topic Re: USAA AMEX approved!!! in Credit Card Approvals

USAA AMEX approved!!!

Anonymous — Wed, 13 Feb 2013 19:32:21 GMT

Loving USAA! Went on a little mini app spree tonight as I am moving in the next couple of weeks and wanted to take advantage of reporting a lower rent, and avoid the hassle of having to verify my address, etc.

Anyway, I applied for USAA's Wounded Warrior Project total rewards AMEX and just got the email that I was approved! $6,000 CL! They beat my highest CL of $5000 from BoA. So thrilled that not only did a get an excellent card, but I also formed a relationship with USAA (though I am not a full member) and I personally love WWP and all that they do...I'm honored to show my support every time I swipe that card.

I also applied for the FNBO AMEX card as I kept getting pre-approvals...it's still pending. I won't be broken up if they don't approve; USAA is the one I really wanted, the rest were just kinda "eh, what the hell" moments as I won't need to apply for any more credit for at least 6 months from now, so I might as well fill out a few more.

I also applied for BBVA Compass Clearpoints card, again, because they were hounding me with pre-approvals (I'm such a sucker )....I've heard that they don't instantly approve? If that's true, then I'm still in it. I just got the message when I applied that it's being reviewed.

Last but not least, I applied for the PenFed 5% cash back card...denied. BUT, I did get into PenFed, just not approved for the card, so I guess that's something. Reasons cited were something along the lines of "minimal experience paying installment loans [I have student loans in deferment], balance too high, and length of credit history [I'm only 21 and my oldest card is ~2 years old]. I'm thinking I may call and ask if my application could be manually reviewed. Has anyone had success with this?

Regardless of whatever else happens, I got the card I was really shooting for with my highest limit yet. I would say this has been a success!

Re: USAA AMEX approved!!!

Anonymous — Wed, 13 Feb 2013 20:28:54 GMT

Grats.

Re: USAA AMEX approved!!!

Anonymous — Wed, 13 Feb 2013 23:26:29 GMT

@Anonymous wrote:
Grats.

Thanks! I'm still waiting to hear from FNBO and BBVA. I will post when/if I hear!

Oh and I forgot to mention I also applied for and was accepted into a local Florida CU. I'll probably apply for a CC as soon as my account is opened. I'm going to be purchasing a car probably in the next 6 months so I wanted to establish some relationships to better my chances.

Re: USAA AMEX approved!!!

Epcot — Thu, 14 Feb 2013 03:39:26 GMT

Congrats, hope the other two come back with approvals!

Re: USAA AMEX approved!!!

Anonymous — Thu, 14 Feb 2013 09:27:58 GMT

Congrats! I applied on 2/10 and got approved for the same card $12K...then thought about it and went back online and applied for a Mastercard and got approved $2.5K!!! USAA only checked my EQ which only has 5 inqs...I'm in the garden..still have Amex to conquer...next year, as i'm in the garden....Congrats again! Love USAA~~

Re: USAA AMEX approved!!!

rtw — Thu, 14 Feb 2013 10:06:45 GMT

Congrats!

Re: USAA AMEX approved!!!

kevinjjc — Thu, 14 Feb 2013 11:17:32 GMT

Congrats! I love USAA, but just wish their credit card rewards were more competitive.

Re: USAA AMEX approved!!!

Anonymous — Thu, 14 Feb 2013 15:39:11 GMT

I'm so happy for you! It's a wonderful feeling getting approved for a card that you really, really want. Congrats, and enjoy your new card!

Re: USAA AMEX approved!!!

Anonymous — Thu, 14 Feb 2013 20:58:59 GMT

Well, it looks like I went 2 for 4. I called BBVA and they informed me that I was approved for $5,000 CL.

Unfortunately, I was not approved for the FNBO AMEX, but no biggie. I haven't yet received the reason why, but I may recon when I receieve the letter. I'm also thinking about recon-ing with PenFed, or maybe applying for a lesser card since they use the same pull for 90 days.

Regardless, I am satisfied. Got two new cards with big limits (for me) so I'm happy!

Re: USAA AMEX approved!!!

WarJar101 — Mon, 18 Feb 2013 18:10:33 GMT

@Floridastate - I don't see the Wounded Warrior Project card as being an AMEX, I see the link for the MC. Can you PM me the link for the AMEX please? Also, partial members can app for this correct?

Re: USAA AMEX approved!!!

