topic Re: Exciting Auto CLI with Capital One in Credit Card Approvals

Exciting Auto CLI with Capital One

Anonymous — Wed, 10 Apr 2013 22:52:51 GMT

I've read so many posts about Capital One not beeing so generous with CLi's. It was my first rebuilding card and I opened it with a $300 limit in October of last year (6 months ago). I was very happy to have it. Recently I was basking in getting a few more cards including a $5500 credit union Mastercard. At the same time, I was sitting around thinking about that $300 Cap One card. For whatever reason, I logged into my account and thought I was seeing things. I had somewhere around 3200 in available credit. They upped my Cl by $3000 dollars!

Can't tell you how happy this made me. So don't give up on Capitlal One yet as far as CLI's go.

Re: Exciting Auto CLI with Capital One

SisterGirl — Thu, 11 Apr 2013 02:19:48 GMT

Congrats ! I've had them for years & they really treat me well.

SisterGirl

Re: Exciting Auto CLI with Capital One

Anonymous — Thu, 11 Apr 2013 02:21:13 GMT

Congrats! That is really nice!

Re: Exciting Auto CLI with Capital One

Anonymous — Thu, 11 Apr 2013 02:58:30 GMT

Great job!

Re: Exciting Auto CLI with Capital One

myjourney — Thu, 11 Apr 2013 03:00:59 GMT

I'm just glad you logged in...Lol

Congrats

Re: Exciting Auto CLI with Capital One

SnackTrader — Thu, 11 Apr 2013 03:03:05 GMT

It once again sounds like a "credit steps" increase, which is very common at the 6 month mark among posters here. Recently, there have been more reports of larger Credit Steps CLIs.

Check the documents section of your online account and see if there is a document referring to this increase from when our account was open. This has frequently been reported to be the last CLI that posters receive - but I hope this is different for you, just don't count too much on it.

Re: Exciting Auto CLI with Capital One

Rackham94 — Thu, 11 Apr 2013 03:22:53 GMT

Credit steps program is pretty much an overglorified auto cli. I almost shat myself when I saw mine jump lol

congrats

Re: Exciting Auto CLI with Capital One

bassethoundmom — Thu, 11 Apr 2013 04:25:32 GMT

That's crazy..I've had them for years and despite my score being over 700 now my Cap. One card has a $750 limit! They don't like me

Re: Exciting Auto CLI with Capital One

jetsfan2013 — Thu, 11 Apr 2013 10:08:47 GMT

Thats a great increase for a credit steps card.

Re: Exciting Auto CLI with Capital One

lexandra90 — Thu, 11 Apr 2013 11:04:45 GMT

ahhh! I can only hope mine gets a nice CLI after my credit steps... I did receive documents with my new card about credit steps and it said after 6 months of on time payments they will give you a CLI which is called credit steps. idk what happens afterwards. from what I've read thats the end of it...

Re: Exciting Auto CLI with Capital One

Anonymous — Thu, 11 Apr 2013 12:47:14 GMT

Yep, pretty much, unless you contact the EO. My credit steps increase was fairly boring. $2000 to $2500.

Re: Exciting Auto CLI with Capital One

Anonymous — Thu, 11 Apr 2013 20:41:44 GMT

I don't recall seeing anything in my orginal packet about credit steps - but it could be. I will have to go take a look at my original docs.

Re: Exciting Auto CLI with Capital One

SpiceIslander — Thu, 11 Apr 2013 22:53:39 GMT

That's an unusual Capital One success story! Congrats!

Re: Exciting Auto CLI with Capital One

mikey4833 — Thu, 11 Apr 2013 23:30:50 GMT

@bassethoundmom wrote:
That's crazy..I've had them for years and despite my score being over 700 now my Cap. One card has a $750 limit! They don't like me

Just search google for capital one ceo email and email them you will get surprised. They increased my 2 $750 lines to $1,000 and waived the annoying $39 annual fee they call you back.

Re: Exciting Auto CLI with Capital One

Rackham94 — Thu, 11 Apr 2013 23:34:48 GMT

@mikey4833 wrote:
@bassethoundmom wrote:
That's crazy..I've had them for years and despite my score being over 700 now my Cap. One card has a $750 limit! They don't like me
Just search google for capital one ceo email and email them you will get surprised. They increased my 2 $750 lines to $1,000 and waived the annoying $39 annual fee they call you back.

Does that really work? lol >.<