topic Re: Capital One CLI in Credit Card Approvals

Capital One CLI

Anonymous — Tue, 10 Feb 2015 07:40:48 GMT

Yeah. 6 months later and Capital One increase my quicksilver from $300 to $1300.

A quick question (after a brief history). Last month Cap 1 increased my platinum from $300 to $500. Do I have to wait another six months to ask for an increase? They did upgrade it to a quicksilver account though.

2.9.15

EQ- 648

TR- 660

EX- 661

Re: Capital One CLI

Anonymous — Tue, 10 Feb 2015 12:49:28 GMT

Capital One is known for giving out CLIs slowly. I believe that they will go six months or more before they look to give you another increase?

Re: Capital One CLI

b_diddy — Tue, 10 Feb 2015 12:51:49 GMT

Congrats on the increase!

Six months is pretty typical for them to do any change/upgrade, CLI increase from the date of your last. Of course, there are always exceptions. ;-)

Re: Capital One CLI

Anomalous — Tue, 10 Feb 2015 16:04:35 GMT

Congratulations!

Ditto on the 6 months timeframe.

Re: Capital One CLI

uswala — Tue, 10 Feb 2015 16:06:35 GMT

Congrats on the CLI!

Re: Capital One CLI

Anonymous — Tue, 10 Feb 2015 16:33:50 GMT

Did they do a hard pull?

@Anonymous wrote:
Yeah. 6 months later and Capital One increase my quicksilver from $300 to $1300.

A quick question (after a brief history). Last month Cap 1 increased my platinum from $300 to $500. Do I have to wait another six months to ask for an increase? They did upgrade it to a quicksilver account though.

2.9.15
EQ- 648
TR- 660
EX- 661

Re: Capital One CLI

MissMoni223 — Tue, 10 Feb 2015 17:03:56 GMT

CONGRATS, gotta LOVE Cap1 and 6 months it is!!!

Re: Capital One CLI

Anonymous — Tue, 10 Feb 2015 17:09:29 GMT

@Anonymous wrote:
Did they do a hard pull?

No they did a soft pull.

Re: Capital One CLI

gdale6 — Tue, 10 Feb 2015 21:55:00 GMT

@Anonymous wrote:
Yeah. 6 months later and Capital One increase my quicksilver from $300 to $1300.

A quick question (after a brief history). Last month Cap 1 increased my platinum from $300 to $500. Do I have to wait another six months to ask for an increase? They did upgrade it to a quicksilver account though

Grats on your Cap-1 CLI As stated 6 months between CLIs, you may be able to get another one from the EO if it wasnt the EO who did that last CLI

Re: Capital One CLI

Anonymous — Thu, 12 Feb 2015 00:02:22 GMT

Congratulations!

Re: Capital One CLI

Anonymous — Thu, 12 Feb 2015 00:18:50 GMT

nice!

Re: Capital One CLI

Anonymous — Thu, 12 Feb 2015 00:37:34 GMT

There are variables involved with Capital One. After some dishonesty from my elderly moms attorney and caregiver her credit score was reduced from 806 to the mid 600's. My credit suffered to. I am her durable POA.

In our rebuilding process I got a car loan in her name made the payments on time for 5 months and dhe got a preapproved platinum M/C with a $750 limit. I went on the card as an au. Their policy is to raise your limit on that card $500 in 5 months if the card has been used once. In December after 5 months they raised our limit automatically $3000 to $3750 and in January sent a preapproved app for Quicksilver and we got a $2000 limit.

Just wait it out 5 months. They upgraded your card which is a good sign. Your limit will go up at a higher pace on thst card.

Congratulations.