topic Re: CSP approved $5K (on 2nd recon!) in Credit Card Approvals

BCE odds? (Update.. CSP approved 5K, yes CSP, not BCE!)

Anonymous — Sat, 28 Feb 2015 19:01:39 GMT

Currently,

Chase Freedom $1200 since Aug 2014

WF secured $500 - April 2014 (SD'd)

TU 705 - 3 inq

EQ 734 - 1 inq

EX 730 - 3 inq

(none in last 6 months)

Income: $72K

Considering BCE from Amex

Other cards that I want: CSP, Capital One quicksilver VISA signature. Any other suggestions would help too.

I was considering the CSP this week, then chicken'd out of it, huge spend requirement and annual fee!

Plus, I think it would be wise to not have everything with one institution, thoughts?

Re: BCE odds?

kdm31091 — Fri, 27 Feb 2015 03:00:01 GMT

Definitely don't go for CSP until and unless you're sure about the bonus spend and AF. Without the bonus, it's really pretty unexciting and then the AF kicks in

For your actual question. I would say everything looks good for a BCE!

Re: BCE odds?

kdm31091 — Fri, 27 Feb 2015 03:00:53 GMT

And yes. You want to diversify, not just have all Chase cards. Quicksilver and BCE are both good all purpose additions to your lineup IMO

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 03:17:21 GMT

Nice. I looked at credit karma and card match and they both have a $150 cash back and $500 spend. When I click the link it takes me to the amex site application page. Is this legit?

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 14:45:23 GMT

@Anonymous wrote:
Nice. I looked at credit karma and card match and they both have a $150 cash back and $500 spend. When I click the link it takes me to the amex site application page. Is this legit?

I remember you. You are the chap with a lot of money at Chase and wanted the CSP. I hope the CSR didn't talk you into getting the Chase Slate insteadd of the CSP. I still think you have a shot at the card based on your other thread.

Also, Credit Karma recommendations are not that reliable. if you want to see if you have a strong chance of getting the card, go to th Amex site and see if you are pre-qualified for it. I wouldn't just go off a remommendation from "Kredit Karma"

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 14:50:24 GMT

I wouldn't say lot of money.. Modest at best! But yes I'm that guy..I still WANT the CSP! But I'm such a chicken to apply for that card!

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 14:54:05 GMT

@Anonymous wrote:
I wouldn't say lot of money.. Modest at best! But yes I'm that guy..I still WANT the CSP! But I'm such a chicken to apply for that card!

Why? How many inquiries do you have now? You're never going to be approved until you actually apply.

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 15:04:09 GMT

3 tu 3 ex and 1 eq ..all more than 6 months ago

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 15:04:40 GMT

I have no cards in that kind of credit limit range.. People seem to have higher limits before going for CSP!

Re: BCE odds?

CreditCuriosity — Fri, 27 Feb 2015 15:25:45 GMT

@Anonymous wrote:
I have no cards in that kind of credit limit range.. People seem to have higher limits before going for CSP!

CSP was the first card to break the 5k CL for me, my next closest was 4k so they beat it by 3.5k, being a 7.5k initial approval.. go for it, what do you have to lose? Decent Income, good scores, no recent inquiries, low inquires overall..

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 15:42:41 GMT

programmerguy wrote:
I wouldn't say lot of money.. Modest at best! But yes I'm that guy..I still WANT the CSP! But I'm such a chicken to apply for that card!

Chicken really Programmerguy? The credit game is all about balls baby.. Now lets go. Chickens do not get anywhere... You have to muster the courage to go after what you want aggresively, passionately and strategically.

You currently have Chase Freedom. All chase is going to say is a YES or NO. Even with a NO, that is what the Reconning department is for. We are also here to plan a strategy for you to get the card. If you are a chicken then don't dream of good cards..Stick with the secure ones.

Apply online if you get a pending message, get your phone fully charged and at the ready for recon. It is Friday and lets get this show on the road already

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 23:39:10 GMT

@Anonymous wrote:
programmerguy wrote:
I wouldn't say lot of money.. Modest at best! But yes I'm that guy..I still WANT the CSP! But I'm such a chicken to apply for that card!
Chicken really Programmerguy? The credit game is all about balls baby.. Now lets go. Chickens do not get anywhere... You have to muster the courage to go after what you want aggresively, passionately and strategically.

