topic Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI in Credit Card Approvals

Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

onstar — Sun, 22 Mar 2015 23:07:47 GMT

I log in to my Banana Republic account (Synchrony Bank) and I get redirected to a splash page saying I will get $30 statement credit if I upgrade my card from the current Banana Republic Store Card to the Banana Republic Visa Card, and that I was pre-approved. Naturally, I agree. On the approval screen, I see the CLI surprise: $2100 (up from $1200).

Also, I'm guessing it's a SP, because when I hit "I Agree" the approval screen came up instantly (less than half a second; and way faster than when I hit the "Post" button here in the myFICO Forums). It seemed like the approval page was already preloaded by my browser.

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

sunkissed — Mon, 23 Mar 2015 00:33:30 GMT

Cool beans! Congrats on the upgrade

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

Anomalous — Mon, 23 Mar 2015 01:45:17 GMT

Congratulations!

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

B335is — Mon, 23 Mar 2015 02:05:49 GMT

Congrats!! Haven't seen too many upgrades lately. It will report as a new TL.

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

pizza1 — Mon, 23 Mar 2015 02:07:49 GMT

@onstar wrote:
I log in to my Banana Republic account (Synchrony Bank) and I get redirected to a splash page saying I will get $30 statement credit if I upgrade my card from the current Banana Republic Store Card to the Banana Republic Visa Card, and that I was pre-approved. Naturally, I agree. On the approval screen, I see the CLI surprise: $2100 (up from $1200).

Also, I'm guessing it's a SP, because when I hit "I Agree" the approval screen came up instantly (less than half a second; and way faster than when I hit the "Post" button here in the myFICO Forums). It seemed like the approval page was already preloaded by my browser.

awesome!!! This is why Im holding out on all my synch cards and not closing them. Im holding out for hopeful upgrades. Congrats!

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

pizza1 — Mon, 23 Mar 2015 02:08:34 GMT

ps...how long had you had your store card version, and what are your scores.. roughly

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

uswala — Mon, 23 Mar 2015 04:04:08 GMT

Congrats on the upgrade!

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

onstar — Mon, 23 Mar 2015 04:32:30 GMT

@pizza1 wrote:
ps...how long had you had your store card version, and what are your scores.. roughly

Store Card opened April 2013.

FICO between 689 and 719.

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

onstar — Mon, 23 Mar 2015 04:36:07 GMT

@B335is wrote:
Congrats!! Haven't seen too many upgrades lately. It will report as a new TL.

Thanks.

Yeah, I figured since it's a different account.

I'm not too concerned since my AAoA is 9+ years.

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

Anonymous — Mon, 23 Mar 2015 04:37:20 GMT

sweet

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

gdale6 — Mon, 23 Mar 2015 20:23:31 GMT

@onstar wrote:
I log in to my Banana Republic account (Synchrony Bank) and I get redirected to a splash page saying I will get $30 statement credit if I upgrade my card from the current Banana Republic Store Card to the Banana Republic Visa Card, and that I was pre-approved. Naturally, I agree. On the approval screen, I see the CLI surprise: $2100 (up from $1200).

Also, I'm guessing it's a SP, because when I hit "I Agree" the approval screen came up instantly (less than half a second; and way faster than when I hit the "Post" button here in the myFICO Forums). It seemed like the approval page was already preloaded by my browser.

Grats on the CLI and the PC

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

Anonymous — Tue, 24 Mar 2015 22:31:02 GMT

Congratulations!

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

onstar — Tue, 31 Mar 2015 17:16:48 GMT

Finally received the card yesterday (30 March). Another surprise:

BR card CL was $1,200.

It was upgraded to a BR Visa.

The approval/congratulations screen for BR Visa showed CL of $2,100 (maybe this was temporary SL?).

In the welcome packet, I notice that the CL is listed as $3,500.

I check the account online, and yup, $3,500.

No, I didn't ask for a CLI.

No, still no HP showing up.

BTW, the VISA logo looks huge, but it's actually the same size as the logo on other cards. It just looks bigger because the rest of the card is just black. (The BR Visa pic in my sig is NOT representative of the actual card. It looks that big, but it's not.)

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

Anonymous — Tue, 31 Mar 2015 17:54:15 GMT

NICE....CONGRATS!!!

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

Repairman — Fri, 15 May 2015 17:54:06 GMT

@onstar wrote:
I log in to my Banana Republic account (Synchrony Bank) and I get redirected to a splash page saying I will get $30 statement credit if I upgrade my card from the current Banana Republic Store Card to the Banana Republic Visa Card, and that I was pre-approved. Naturally, I agree. On the approval screen, I see the CLI surprise: $2100 (up from $1200).

Also, I'm guessing it's a SP, because when I hit "I Agree" the approval screen came up instantly (less than half a second; and way faster than when I hit the "Post" button here in the myFICO Forums). It seemed like the approval page was already preloaded by my browser.

Congrats on the upgrade and CLI!!!

What was your card usage like during the time from when you opened it until the time they offered you the upgrade?

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

Repairman — Fri, 15 May 2015 17:56:09 GMT

@B335is wrote:
Congrats!! Haven't seen too many upgrades lately. It will report as a new TL.

How exactly does that work? Does the Banana Store card still appear as an open Trade Line? Or does it appear as a closed account trade line? Or is it gone all together?

Re: Banana Republic Store Card "upgraded" to BR Visa Card and Auto CLI

Anonymous — Sun, 17 May 2015 00:35:33 GMT

@onstar wrote:
I log in to my Banana Republic account (Synchrony Bank) and I get redirected to a splash page saying I will get $30 statement credit if I upgrade my card from the current Banana Republic Store Card to the Banana Republic Visa Card, and that I was pre-approved. Naturally, I agree. On the approval screen, I see the CLI surprise: $2100 (up from $1200).

Also, I'm guessing it's a SP, because when I hit "I Agree" the approval screen came up instantly (less than half a second; and way faster than when I hit the "Post" button here in the myFICO Forums). It seemed like the approval page was already preloaded by my browser.

Congrats on the upgrade and CLI.