Anonymous — Mon, 18 Feb 2013 19:29:50 GMT

This is How it shows for me.

Re: USAA AMEX approved!!!

Anonymous — Mon, 18 Feb 2013 20:52:40 GMT

Thanks for the support of the WWP ! I am a wounded warrior myself from injuries in Afghanistan and WWP has been awesome to us wounded warriors

Re: USAA AMEX approved!!!

LS2982 — Mon, 18 Feb 2013 22:30:45 GMT

Congrats on your approvals!!!

Re: USAA AMEX approved!!!

Anonymous — Mon, 18 Feb 2013 22:51:52 GMT

@WarJar101 wrote:
@Anonymous - I don't see the Wounded Warrior Project card as being an AMEX, I see the link for the MC. Can you PM me the link for the AMEX please? Also, partial members can app for this correct?

If you just to go their affiliate cards, then the WWP, when you click a new window should pop up and it should have Mastercard on the upper-right hand side, and AMEX right below it. Click the AMEX and apply. Someone posted a picture of it on here and that's exactly how it looks.

And yes, I am a partial member and got the AMEX.

Re: USAA AMEX approved!!!

Anonymous — Mon, 18 Feb 2013 22:53:50 GMT

@Anonymous wrote:
Thanks for the support of the WWP ! I am a wounded warrior myself from injuries in Afghanistan and WWP has been awesome to us wounded warriors

Thank you for your service and sacrifice!

My brother is active duty Army infantry, so I do all I can to show support for our troops!

Re: USAA AMEX approved!!!

Anonymous — Mon, 18 Feb 2013 22:54:55 GMT

@LS2982 wrote:
Congrats on your approvals!!!

Thanks! I still haven't received my reasons from FNBO so I may still recon that one. I haven't gotten around to messing with PenFed, but I still may try.

Re: USAA AMEX approved!!!

Anonymous — Wed, 27 Feb 2013 03:06:24 GMT

@Anonymous wrote:
Thanks for the support of the WWP ! I am a wounded warrior myself from injuries in Afghanistan and WWP has been awesome to us wounded warriors

It's good to hear firsthand that they're taking care of you. Thank you for your service.

Re: USAA AMEX approved!!!

MountainHiker — Wed, 27 Feb 2013 05:14:47 GMT

@Anonymous wrote:
Loving USAA! Went on a little mini app spree tonight as I am moving in the next couple of weeks and wanted to take advantage of reporting a lower rent, and avoid the hassle of having to verify my address, etc.

Anyway, I applied for USAA's Wounded Warrior Project total rewards AMEX and just got the email that I was approved! $6,000 CL! They beat my highest CL of $5000 from BoA. So thrilled that not only did a get an excellent card, but I also formed a relationship with USAA (though I am not a full member) and I personally love WWP and all that they do...I'm honored to show my support every time I swipe that card.

I also applied for the FNBO AMEX card as I kept getting pre-approvals...it's still pending. I won't be broken up if they don't approve; USAA is the one I really wanted, the rest were just kinda "eh, what the hell" moments as I won't need to apply for any more credit for at least 6 months from now, so I might as well fill out a few more.

I also applied for BBVA Compass Clearpoints card, again, because they were hounding me with pre-approvals (I'm such a sucker )....I've heard that they don't instantly approve? If that's true, then I'm still in it. I just got the message when I applied that it's being reviewed.

Last but not least, I applied for the PenFed 5% cash back card...denied. BUT, I did get into PenFed, just not approved for the card, so I guess that's something. Reasons cited were something along the lines of "minimal experience paying installment loans [I have student loans in deferment], balance too high, and length of credit history [I'm only 21 and my oldest card is ~2 years old]. I'm thinking I may call and ask if my application could be manually reviewed. Has anyone had success with this?

Regardless of whatever else happens, I got the card I was really shooting for with my highest limit yet. I would say this has been a success!

Very nice limit! Sounds like you are a non member but you were allowed to apply for USAA's credit products. I wonder if the interest rates are higher for non members?

Re: USAA AMEX approved!!!

MountainHiker — Wed, 27 Feb 2013 05:18:40 GMT

@Anonymous wrote:
Thanks for the support of the WWP ! I am a wounded warrior myself from injuries in Afghanistan and WWP has been awesome to us wounded warriors

dodgeball

Thank you for your service!

Re: USAA AMEX approved!!!

Anonymous — Wed, 27 Feb 2013 13:16:36 GMT

great.congrats