topic Re: Discover IT in Credit Card Approvals

Discover IT

Anonymous — Sat, 10 Jan 2015 20:55:17 GMT

I was instantly approved for the Discover IT card today and I'm actually pretty surprised because I've heard it is a really hard card to get approved for, especially instant approval. I only recently started rebuilding my credit. The only credit card I have is 2 months old and is a Cap One QS with a measly $300 CL. My current FICO scores are: 651 Experian, 657 Transunion, 732 Equifax. Maybe they just pulled EQ?

Re: Discover IT

Anonymous — Sat, 10 Jan 2015 20:56:39 GMT

They may have pulled EQ and another bureau in addition to it. Either way congrats!

Re: Discover IT

uswala — Sat, 10 Jan 2015 21:18:20 GMT

Congrats on the approval!

Re: Discover IT

JamesB95 — Sat, 10 Jan 2015 21:20:39 GMT

Congrats! I love my Discover.

Re: Discover IT

CreditCuriosity — Sat, 10 Jan 2015 21:26:28 GMT

Most likely they pulled EQ for you .. big diff on your EX/TU scores to EQ score...

Re: Discover IT

Anonymous — Sat, 10 Jan 2015 21:33:11 GMT

Yeah, I think so too. Thankfully EQ never got wind of an old medical collection (not legit, but can't get taken off) that I have.

Re: Discover IT

Anonymous — Sat, 10 Jan 2015 21:37:19 GMT

Congrats! I burned Discover in 2006ish so I am hoping at somepoint, maybe this year, I can get back in. I tried a couple months back and was offered to apply with a joint applicant.

Re: Discover IT

Anonymous — Sat, 10 Jan 2015 21:40:40 GMT

Yuck, I'm sorry! I feel you, though. I messed up with Chase while in college back in 2005ish and I would like to get a Chase Freedom soon, but I'm afraid they won't ever let me back in.

Re: Discover IT

Anomalous — Sat, 10 Jan 2015 21:44:02 GMT

Congratulations!

Re: Discover IT

gdale6 — Sat, 10 Jan 2015 21:50:38 GMT

@Anonymous wrote:
Yuck, I'm sorry! I feel you, though. I messed up with Chase while in college back in 2005ish and I would like to get a Chase Freedom soon, but I'm afraid they won't ever let me back in.

Grats on your new Discover card, it is TU that they will be monitoring for CLIs and monthly updates. As far as Chase its typically 10 years after you burn them you can get back in but you most likely will have to recon to get the new account(s).

Re: Discover IT

Anonymous — Sat, 10 Jan 2015 21:54:43 GMT

@Anonymous wrote:
Yuck, I'm sorry! I feel you, though. I messed up with Chase while in college back in 2005ish and I would like to get a Chase Freedom soon, but I'm afraid they won't ever let me back in.

Chase will let you back...they were the other one I burned...about $1500. I was approved for Freedom with $4500 limit in September.

Re: Discover IT

alvon123 — Sat, 10 Jan 2015 22:27:16 GMT

congrats

Re: Discover IT

Anonymous — Sat, 10 Jan 2015 22:28:32 GMT

Congrats!

Re: Discover IT

Anonymous — Sat, 10 Jan 2015 22:31:45 GMT

Congrats!

Re: Discover IT

coldnmn — Sat, 10 Jan 2015 22:38:28 GMT

Congrats! Thanks for sharing.

Re: Discover IT

Anonymous — Sun, 11 Jan 2015 00:32:14 GMT

Congratulations!!

Re: Discover IT

bengalikejenga — Sun, 11 Jan 2015 01:03:17 GMT

Congrats on your Discover IT approval... did you find out what your limit was yet?

Re: Discover IT

Anonymous — Sun, 11 Jan 2015 01:11:58 GMT

No It just said, "Your card, credit line and other important information should arrive in 5-7 days."

Re: Discover IT

Anonymous — Sun, 11 Jan 2015 01:15:16 GMT

Thank you for sharing. Congrats!

Re: Discover IT

Anonymous — Sun, 11 Jan 2015 03:53:27 GMT

Wow! With only 2 months of history, I would say you are very lucky to have been approved for the It! Nicely done!