topic Re: CapOne, Comenity, and Barclays in Credit Card Approvals

CapOne, Comenity, and Barclays

fedxboy — Mon, 16 Feb 2015 21:06:22 GMT

Looks like I can't get the US Airways Premier MC, as I tried to recon this morning and it was NO -- not even with moving a credit line over from my Barclays Rewards WMC with a limit of $9500, as they cited they wanted to see more history and it's going to be 6 months by next week. Also, she didn't like the balances that I'm carrying although, nothing is over 40% on any card and I'm currently at 9% overal utilization and my AAOA is 4.9 months. Furthermore, every card with a balance is on a 0% till 2016. OH well, I'm not used to reconning -- actually my 1st time and perhaps, she didn't like my answers.

So, feeling bitter................I app'd for the CapOne QuickSilver and also for a Comenity Credo Visa -- ewww ( I had a pre-approval sitting on my desk). Filled out both apps in different tabs and hit submit 1 after the other, well CapOne first.

Both instantly approved and now I guess i feel better, although I really wanted that Barclay's Mastercard with US AIR and nothing else.

1. CapOne QuickSilver instantly approved for 10k @ 17.90

2. Comenity Credo VS instantly approved for 5k @ 24.90 ugh

* On a side note, I guess I'll be getting a JetBlue Mastercard from Barclay's when my JetBlue Amex ceases to exist

Re: CapOne, Comenity, and Barclays

uswala — Mon, 16 Feb 2015 21:24:07 GMT

Congrats on the approvals!

Re: CapOne, Comenity, and Barclays

gdale6 — Tue, 17 Feb 2015 00:08:30 GMT

Gotta love these UWs who think 9% util is too much, why bother to issue credit cards at all under that scenario if you dont want anyone to use them. This is what the system is today, not too long ago you could actually keep every card at the CL without any problem at all. Anyway rant over, congrats to your new card approvals OP

Re: CapOne, Comenity, and Barclays

OffToBetterStart — Tue, 17 Feb 2015 00:42:59 GMT

Congrats Wtg !!

Re: CapOne, Comenity, and Barclays

Anonymous — Tue, 17 Feb 2015 04:56:50 GMT

Congratulations!

Re: CapOne, Comenity, and Barclays

DeadlyPersona — Tue, 17 Feb 2015 06:55:20 GMT

Congratulations! I had never heard of Credo until I read your post......it reads like a worthy organization.

Re: CapOne, Comenity, and Barclays

b_diddy — Tue, 17 Feb 2015 17:49:13 GMT

Congrats on the 2 approvals!