topic Re: Chase AARP approved on recon, then got on a roll. in Credit Card Approvals

Chase AARP approved on recon, then got on a roll.

Anonymous — Thu, 12 Feb 2015 16:59:43 GMT

In a recent discussion on the CC thread I was thinking about a Chase Amazon, but Nixon tawked me out of it. I only recenty became aware of how all this works. I have a local bank Visa, and AMEX card, both are 30 year old accounts, and until recently the only cards I owned. I would sometimes go years without using them. My parents were products of the great depression, and I was taught/instructed charging stuff was bad.

I went back and looked over my needs to find the card that fit my lifestyle, and the AARP does the job. Empty nest, we eat out a lot, and we like to drive/ride so gas perks were important. No AF and 1% on everything else. I got the further review note on submit. Called the recon number supplied here.

"Look here, I just got shot down on the AARP card" I'm liking that card for the dining and gas."

The young man said, "hold on lemme check it." He asked for my SSN.

"yeah, you have a Freedom, we were kinda wanting to see a little more history with us, but otherwise you're good." He wanted my income and mortgage payment.

"House is paid for" But I didnd't tell him was building a new house, but he could see that if he was looking at my CR.

"alright you're good to go, CL 2000, will that work?"

"That's alot of big macs"

"LOL well you said you like to eat out, but you can use it alot of places"

"I appreciate you taking care of that for me, that'll work fine."

"Thanks for being a Chase customer"

So next thing I did was get the bank on the phone that holds my 37 year old visa card, that was once a name I can't remeber before they changed it to Visa. The local bank that issued the card was bought out in the 90s by a large regional bank.

Now that I'm educated on this stuff I asked the lady.

"M'am how long have I had this credit card?"

"Since 1977"

"So why am I still paying a AF? Take that off"

"Ok done"

I was gonna ask her for a CLI but put that on hold for now.

All these years I never knew enough you could do that till I joined fico.

Re: Chase AARP approved on recon, then got on a roll.

Anonymous — Thu, 12 Feb 2015 17:02:38 GMT

Congratulations!

Re: Chase AARP approved on recon, then got on a roll.

uswala — Thu, 12 Feb 2015 17:09:14 GMT

Congrats!

Re: Chase AARP approved on recon, then got on a roll.

Anonymous — Thu, 12 Feb 2015 17:14:07 GMT

Well done

Re: Chase AARP approved on recon, then got on a roll.

Anonymous — Thu, 12 Feb 2015 17:19:01 GMT

Congrats

Re: Chase AARP approved on recon, then got on a roll.

asphaltcowboy — Thu, 12 Feb 2015 17:29:22 GMT

@Anonymous wrote:
In a recent discussion on the CC thread I was thinking about a Chase Amazon, but Nixon tawked me out of it. I only recenty became aware of how all this works. I have a local bank Visa, and AMEX card, both are 30 year old accounts, and until recently the only cards I owned. I would sometimes go years without using them. My parents were products of the great depression, and I was taught/instructed charging stuff was bad.

I went back and looked over my needs to find the card that fit my lifestyle, and the AARP does the job. Empty nest, we eat out a lot, and we like to drive/ride so gas perks were important. No AF and 1% on everything else. I got the further review note on submit. Called the recon number supplied here.

"Look here, I just got shot down on the AARP card" I'm liking that card for the dining and gas."

The young man said, "hold on lemme check it." He asked for my SSN.

"yeah, you have a Freedom, we were kinda wanting to see a little more history with us, but otherwise you're good." He wanted my income and mortgage payment.

"House is paid for" But I didnd't tell him was building a new house, but he could see that if he was looking at my CR.

"alright you're good to go, CL 2000, will that work?"

"That's alot of big macs"

"LOL well you said you like to eat out, but you can use it alot of places"

"I appreciate you taking care of that for me, that'll work fine."

"Thanks for being a Chase customer"

So next thing I did was get the bank on the phone that holds my 37 year old visa card, that was once a name I can't remeber before they changed it to Visa. The local bank that issued the card was bought out in the 90s by a large regional bank.

Now that I'm educated on this stuff I asked the lady.

"M'am how long have I had this credit card?"

"Since 1977"

"So why am I still paying a AF? Take that off"

"Ok done"

I was gonna ask her for a CLI but put that on hold for now.

All these years I never knew enough you could do that till I joined fico.

Congrats

how 'bout Bank Americard, lol

(ROLL TIDE)

Re: Chase AARP approved on recon, then got on a roll.

Anomalous — Thu, 12 Feb 2015 18:02:03 GMT

CONGRATULATIONS!

Re: Chase AARP approved on recon, then got on a roll.

b_diddy — Thu, 12 Feb 2015 20:51:30 GMT

Congrats on the AARP! I also want this card. :-) Unfortunately, local & regional banks aren't always the best in terms of rewards band cash back.

Re: Chase AARP approved on recon, then got on a roll.

baller4life — Thu, 12 Feb 2015 21:41:26 GMT

WTG!! I want this card too!!

Re: Chase AARP approved on recon, then got on a roll.

Anonymous — Thu, 12 Feb 2015 22:01:17 GMT

So next thing I did was get the bank on the phone that holds my 37 year old visa card, that was once a name I can't remeber before they changed it to Visa.

It was probably a BankAmericard. I had several in the "olden" days.

Re: Chase AARP approved on recon, then got on a roll.