You currently have Chase Freedom. All chase is going to say is a YES or NO. Even with a NO, that is what the Reconning department is for. We are also here to plan a strategy for you to get the card. If you are a chicken then don't dream of good cards..Stick with the secure ones.

Apply online if you get a pending message, get your phone fully charged and at the ready for recon. It is Friday and lets get this show on the road already

How does this compare to CSP?

Just came home and checked Amex pre-qualifications

50K PRG offer

100K Platinum

25K EDP at 12% APR

Oh so tempting!!

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 23:43:39 GMT

@Anonymous wrote:
@Anonymous wrote:
programmerguy wrote:
I wouldn't say lot of money.. Modest at best! But yes I'm that guy..I still WANT the CSP! But I'm such a chicken to apply for that card!
Chicken really Programmerguy? The credit game is all about balls baby.. Now lets go. Chickens do not get anywhere... You have to muster the courage to go after what you want aggresively, passionately and strategically.

You currently have Chase Freedom. All chase is going to say is a YES or NO. Even with a NO, that is what the Reconning department is for. We are also here to plan a strategy for you to get the card. If you are a chicken then don't dream of good cards..Stick with the secure ones.

Apply online if you get a pending message, get your phone fully charged and at the ready for recon. It is Friday and lets get this show on the road already
How does this compare to CSP?
Just came home and checked Amex pre-qualifications

50K PRG offer
100K Platinum
25K EDP at 12% APR

Oh so tempting!!

@Anonymous,

Those are really really good offers and this is why I keep telling you to muster the courage and apply for the Chase CSP. The 100k platinum offer is one that people will give their first born up to have. It is reserved for very few people. Do you like to travel? Heck, if you were not soo nervous, I'd say app for all of them.

But on a serious note, wht do you want? DO NOT BE NERVOUS. It Friday night and be ready to have some fun. If you are going to chicken out, then log off now What do you want your card to do for you?

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 23:46:36 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
programmerguy wrote:
I wouldn't say lot of money.. Modest at best! But yes I'm that guy..I still WANT the CSP! But I'm such a chicken to apply for that card!
Chicken really Programmerguy? The credit game is all about balls baby.. Now lets go. Chickens do not get anywhere... You have to muster the courage to go after what you want aggresively, passionately and strategically.

You currently have Chase Freedom. All chase is going to say is a YES or NO. Even with a NO, that is what the Reconning department is for. We are also here to plan a strategy for you to get the card. If you are a chicken then don't dream of good cards..Stick with the secure ones.

Apply online if you get a pending message, get your phone fully charged and at the ready for recon. It is Friday and lets get this show on the road already
How does this compare to CSP?
Just came home and checked Amex pre-qualifications

50K PRG offer
100K Platinum
25K EDP at 12% APR

Oh so tempting!!
@Anonymous,

Those are really really good offers and this is why I keep telling you to muster the courage and apply for the Chase CSP. The 100k platinum offer is one that people will give their first born up to have. It is reserved for very few people. Do you like to travel? Heck, if you were not soo nervous, I'd say app for all of them.

But on a serious note, wht do you want? DO NOT BE NERVOUS. It Friday night and be ready to have some fun. If you are going to chicken out, then log off now What do you want your card to do for you?

Srsly, I'd do the last two like NOW.

Re: BCE odds?

Anonymous — Fri, 27 Feb 2015 23:55:35 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
programmerguy wrote:
I wouldn't say lot of money.. Modest at best! But yes I'm that guy..I still WANT the CSP! But I'm such a chicken to apply for that card!
Chicken really Programmerguy? The credit game is all about balls baby.. Now lets go. Chickens do not get anywhere... You have to muster the courage to go after what you want aggresively, passionately and strategically.

You currently have Chase Freedom. All chase is going to say is a YES or NO. Even with a NO, that is what the Reconning department is for. We are also here to plan a strategy for you to get the card. If you are a chicken then don't dream of good cards..Stick with the secure ones.

Apply online if you get a pending message, get your phone fully charged and at the ready for recon. It is Friday and lets get this show on the road already
How does this compare to CSP?
Just came home and checked Amex pre-qualifications

50K PRG offer
100K Platinum
25K EDP at 12% APR

Oh so tempting!!
@Anonymous,

Those are really really good offers and this is why I keep telling you to muster the courage and apply for the Chase CSP. The 100k platinum offer is one that people will give their first born up to have. It is reserved for very few people. Do you like to travel? Heck, if you were not soo nervous, I'd say app for all of them.

