topic Re: Even more Synchrony Luv in Credit Card Approvals

Even more Synchrony Luv

keithbward — Tue, 17 Feb 2015 03:48:15 GMT

So about 3 months ago I couldn't get any luv via increase or credit (no)lutions as I called them. But in the last two weeks I've exploded with my Synchrony backed store cards. Via chat and credit solutions.

JCP - $700 - $3500 (chat)

Gap - $500 - $2000 (chat)

Old Navy - $600 - $2000 (chat)

Banana Republic - $700 - $3000 (chat)

R'Us Card - $600 - $2500 (credit solutions)

Perfect Fit - $1400 - $5000 (credit solutions)

Walmart - $1200 - $1800 (luv button) - $2800 (chat) - $5000 (credit solutions)

Amazon - $1400 - $3400 (luv button) - $3500 (chat) - $6000 (credit solutions)

Belk - $500 - $2200 (luv button)

Going to call credit solutions for ShopHQ, JCP, Belk, and maybe one of the Gap branded cards tomorrow.

No go getting early increases on my cobranded cards I tried which was Sams Club MC ($4250) and Walmart MC ($3100). So hopefully March nets different results. Overall I say a good outing on SP CLI. Hopefully I can be upgraded to the cobranded versions of JCP and one of the Gap branded cards so I can start closing some of them as that's my plan. But for now I'm happy especially as a year ago I was in the dumps and I now have over $120,000 in unsecured credit. My total exposure from Synchrony alone is $65,300. The plan is to reach the $100k max exposure with cobranded MC/Visa versions of a few store cards and my Lowes and Amazon cards. But just like people said when I first got on here, it definitely isn't a race and before you know it, you'll be in a better situation if you do the work and treat your credit responsibly.

Re: Even more Synchrony Luv

Lyythine — Tue, 17 Feb 2015 03:49:50 GMT

As a cautionary tale, I have read previous posts that several suffered closures and/or reviews after getting CLI on a bunch of Synchrony cards. Congrats on the huge CL increases though!

Re: Even more Synchrony Luv

keithbward — Tue, 17 Feb 2015 03:52:38 GMT

@Lyythine wrote:
As a cautionary tale, I have read previous posts that several suffered closures and/or reviews after getting CLI on a bunch of Synchrony cards. Congrats on the huge CL increases though!

Yea I actually had to speak to the verifications department on my last one which was my Perfect Fit card. Everything checked out to their satisfaction so I'm in the clear for now.

Re: Even more Synchrony Luv

uswala — Tue, 17 Feb 2015 04:09:33 GMT

Many congrats!

Re: Even more Synchrony Luv

Anonymous — Tue, 17 Feb 2015 04:11:31 GMT

Great Success!

Re: Even more Synchrony Luv

Anonymous — Tue, 17 Feb 2015 04:43:01 GMT

Congratulations!

Re: Even more Synchrony Luv

b_diddy — Tue, 17 Feb 2015 04:44:05 GMT

Wow. Lots of Synchrony cards! :-) Congrats on the increases!

Re: Even more Synchrony Luv

gdale6 — Tue, 17 Feb 2015 05:11:38 GMT

Grats to all your success

Re: Even more Synchrony Luv

DeadlyPersona — Tue, 17 Feb 2015 05:24:44 GMT

Congratulations on your Synchrony Luv

Re: Even more Synchrony Luv

MissMoni223 — Tue, 17 Feb 2015 13:36:22 GMT

CONGRATS Synchrony has been very giving lately!!!

Re: Even more Synchrony Luv

IaBoy62 — Tue, 17 Feb 2015 15:25:27 GMT

those are some incredibly impressive increases....congratulations!!

Re: Even more Synchrony Luv

Anonymous — Tue, 17 Feb 2015 18:10:42 GMT

After reading your post. I logged into my oldnavy account and acitvated the chat. CLI 200...5000. Yay!!!!!! Gotta love this forum. Thank you guys so much.

Re: Even more Synchrony Luv

Anonymous — Tue, 17 Feb 2015 18:13:12 GMT

Thats Over 11,000 in CLI in 2 days. Granted I am in the garden. Not bad at all. Synchrony loves me!! Thanks again to this wonderful forum.