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    <title>topic Re: FNBO APR reduced in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772278#M199765</link>
    <description>Nice Apr reduction. Did not know FNBO would lower Aprs ... congrats!</description>
    <pubDate>Sun, 01 Feb 2015 04:37:25 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-02-01T04:37:25Z</dc:date>
    <item>
      <title>FNBO APR reduced</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772040#M199719</link>
      <description>&lt;P&gt;Another &lt;FONT face="Calibri" size="3" color="#000000"&gt;Successful APR reduction on my FNBO Amex card, I got it down to 14.99%, it is lower than the lowest APR they offer for the card which shows 15.99% on the website.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;Since i'm trying to garden, and the only thing that keeps me away from apping is trying to have my APR reduced on all my cards. lol&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 01 Feb 2015 02:16:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772040#M199719</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-01T02:16:57Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO APR reduced</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772074#M199724</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Sun, 01 Feb 2015 02:36:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772074#M199724</guid>
      <dc:creator>uswala</dc:creator>
      <dc:date>2015-02-01T02:36:59Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO APR reduced</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772095#M199728</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Another &lt;FONT face="Calibri" size="3" color="#000000"&gt;Successful APR reduction on my FNBO Amex card, I got it down to 14.99%, it is lower than the lowest APR they offer for the card which shows 15.99% on the website.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="Calibri" size="3" color="#000000"&gt;Since i'm trying to garden, and the only thing that keeps me away from apping is trying to have my APR reduced on all my cards. lol&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Excellent, congrats &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 01 Feb 2015 02:47:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772095#M199728</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2015-02-01T02:47:58Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO APR reduced</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772278#M199765</link>
      <description>Nice Apr reduction. Did not know FNBO would lower Aprs ... congrats!</description>
      <pubDate>Sun, 01 Feb 2015 04:37:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772278#M199765</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-01T04:37:25Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO APR reduced</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772396#M199800</link>
      <description>&lt;P&gt;yup i just sent them a secure message requesting for a lower apr!&lt;/P&gt;</description>
      <pubDate>Sun, 01 Feb 2015 05:59:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772396#M199800</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-01T05:59:38Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO APR reduced</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772400#M199801</link>
      <description>&lt;P&gt;Way to go on your APR reduction with FNBO! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 01 Feb 2015 06:05:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772400#M199801</guid>
      <dc:creator>chalupaman</dc:creator>
      <dc:date>2015-02-01T06:05:25Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO APR reduced</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772409#M199803</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Sun, 01 Feb 2015 06:15:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772409#M199803</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-01T06:15:12Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO APR reduced</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772622#M199922</link>
      <description>&lt;P&gt;congrats!!&lt;/P&gt;</description>
      <pubDate>Sun, 01 Feb 2015 13:43:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-APR-reduced/m-p/3772622#M199922</guid>
      <dc:creator>alvon123</dc:creator>
      <dc:date>2015-02-01T13:43:55Z</dc:date>
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