But on a serious note, wht do you want? DO NOT BE NERVOUS. It Friday night and be ready to have some fun. If you are going to chicken out, then log off now What do you want your card to do for you?
Srsly, I'd do the last two like NOW.

Agreed Nixon... I hope he hasn't chicken out now LOL

Re: BCE odds?

CreditCuriosity — Sat, 28 Feb 2015 00:01:56 GMT

Please pass your PRG and Plat signoff offers my way, thanks. I would go at least for the CSP and PRG now that I see this.. Amex Plat depends if you travel enough to justify it.. I would personally apply for everything the CSP/ED/PRG/PLAT take the HP's group and age them all together and not have to worry about applying till you are comfy again and enjoy your new credit and after you meet the spend requirements enjoy paris or whatever country you want to go on the CC companies signup bonus.

Re: BCE odds?

Anonymous — Sat, 28 Feb 2015 00:26:28 GMT

@CreditCuriousity wrote:
Please pass your PRG and Plat signoff offers my way, thanks. I would go at least for the CSP and PRG now that I see this.. Amex Plat depends if you travel enough to justify it.. I would personally apply for everything the CSP/ED/PRG/PLAT take the HP's group and age them all together and not have to worry about applying till you are comfy again and enjoy your new credit and after you meet the spend requirements enjoy paris or whatever country you want to go on the CC companies signup bonus.

Those offer are some strong deals..

Re: BCE odds?

CreditCuriosity — Sat, 28 Feb 2015 00:31:01 GMT

@Anonymous wrote:
@CreditCuriousity wrote:
Please pass your PRG and Plat signoff offers my way, thanks. I would go at least for the CSP and PRG now that I see this.. Amex Plat depends if you travel enough to justify it.. I would personally apply for everything the CSP/ED/PRG/PLAT take the HP's group and age them all together and not have to worry about applying till you are comfy again and enjoy your new credit and after you meet the spend requirements enjoy paris or whatever country you want to go on the CC companies signup bonus.
Those offer are some strong deals..

Ya spend would be tough for PLAT/PRG/CSP though .. 8k in 3 months for typical person isn't fun. I could make it happen with my tax woes though

Re: BCE odds?

Anonymous — Sat, 28 Feb 2015 00:34:43 GMT

@CreditCuriousity wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
Please pass your PRG and Plat signoff offers my way, thanks. I would go at least for the CSP and PRG now that I see this.. Amex Plat depends if you travel enough to justify it.. I would personally apply for everything the CSP/ED/PRG/PLAT take the HP's group and age them all together and not have to worry about applying till you are comfy again and enjoy your new credit and after you meet the spend requirements enjoy paris or whatever country you want to go on the CC companies signup bonus.
Those offer are some strong deals..
Ya spend would be tough for PLAT/PRG/CSP though .. 8k in 3 months for typical person isn't fun. I could make it happen with my tax woes though

@Anonymous,

Agreed... At time of the year with taxes, these deals come in real handy..

Re: BCE odds?

Anonymous — Sat, 28 Feb 2015 00:51:02 GMT

@Anonymous wrote:
@CreditCuriousity wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
Please pass your PRG and Plat signoff offers my way, thanks. I would go at least for the CSP and PRG now that I see this.. Amex Plat depends if you travel enough to justify it.. I would personally apply for everything the CSP/ED/PRG/PLAT take the HP's group and age them all together and not have to worry about applying till you are comfy again and enjoy your new credit and after you meet the spend requirements enjoy paris or whatever country you want to go on the CC companies signup bonus.
Those offer are some strong deals..
Ya spend would be tough for PLAT/PRG/CSP though .. 8k in 3 months for typical person isn't fun. I could make it happen with my tax woes though
@Anonymous,

Agreed... At time of the year with taxes, these deals come in real handy..

I'm thinking I'm going with the EDP credit card. 25k membership points for 2k spend is reasonable for me. The platinum and prg are charge cards which aren't currently on my radar. With this prequal, I'll take my chances with the EDP instead of the CSP (too much spend), I don't spend much...so the EDP seems perfect. Just hope I get a better limit than my freedom sitting at 1.2k