topic Re: Best Method for Applying 2 for AMEX cards Simultaneously? in Credit Card Approvals

Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Thu, 26 Feb 2015 10:19:17 GMT

Greetings all, I'll get straight to the point. I am NOT a current AMEX member; my only cards are Freedom ($11.5k) and Barclaycard Rewards($1300). My desire is to obtain two cards: AMEX Blue Cash Preferred and AMEX Platinum. If approved ( FICO® 3-BUREAU CREDIT MONITORING = 767/783/759), I plan on utilizing the the 3x CLI on the BCP, and being more than satisfied my (modest) card portfolio for quite a while. I'd love to apply for both at the same time and be done with it. My questions to the community are: What methods will A)maximize my chances for approvals for both, B)give me the best chance for the highest initial CL on BCP (total util is currently 0%), and C)possibly result in 1 hard pull instead of 2 (although this isn't as important to me)? i.e In what order should I apply, does AMEX even allow simultaneous apps, do i need to do any browser window trick, should I use a the site, open a chat with a rep, or call in? etc. I'd really like give myself the best possible odds at this thing Thanks in advance to any and all willing to provide insight!

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Thu, 26 Feb 2015 12:49:15 GMT

Welcome to the forums

Apply for the Platinum card first, then the BCP. You don't need simultaneous apps, just apply for the first, get the results, and if approved, apply for the second.

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Thu, 26 Feb 2015 20:47:33 GMT

Thanks for the welcome. Any particular reason you advise applying for the platinum first?

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

newhis — Fri, 27 Feb 2015 04:32:15 GMT

@Anonymous wrote:
Thanks for the welcome. Any particular reason you advise applying for the platinum first?

Many reports of only 1 HP if you get the charge card first then the revolver.

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Fri, 27 Feb 2015 05:19:18 GMT

Would I receive the bonus offers for both if applied for the same day?

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Fri, 27 Feb 2015 10:23:22 GMT

i apped for the edc and bce at the same time and got approved for the bce then had to wait 4 days before my other app was approved. The csr told me when u app twice in a day they wait 4 days between apps and use the same pull.

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Fri, 06 Mar 2015 20:18:23 GMT

Thanks so much, Irish80 & newhis. I'm ecstatic to report that I applied in the order you suggested and was accepted for both! AMEX seemed like an unattainable dream a year ago (no credit history, had to start with a secured card)...

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

newhis — Fri, 06 Mar 2015 21:54:13 GMT

@Anonymous wrote:
Thanks so much, Irish80 & newhis. I'm ecstatic to report that I applied in the order you suggested and was accepted for both! AMEX seemed like an unattainable dream a year ago (no credit history, had to start with a secured card)...

Congrats.

My DW also started a year ago with BoA secured and Discover student. She applied for PRG and BCP, they say she has to wait 5 days to process BCP. I hope they approve her with a nice limit.

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Fri, 06 Mar 2015 22:10:04 GMT

@newhis wrote:
@Anonymous wrote:
Thanks so much, Irish80 & newhis. I'm ecstatic to report that I applied in the order you suggested and was accepted for both! AMEX seemed like an unattainable dream a year ago (no credit history, had to start with a secured card)...
Congrats.

My DW also started a year ago with BoA secured and Discover student. She applied for PRG and BCP, they say she has to wait 5 days to process BCP. I hope they approve her with a nice limit.

Hope so too, fingers crossed!

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Fri, 06 Mar 2015 22:43:06 GMT

@Anonymous wrote:
Thanks so much, Irish80 & newhis. I'm ecstatic to report that I applied in the order you suggested and was accepted for both! AMEX seemed like an unattainable dream a year ago (no credit history, had to start with a secured card)...

Congratulations!

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Sat, 07 Mar 2015 04:01:47 GMT

@Anonymous wrote:
@Anonymous wrote:
Thanks so much, Irish80 & newhis. I'm ecstatic to report that I applied in the order you suggested and was accepted for both! AMEX seemed like an unattainable dream a year ago (no credit history, had to start with a secured card)...
Congratulations!
Thanks Irish80... Checking online the CL is a very low 2k, which i guess means i'll have to wait 8 months to get the $10k+ I wanted. Oh well, still excited😎

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Zorasmiles — Sat, 07 Mar 2015 04:18:23 GMT

Congrats on the double approval.

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Santi78342 — Sat, 07 Mar 2015 06:39:49 GMT

Congratulations on both approvals! Won't take long for that $2k to grow exponentially!

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Sat, 07 Mar 2015 07:09:02 GMT

@Santi78342 wrote:
Congratulations on both approvals! Won't take long for that $2k to grow exponentially!

Thanks for the congrats, Zorasmiles & Santi78342. I will now have 4 cards, these 2 and my freedom (11.5k), as well as my barclaycard rewards average credit ($1300). I think i will let the Baclays go, as it's completely useless and redundant next to the BCP. Also, in the 13 months I've had it, they have yet to increase the measly $1300 CL (the freedom, which i acquired the same day as the barclays, has increased from 4k to 11.5k without a single request from me). I don't want to endure a hard pull in requesting a CLI with Barclays, and the AAoA isn't a big deal since it's only a year old, and perhaps a future Amex account could be backdated and negate that anyway. Hopefully this isn't flawed thinking?😕

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

Anonymous — Mon, 09 Mar 2015 01:35:52 GMT

Congratulations!

Re: Best Method for Applying 2 for AMEX cards Simultaneously?

uswala — Mon, 09 Mar 2015 15:23:01 GMT

Congrats on the approvals!