topic Re: NFCU for DM in Credit Card Approvals

NFCU for DM

Jarnog — Thu, 12 Feb 2015 15:45:05 GMT

My mother has been a BofA customer for years, like 10+ at least. She has her business accounts through them and personal. She recently purchased a car and wanted to re-fi with BofA. They offered her 4% and approx 15k. She needed 39k and less than 4%. She has had the car like 4 months and the place that financed her (Ally) gave her 4% already. So it was a bit disappointing to say the least.

I let her know about NFCU, and that she could join through me if she wanted. Plus they had the $250 refi offer and so forth. She said try it. Well this was about a week ago.

1. She got in, no issues.

2. She got fully refinanced at 3%. Payments are a little more because she went with a lower time frame, but she is very happy. Just required some tax papers due to the fact she is self employed.

3. The big one - she applied for the cash rewards card. Instantly approved for $25000 WOW!!!! and her APR is only 10.65%...WHAT LOL. She wants me to take advantage of the BT 2.99% offer to lower some of my debt...which I will gladly do.

Don't really know what her credit is like, I think she hovers around 700-750 between the 3 bureaus and her income is approx 70,000 a year. That instant approval though!! Gotta love Navy!!!

Re: NFCU for DM

Anomalous — Thu, 12 Feb 2015 15:47:05 GMT

Awesome! Congratulations to her!

Re: NFCU for DM

Creditaddict — Thu, 12 Feb 2015 16:03:16 GMT

WOOT WOOT LOVE IT!

Re: NFCU for DM

uswala — Thu, 12 Feb 2015 16:05:16 GMT

Congrats to your DM!

Re: NFCU for DM

b_diddy — Thu, 12 Feb 2015 16:29:19 GMT

Congrats to DM, and you getting some breathing room!

Re: NFCU for DM

Anonymous — Thu, 12 Feb 2015 16:35:08 GMT

Congrats to your DM and to you for being able to transfer some of your debt load! That's gotta feel good.

Re: NFCU for DM

OffToBetterStart — Thu, 12 Feb 2015 21:25:11 GMT

Congrats to DM Wtg !!

Re: NFCU for DM

Anonymous — Thu, 12 Feb 2015 21:43:16 GMT

Congrats to her!+

Re: NFCU for DM

gdale6 — Fri, 13 Feb 2015 00:58:31 GMT

Grats to your mother

Re: NFCU for DM

Anonymous — Fri, 13 Feb 2015 01:03:46 GMT

@Jarnog wrote:
My mother has been a BofA customer for years, like 10+ at least. She has her business accounts through them and personal. She recently purchased a car and wanted to re-fi with BofA. They offered her 4% and approx 15k. She needed 39k and less than 4%. She has had the car like 4 months and the place that financed her (Ally) gave her 4% already. So it was a bit disappointing to say the least.

I let her know about NFCU, and that she could join through me if she wanted. Plus they had the $250 refi offer and so forth. She said try it. Well this was about a week ago.
1. She got in, no issues.
2. She got fully refinanced at 3%. Payments are a little more because she went with a lower time frame, but she is very happy. Just required some tax papers due to the fact she is self employed.
3. The big one - she applied for the cash rewards card. Instantly approved for $25000 WOW!!!! and her APR is only 10.65%...WHAT LOL. She wants me to take advantage of the BT 2.99% offer to lower some of my debt...which I will gladly do.

Don't really know what her credit is like, I think she hovers around 700-750 between the 3 bureaus and her income is approx 70,000 a year. That instant approval though!! Gotta love Navy!!!

Awesome!! Love NFCU!!!

Re: NFCU for DM

Anonymous — Mon, 16 Feb 2015 05:14:44 GMT

Congratulations to DM!