topic Re: freedom CLI using CSP HP in Credit Card Approvals

freedom CLI using CSP HP

Anonymous — Fri, 05 Apr 2013 16:41:17 GMT

Called "Chase: 888-245-0625 (Credit Analyst - Recons)" the day after getting approved for CSP, asked them to use hard pull from CSP app to give me a CLI because I only had a 500 CL, I asked for a 3k CL and was approved for 1k, 500 dollar CLI with no hard pull...I'll take it!

They said they only gave me the 500 instead of 2.5k because my freedom was still new

And also because I have 5 hard pulls on EX in the past 6 months

Re: freedom CLI using CSP HP

Anonymous — Fri, 05 Apr 2013 16:44:48 GMT

Congrats!

Re: freedom CLI using CSP HP

Anonymous — Fri, 05 Apr 2013 17:01:45 GMT

Thanks! I was surprised they were willing to give me anything without a new HP

Re: freedom CLI using CSP HP

lg8302ch — Fri, 05 Apr 2013 17:07:17 GMT

nice to know and a wonderful idea...will try to remember that should I get approved for CSP next year...might ask for siggy on my Freedom like that

Re: freedom CLI using CSP HP

creditnocash — Fri, 05 Apr 2013 17:12:59 GMT

@lg8302ch wrote:
nice to know and a wonderful idea...will try to remember that should I get approved for CSP next year...might ask for siggy on my Freedom like that

my plan!

Re: freedom CLI using CSP HP

Anonymous — Fri, 05 Apr 2013 17:14:16 GMT

@lg glad I could help, I hope it works for you too

Re: freedom CLI using CSP HP

lg8302ch — Fri, 05 Apr 2013 17:18:14 GMT

@creditnocash
..but first 13 months Freedom...this will be a moment for me...ha ha...but. i need to behave with my recent new CL anyhow

Re: freedom CLI using CSP HP

lg8302ch — Fri, 05 Apr 2013 17:20:14 GMT

thanks Psouz...just need a lot of patience first..ha ha

Re: freedom CLI using CSP HP

Anonymous — Fri, 05 Apr 2013 17:20:44 GMT

How long ago did you get your freedom and what's your CL?

Re: freedom CLI using CSP HP

creditnocash — Fri, 05 Apr 2013 17:24:53 GMT

@lg8302ch wrote:
@creditnocash
..but first 13 months Freedom...this will be a moment for me...ha ha...but. i need to behave with my recent new CL anyhow

ive had my freedom since july, so ill be at 18 months if i decide too apply for csp, im gardening until jan, to app for another amex, and just doing it all ot once so all my inq's age together.

yes, agreed. use it wisely payy all your bills on time and time will reward you

Re: freedom CLI using CSP HP

lg8302ch — Fri, 05 Apr 2013 17:32:38 GMT

@Psouz

4k and two months ago but it was card #4 in 2 months and not the only card I got recently....got from 2 BofA cards with 8,5k CL to 48,5k....that Citi card last month just got me in trouble with the 17k...hope I will survive the next 6 months without AA of any of the new lenders. I am so glad I did not hit the 3 x CLI for Amex and tried for 2x only. Today I would have kept the 5k and tried the CLI at a later stage not to alarm anybody ...but what is done is done..

Re: freedom CLI using CSP HP

zyzzus — Fri, 05 Apr 2013 17:34:36 GMT

jsut called and was denied the same exact request. maybe ill try later on today.

Re: freedom CLI using CSP HP

Anonymous — Fri, 05 Apr 2013 17:39:12 GMT

Did you call the same number as I did? How long ago did you get approved for the CSP?

Re: freedom CLI using CSP HP

lg8302ch — Fri, 05 Apr 2013 17:41:58 GMT

@credinocash
my plan...will app again in a mini spree but NEVER again for more than 2 cards...the fear of AA is simply not worth it. the new lenders are softing me all the sudden every 2 weeks and I do not blame them...just hope to survive until July w/o AA and then I can garden worry free...I learnt my lesson with this spree.
we might app about the same time?..see you in the garden

Re: freedom CLI using CSP HP

lg8302ch — Fri, 05 Apr 2013 17:45:30 GMT

@ zyzzus
sorry to hear..but don' t you get any staff benefits? treated the same way as everybody else?

Re: freedom CLI using CSP HP

zyzzus — Fri, 05 Apr 2013 17:46:51 GMT

approved for the CSP on the second. i called the same number.

edit: I really don't try to leverage my employee status much on phone calls to be honest. I fight harder for customers then I do myself lol. I should call back and complain a bit more.

Re: freedom CLI using CSP HP

Anonymous — Fri, 05 Apr 2013 17:46:12 GMT

i just called twice. Nope they can't do it, or at least the people I talked to wouldn't do it . Spoke to a supervisor as well on 2nd call. I asked if they can give me a CLI based upon my freedom or CSP inquiries for my Amazon Visa, and they said that is not possible.

I then asked if I am to take another inquiry hit for the CLI on my amazon visa, can I use this new inquiry for CLI on my Freedom and CSP as well. So I was basically trying to do 1 inquiry for 3 CLI on 3 cards, but they said it will be 3 separate inquiries for CLI on 3 cards. Supervisor explained the system wouldn't even let him do a CLI without an inquiry.

Oh well, I'm not as lucky I suppose.

Re: freedom CLI using CSP HP

creditnocash — Fri, 05 Apr 2013 17:52:50 GMT

@lg8302ch wrote:
@credinocash
my plan...will app again in a mini spree but NEVER again for more than 2 cards...the fear of AA is simply not worth it. the new lenders are softing me all the sudden every 2 weeks and I do not blame them...just hope to survive until July w/o AA and then I can garden worry free...I learnt my lesson with this spree.
we might app about the same time?..see you in the garden

amex was my last app, besides taking a new account with no pull.

since i got chase, i got 2 citizens cards, walmart, american eagle, and a car loan + the amex, and i have been fine. (it was over the course of 2 months though)

Re: freedom CLI using CSP HP

Anonymous — Fri, 05 Apr 2013 17:53:23 GMT

Hm, I'm not sure what the policy is on this site about this, but I could pm you guys the name of the women who helped me if you want, who knows maybe she did another HP, but she said they didn't. So I hope not

Re: freedom CLI using CSP HP

Anonymous — Fri, 05 Apr 2013 17:54:18 GMT

I'm sorry, I'm too lazy to look up what AA means, I'm on my phone, what is it?