topic Re: Discover IT Approval in Credit Card Approvals

Discover IT Approval

mystikal1 — Fri, 06 Mar 2015 19:36:20 GMT

Recieved a pre approval for Discover It decided to try. Approved for $800. What is the best way to get that CL increased? I would love to do a 0% balance transfer.

Re: Discover IT Approval

Anonymous — Fri, 06 Mar 2015 19:36:54 GMT

Congratulations!

Re: Discover IT Approval

uswala — Fri, 06 Mar 2015 19:56:02 GMT

Congrats on the approval!

Call them on day 91 and ask for a SP CLI from their CSR.

In my case I started with $750, called them around 95th day. They said for giving me a CLI they will have to do a HP. I agreed and asked for $4000 and was approved for the same.

Re: Discover IT Approval

Anonymous — Fri, 06 Mar 2015 20:02:03 GMT

I did the pre qualify online at their site and it showed their discover it was qualified. How accurate is their site for this or should I wait for their prescreened mail in offer?

Re: Discover IT Approval

Anonymous — Fri, 06 Mar 2015 20:04:11 GMT

Congrats

Re: Discover IT Approval

Anonymous — Fri, 06 Mar 2015 21:47:04 GMT

@Anonymous wrote:
I did the pre qualify online at their site and it showed their discover it was qualified. How accurate is their site for this or should I wait for their prescreened mail in offer?

Discover pre-qualifying is solid but kind of weird, when I applied I was given another "lesser" offer (6-month zero APR) compared to the pre-qualifying, but got a $1,000 limit to start, so not too bad.

Re: Discover IT Approval

CreditCuriosity — Fri, 06 Mar 2015 22:20:04 GMT

@Anonymous wrote:
@Anonymous wrote:
I did the pre qualify online at their site and it showed their discover it was qualified. How accurate is their site for this or should I wait for their prescreened mail in offer?
Discover pre-qualifying is solid but kind of weird, when I applied I was given another "lesser" offer (6-month zero APR) compared to the pre-qualifying, but got a $1,000 limit to start, so not too bad.

Do not listen to above comment!. The Discover pre-qual you can put donald duck and a bs ssn and you will pre-qualified. They are known to be the worse in the business w/regards to pre-quals.

Nothing personal Strydur, but their pre-quals are as good as fools gold

Re: Discover IT Approval

tonyjones — Fri, 06 Mar 2015 22:38:11 GMT

I'd call backdoor number and say **bleep**, $800, is this a joke, and request $8K or you'll close the card.

Re: Discover IT Approval

Anonymous — Fri, 06 Mar 2015 22:45:54 GMT

Congrats on your approval

Re: Discover IT Approval

Anonymous — Fri, 06 Mar 2015 22:53:10 GMT

Congrats!

Re: Discover IT Approval

Anonymous — Fri, 06 Mar 2015 22:56:54 GMT

Congrats OP, what was your score when you got the Pre-approval in the mail?

Re: Discover IT Approval

Anonymous — Fri, 06 Mar 2015 23:05:24 GMT

Congrats!

Re: Discover IT Approval

gdale6 — Sat, 07 Mar 2015 02:38:52 GMT

Grats and welcome to the Discover family

Initial CLs cannot be reconned, use it and request CLI in 3 mos.

Re: Discover IT Approval

mystikal1 — Sat, 07 Mar 2015 03:14:10 GMT

Thanks everyone. My scores are in the 650 range because of utilization. Should get a bump now with the CLI I have gotten these last 2 weeks.

Re: Discover IT Approval

Anonymous — Sat, 07 Mar 2015 03:16:05 GMT

Congratulations! You will have to wait 90 days before requesting a CLI.

Re: Discover IT Approval

Anonymous — Mon, 09 Mar 2015 01:32:12 GMT

Congratulations!