Anonymous — Thu, 12 Feb 2015 22:34:59 GMT

@Anonymous wrote:
In a recent discussion on the CC thread I was thinking about a Chase Amazon, but Nixon tawked me out of it. I only recenty became aware of how all this works. I have a local bank Visa, and AMEX card, both are 30 year old accounts, and until recently the only cards I owned. I would sometimes go years without using them. My parents were products of the great depression, and I was taught/instructed charging stuff was bad.

I went back and looked over my needs to find the card that fit my lifestyle, and the AARP does the job. Empty nest, we eat out a lot, and we like to drive/ride so gas perks were important. No AF and 1% on everything else. I got the further review note on submit. Called the recon number supplied here.

"Look here, I just got shot down on the AARP card" I'm liking that card for the dining and gas."

The young man said, "hold on lemme check it." He asked for my SSN.

"yeah, you have a Freedom, we were kinda wanting to see a little more history with us, but otherwise you're good." He wanted my income and mortgage payment.

"House is paid for" But I didnd't tell him was building a new house, but he could see that if he was looking at my CR.

"alright you're good to go, CL 2000, will that work?"

"That's alot of big macs"

"LOL well you said you like to eat out, but you can use it alot of places"

"I appreciate you taking care of that for me, that'll work fine."

"Thanks for being a Chase customer"

So next thing I did was get the bank on the phone that holds my 37 year old visa card, that was once a name I can't remeber before they changed it to Visa. The local bank that issued the card was bought out in the 90s by a large regional bank.

Now that I'm educated on this stuff I asked the lady.

"M'am how long have I had this credit card?"

"Since 1977"

"So why am I still paying a AF? Take that off"

"Ok done"

I was gonna ask her for a CLI but put that on hold for now.

All these years I never knew enough you could do that till I joined fico.

The way I picture that second conversation is too funny! Congrats!

Re: Chase AARP approved on recon, then got on a roll.

gdale6 — Fri, 13 Feb 2015 01:00:52 GMT

Grats on your successful AARP recon

Re: Chase AARP approved on recon, then got on a roll.

Anonymous — Fri, 13 Feb 2015 03:31:05 GMT

Cap has a good memory-

"It was probably a BankAmericard. I had several in the "olden" days."

That's it! The local bank issued that card when I was 22 years old and newly married. It had a 300 dollar limit. (Big money, almost 2 weeks pay LOL)

I remember back in the day you placed your card on this thing and they imprinted it LOL. The clerk had a this little book of numbers and they actually had to look it up to see if the card was good. Talk about holding up the check out line.

Somethings about the good ole days I care not to go back to.

I'm looking forward to the AARP card arrival, gonna do Longhorn Steaks now and get 3% BACK, and when you put that with a coupon from Sunday paper I'm untouchable LOL.

Re: Chase AARP approved on recon, then got on a roll.

chalupaman — Fri, 13 Feb 2015 03:32:22 GMT

Congrats!

I hope you'll like the card as much as I do.

Re: Chase AARP approved on recon, then got on a roll.

wacdenney — Fri, 13 Feb 2015 03:57:24 GMT

Congrats!! AARP is a great card. I use it more than any other.

I have to say, I would have totally asked for a CLI on the other card and a product change to something with rewards. Call them back!

Re: Chase AARP approved on recon, then got on a roll.

Anonymous — Fri, 13 Feb 2015 05:59:08 GMT

Hey, just a minute!!!! I also talked you out of the Chase Amazon Visa AND I was the one in the thread who suggested the AARP card in the first place and I don't get any mention? For shame.

I'm just teasing (sort of). I'm glad you listened to us and went for a card that will suit your needs a little bit better. Congratulations!

Re: Chase AARP approved on recon, then got on a roll.

CreditMagic7 — Fri, 13 Feb 2015 07:14:03 GMT

Congrats!

Re: Chase AARP approved on recon, then got on a roll.

BUN — Fri, 13 Feb 2015 14:39:36 GMT

Great job!

Re: Chase AARP approved on recon, then got on a roll.

Anonymous — Fri, 13 Feb 2015 16:47:34 GMT

@Anonymous wrote:
Hey, just a minute!!!! I also talked you out of the Chase Amazon Visa AND I was the one in the thread who suggested the AARP card in the first place and I don't get any mention? For shame.

I'm just teasing (sort of). I'm glad you listened to us and went for a card that will suit your needs a little bit better. Congratulations!

Yeah you did. I knew someone on that thread put the notion of AARP in my head. I went to the chase URL and checked it out, and made my decision.

Re: Chase AARP approved on recon, then got on a roll.

Anonymous — Fri, 13 Feb 2015 16:59:25 GMT

@Anonymous wrote:
Cap has a good memory-

"It was probably a BankAmericard. I had several in the "olden" days."

That's it! The local bank issued that card when I was 22 years old and newly married. It had a 300 dollar limit. (Big money, almost 2 weeks pay LOL)

I remember back in the day you placed your card on this thing and they imprinted it LOL. The clerk had a this little book of numbers and they actually had to look it up to see if the card was good. Talk about holding up the check out line.

Somethings about the good ole days I care not to go back to.

I'm looking forward to the AARP card arrival, gonna do Longhorn Steaks now and get 3% BACK, and when you put that with a coupon from Sunday paper I'm untouchable LOL.

Ah, yes, the good old days. I had one of these when I setup my first merchant account in the early 1990's.