topic Re: Citi Credit Limit Increase! in Credit Card Approvals

Citi Credit Limit Increase!

Anonymous — Sat, 21 Feb 2015 00:37:46 GMT

Figured i'd try for a credit limit increase on my year old Citi Simplicity.

The initial limit on my card was $6000

It dropped to $5800 because I moved $200 to make my Double Cash balance an even $3000

Just did a SP CLI increase and was instantly approved for a $1600 increase to $7400

I don't really use this card anymore, but an increase is great because it will help my utilization percentage

Re: Citi Credit Limit Increase!

gdale6 — Sat, 21 Feb 2015 00:51:25 GMT

@Anonymous wrote:
Figured i'd try for a credit limit increase on my year old Citi Simplicity.

The initial limit on my card was $6000
It dropped to $5800 because I moved $200 to make my Double Cash balance an even $3000

Just did a SP CLI increase and was instantly approved for a $1600 increase to $7400

I don't really use this card anymore, but an increase is great because it will help my utilization percentage

Grats on your Citi CLI

Re: Citi Credit Limit Increase!

Anonymous — Sat, 21 Feb 2015 00:51:34 GMT

@Anonymous wrote:
Figured i'd try for a credit limit increase on my year old Citi Simplicity.

The initial limit on my card was $6000
It dropped to $5800 because I moved $200 to make my Double Cash balance an even $3000

Just did a SP CLI increase and was instantly approved for a $1600 increase to $7400

I don't really use this card anymore, but an increase is great because it will help my utilization percentage

Thats great, how long you waited prior this SP CLI? I am still waiting for mine. I don't want to waste another HP for a CLI.

Re: Citi Credit Limit Increase!

Anonymous — Sat, 21 Feb 2015 00:59:43 GMT

I waited a year. You can look on the Citi website and it will tell you under the online credit line increase section whether your pull will be SP or HP. You can also counter with a higher limit if you want to try your luck after getting approved.

Re: Citi Credit Limit Increase!

EW800 — Sat, 21 Feb 2015 01:26:56 GMT

@Anonymous wrote:
Figured i'd try for a credit limit increase on my year old Citi Simplicity.

The initial limit on my card was $6000
It dropped to $5800 because I moved $200 to make my Double Cash balance an even $3000

Just did a SP CLI increase and was instantly approved for a $1600 increase to $7400

I don't really use this card anymore, but an increase is great because it will help my utilization percentage

Congratulations on your CLI!

Re: Citi Credit Limit Increase!

MissMoni223 — Sat, 21 Feb 2015 03:29:56 GMT

CONGRATS!!!

Re: Citi Credit Limit Increase!

Anonymous — Sat, 21 Feb 2015 03:46:06 GMT

Normally you have to wait for 6 months.

Re: Citi Credit Limit Increase!

uswala — Sat, 21 Feb 2015 06:28:57 GMT

Congrats on the CLI!

Re: Citi Credit Limit Increase!

Anonymous — Tue, 24 Feb 2015 16:42:16 GMT

Congratulations!

Re: Citi Credit Limit Increase!

Anonymous — Tue, 05 May 2015 23:33:29 GMT

@Anonymous wrote:
Normally you have to wait for 6 months.

They seem to be lenient about this.

I called them one time to request a CL increase (last time was over a year ago). They did an instant check and I was denied. The following week I called again and explained I should be eligible (I have a 809 FICO and been paying off balance every month). They put me on hold to speak with a "credit specialist" and came back saying they can run it again.

I ended up getting a $11k CL (from $5.5K) instantly. Both were SP.

Re: Citi Credit Limit Increase!

Anonymous — Tue, 05 May 2015 23:31:54 GMT

Congrats..