2180171#M18480</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/573589"&gt;@Lambo23&lt;/a&gt; wrote:&lt;BR /&gt;Ya. I'm waiting until my payment posts.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Do this. They denied me for having too high balances on AMEX and my other cards. I had $559 in balances reporting (All on Discover/Freedom) and $282 on my Amex.&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 13:13:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2180171#M18480</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-05-30T13:13:22Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2180539#M18481</link>
      <description>Zero balance. Pay in full.&lt;BR /&gt;&lt;BR /&gt;Denied for internal risk score.</description>
      <pubDate>Thu, 30 May 2013 15:35:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2180539#M18481</guid>
      <dc:creator>Lambo23</dc:creator>
      <dc:date>2013-05-30T15:35:30Z</dc:date>
    </item>
    <item>
      <title>Re: Amex CLI at midnight, 61 days</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2180645#M18482</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/573589"&gt;@Lambo23&lt;/a&gt; wrote:&lt;BR /&gt;Zero balance. Pay in full.&lt;BR /&gt;&lt;BR /&gt;Denied for internal risk score.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;dont feel bad, as i expected got the 7-10 message so im sure denied. Well, will try again in 3 months.&lt;/P&gt;</description>
      <pubDate>Thu, 30 May 2013 16:24:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-CLI-at-midnight-61-days/m-p/2180645#M18482</guid>
      <dc:creator>dodgerslv</dc:creator>
      <dc:date>2013-05-30T16:24:41Z</dc:date>
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