topic Marriott Rewards in Credit Card Approvals

Marriott Rewards

NycGirl41 — Fri, 09 Jan 2015 00:31:24 GMT

I really want to apply for the Chase Marriott Rewards card. But I just got approved for the CSP and Freedom card a little over 3 weeks ago. Should I wait a couple of months before I go for the Marriott or try now?

Re: Marriott Rewards

Anonymous — Fri, 09 Jan 2015 01:01:19 GMT

@NycGirl41 wrote:
I really want to apply for the Chase Marriott Rewards card. But I just got approved for the CSP and Freedom card a little over 3 weeks ago. Should I wait a couple of months before I go for the Marriott or try now?

Go for it now if not gardening.

Re: Marriott Rewards

woodyman100 — Fri, 09 Jan 2015 01:13:50 GMT

90 days and then go for it! Ymmv

Re: Marriott Rewards

Anonymous — Fri, 09 Jan 2015 02:05:06 GMT

Chase is different on underwriting for partner cards. I got turned down recently for the Freedom Card but got the United Club Card at !5k. I bet dimes to nickels they will give you the Marriott card, especially if you are already in with Marriott's rewards program.

Re: Marriott Rewards

Anonymous — Fri, 09 Jan 2015 02:21:14 GMT

I registered for a Marriott account first before I applied for a card. I did have a few days gap between account and applying but that was because I just wasn't ready to apply. That way you can use the 70k bonus link and it seems to process faster.

Re: Marriott Rewards

Anonymous — Fri, 09 Jan 2015 02:24:11 GMT

@Anonymous wrote:
Chase is different on underwriting for partner cards. I got turned down recently for the Freedom Card but got the United Club Card at !5k. I bet dimes to nickels they will give you the Marriott card, especially if you are already in with Marriott's rewards program.

Your prior participation in the rewards program has no bearing on approval.

Your credit and internal score with Chase does.

Re: Marriott Rewards

Anonymous — Fri, 09 Jan 2015 02:42:57 GMT

So maybe me pif'ing my Chase Cards over the last few months got me the $15k Club card? I still can't get Freedom. Will just keep checking the pre-approval link; maybe after the first statement cuts on my United Club card....

Re: Marriott Rewards

Anonymous — Fri, 09 Jan 2015 02:47:53 GMT

@Anonymous wrote:
So maybe me pif'ing my Chase Cards over the last few months got me the $15k Club card? I still can't get Freedom. Will just keep checking the pre-approval link; maybe after the first statement cuts on my United Club card....

Have you reapplied for the Freedom? The Pre-approval link doesn't mean as much as you think it does. I got one and wasn't EVER pre-approved for anything Chase.

Re: Marriott Rewards

Anonymous — Fri, 09 Jan 2015 02:59:27 GMT

A couple of times. No luck. Just tried the Amazon card and got dened. I still think the partner cards are different.

Re: Marriott Rewards

CreditCuriosity — Fri, 09 Jan 2015 04:01:42 GMT

@Anonymous wrote:
A couple of times. No luck. Just tried the Amazon card and got dened. I still think the partner cards are different.

Amazon card is a beast in itself ... alot can't get approved but get approved for the Ritz or CSP or what not... They have some weird stuff going on with that card UW

Re: Marriott Rewards

Anonymous — Fri, 09 Jan 2015 04:24:43 GMT

I'd say go for it now, but Chase for some reason against common sense loves the crap out of me. I was instantly approved for a Freedom card @3k with scores in the 620 range, and (after a little lengthy verification) approved for the Marriott card with scores not much better. CSP is on my shortlist and I'm apping for it as soon as it pops up on a prequal with them

Re: Marriott Rewards

TravellingNomad — Fri, 09 Jan 2015 15:38:51 GMT

@Anonymous wrote:
@Anonymous wrote:
Chase is different on underwriting for partner cards. I got turned down recently for the Freedom Card but got the United Club Card at !5k. I bet dimes to nickels they will give you the Marriott card, especially if you are already in with Marriott's rewards program.
Your prior participation in the rewards program has no bearing on approval.

Your credit and internal score with Chase does.

What Nixon said. Whether you are a member of the loyalty program or not, has nothing to do with how Chase underwrites the application. I have gotten a several of their co-branded cards without being a member of the rewards program and the account was just created automatically.

With that being said, a big percentage is your Chase internal score as mentioned above. I was approved for the Marriott and Ink (both business cards) and on both conversation with credit analysts, my fico scores never came up (myfico EQ score at 657). Neither did the 16 inqs that is on the report. I use my CSP daily and pif most times, but every now and then let a balance roll over to the next billing cycle. I use my Freedom to pay my car insurance, and pay the monthly amount I would've paid to the insurance company. This method seems to have worked for me with them...but of course YMMV.

Be very good with your Chase card(s) and they will be very good back with you.

Re: Marriott Rewards

TravellingNomad — Fri, 09 Jan 2015 15:41:35 GMT

@Anonymous wrote:
So maybe me pif'ing my Chase Cards over the last few months got me the $15k Club card? I still can't get Freedom. Will just keep checking the pre-approval link; maybe after the first statement cuts on my United Club card....

I wouldn't doubt it. Chase can be generous when you show them you can handle their credit cards well.

Re: Marriott Rewards

Anonymous — Fri, 09 Jan 2015 18:27:40 GMT

Good advice. I will certainly do that. Thanks y'all.

Re: Marriott Rewards

NycGirl41 — Sun, 11 Jan 2015 01:26:28 GMT

I decided tonight to go ahead and apply for the Marriott. I was instantly approved for 5K! Thanks everyone

Re: Marriott Rewards

Anonymous — Sun, 11 Jan 2015 01:36:41 GMT

@NycGirl41 wrote:
I decided tonight to go ahead and apply for the Marriott. I was instantly approved for 5K! Thanks everyone

Congrats!! Well done

Re: Marriott Rewards

jsucool76 — Sun, 11 Jan 2015 19:12:12 GMT

@NycGirl41 wrote:
I decided tonight to go ahead and apply for the Marriott. I was instantly approved for 5K! Thanks everyone

Congrats.

Did you get the 70k offer? or the 50k?

Re: Marriott Rewards

B335is — Mon, 12 Jan 2015 07:23:34 GMT

Congrats! I hope you went for 70k offer.

Re: Marriott Rewards

alvon123 — Mon, 12 Jan 2015 12:15:33 GMT

@NycGirl41 wrote:
I decided tonight to go ahead and apply for the Marriott. I was instantly approved for 5K! Thanks everyone

congrats!!!

Re: Marriott Rewards

NycGirl41 — Mon, 12 Jan 2015 15:22:15 GMT

@jsucool76 wrote:
@NycGirl41 wrote:
I decided tonight to go ahead and apply for the Marriott. I was instantly approved for 5K! Thanks everyone
Congrats.

Did you get the 70k offer? or the 50k?

I only got the 50K offer. But I'm totally ok with that