topic Re: Capital One Platinum card to Quicksilver in 2 months :) in Credit Card Approvals

Capital One Platinum card to Quicksilver in 2 months :)

Anonymous — Tue, 10 Mar 2015 19:13:45 GMT

I applied for the Capital One Platinum card on December 25, 2014 with scores of TU 551 EQ 548. I was approved for a CL of $300. I was pretty shocked about being approved. I had a Capital One card 7 years ago that I did not use responsibly and with my credit scores I did not think I would be approved. On yesterday, March 9th, I applied for the Capital One QuickSilver card and was approved for a CL of $500 with scores of TU 579 EQ 580. My scores have not incresed drastically, but I am making improvements and using my cards more responsible now. I have heard great reviews on this card, so I was very happy to be approved last night. Hopefully I will recieve a CL increase in a few months on my Platinum card!! I find it weird that I was denied their secured card back in February though.

Re: Capital One Platinum card to Quicksilver in 2 months :)

App_Addict — Tue, 10 Mar 2015 19:32:27 GMT

Congratulations! Cap. One is a GREAT company and they are VERY forgiving! Good Luck with your Credit Journey!

Re: Capital One Platinum card to Quicksilver in 2 months :)

Anonymous — Tue, 10 Mar 2015 19:53:07 GMT

Thank you!! I have been reading posts for over an hour now!!!!

How long should I wait to apply for another card?

Re: Capital One Platinum card to Quicksilver in 2 months :)

uswala — Tue, 10 Mar 2015 20:14:39 GMT

Congrats!

Re: Capital One Platinum card to Quicksilver in 2 months :)

Anonymous — Tue, 10 Mar 2015 20:33:28 GMT

Congrats! Love me some capital one!

Re: Capital One Platinum card to Quicksilver in 2 months :)

1hotcat — Tue, 10 Mar 2015 20:58:26 GMT

I would not apply for a new card right now . You can hit the credit line increase button now on your Platinum card and you will probably get an increase in your credit line. This will not affect your credit score at all. (it Works) Then wait the 6 month period when you have finished your credit steps before applying for another card. Your scores will be higher if you have used the card responsibly.. Good Luck and Congrats !!!!!!

Re: Capital One Platinum card to Quicksilver in 2 months :)

Anonymous — Tue, 10 Mar 2015 21:41:31 GMT

Nice, congrats

Re: Capital One Platinum card to Quicksilver in 2 months :)

gdale6 — Tue, 10 Mar 2015 22:44:16 GMT

Grats on your QS approval

Re: Capital One Platinum card to Quicksilver in 2 months :)

Anonymous — Tue, 10 Mar 2015 22:46:45 GMT

Great advice!! Thank you!!

Re: Capital One Platinum card to Quicksilver in 2 months :)

Anonymous — Mon, 16 Mar 2015 12:54:15 GMT

Congratulations!

Re: Capital One Platinum card to Quicksilver in 2 months :)

Anonymous — Thu, 19 Mar 2015 05:01:07 GMT

Denied the credit increase for platinum card. Said account is too new. I wonder why both cards have to go through the credit steps.

Re: Capital One Platinum card to Quicksilver in 2 months :)

Anonymous — Thu, 19 Mar 2015 06:01:36 GMT

Because both of the starting limits on the cards are low. With credit steps, using the card responsibly, you can get approved and step up to a higher credit line, while increasing your scores

Re: Capital One Platinum card to Quicksilver in 2 months :)

Anonymous — Thu, 19 Mar 2015 06:04:16 GMT

I'm three months in on my QS1 and platinum, both in credit steps. Use both heavily, and PIF. I leave a small balance just before the statement cuts. Hopefully I can get a good CLI after the fourth statement, and then get my steps increase as well.

Re: How to increase FICO Scores

silverbimmer04 — Thu, 19 Mar 2015 20:35:24 GMT

Hi.. I'm new to rebuilding my credit... How were you able to incresae your scores to where they are now in 7 months ? That's amazing work... Show me how and I'll follow your lead Thanking you in advance for any advice you have to offer.