topic Re: Chase Freedom CLI Approval in Credit Card Approvals

Chase Freedom CLI Approval

Anonymous — Wed, 25 Mar 2015 14:52:52 GMT

Just called the number on the back of my card to request a CLI on my Freedom. Had the card for almost 14 months, initially with a $1k CL, and now at $2k. My Amex accounts have a combined limit of $30k but they're new (from the last 6 months).

I just went for it and requested $10k from Chase (which is a lot, but I figured go big or go home), and was told 7-10 days. I called the backdoor number to speak with a credit analyst and after several holds, he approved me for $5k. Not what I wanted, but it's enough to get my first visa signature, so I'm happy!

Re: Chase Freedom CLI Approval

ray8806 — Wed, 25 Mar 2015 15:04:36 GMT

It just blows my mind that someone with your scores, and a $25K AmEx, Chase will only approve a $3K increase on a card. But I gaurantee that if you applied for a new card outright, it would approve you for $8-11K. It's crazy!

Re: Chase Freedom CLI Approval

Imperfectfuture — Wed, 25 Mar 2015 15:08:48 GMT

Was this a soft pull or hard pull?

@Ray, how do you know his scores?

Re: Chase Freedom CLI Approval

Anonymous — Wed, 25 Mar 2015 15:11:43 GMT

@Imperfectfuture wrote:
Was this a soft pull or hard pull?

@Anonymous, how do you know his scores? :smileyindifferent:

By hovering on the names of the 3 CRAs

Re: Chase Freedom CLI Approval

IMCUTE2 — Wed, 25 Mar 2015 15:15:45 GMT

My Freedom was stuck at 4500 for 3 years. I applied for Sapphire approved $5k transferred $3300 to Sapphire from Freedom applied for CLI to $10k on Freedom stating I haven't had an increase in 3 years it was a HP BUT APPROVED!

Re: Chase Freedom CLI Approval

IMCUTE2 — Wed, 25 Mar 2015 15:34:53 GMT

@IMCUTE2 wrote:
My Freedom was stuck at 4500 for 3 years. I applied for Sapphire approved $5k transferred $3300 to Sapphire from Freedom applied for CLI to $10k on Freedom stating I haven't had an increase in 3 years it was a HP BUT APPROVED! I decreased my Freedom to $1200 And received a CLI OF $8800! Freedom is now $10k Sapphire $8300. I've learned so much from this forum.

Re: Chase Freedom CLI Approval

Anonymous — Wed, 25 Mar 2015 15:25:12 GMT

@Imperfectfuture wrote:
Was this a soft pull or hard pull?

@Anonymous, how do you know his scores?

It was a hard pull, they wouldn't give in on the soft pull.

Re: Chase Freedom CLI Approval

Anonymous — Wed, 25 Mar 2015 15:26:59 GMT

@ray8806 wrote:
It just blows my mind that someone with your scores, and a $25K AmEx, Chase will only approve a $3K increase on a card. But I gaurantee that if you applied for a new card outright, it would approve you for $8-11K. It's crazy!

I know, it's ridiculous. Amex is willing to give me $30k in credit, but I can't even get $10k from Chase. I've thought about applying for the CSP, but I can't justify the annual fee because I don't travel very often. Planning on applying for the Marriott soon enough though. Can't wait to get some metal!

Re: Chase Freedom CLI Approval

IMCUTE2 — Wed, 25 Mar 2015 15:33:31 GMT

@Anonymous wrote:
@ray8806 wrote:
It just blows my mind that someone with your scores, and a $25K AmEx, Chase will only approve a $3K increase on a card. But I gaurantee that if you applied for a new card outright, it would approve you for $8-11K. It's crazy!
I know, it's ridiculous. Amex is willing to give me $30k in credit, but I can't even get $10k from Chase. I've thought about applying for the CSP, but I can't justify the annual fee because I don't travel very often. Planning on applying for the Marriott soon enough though. Can't wait to get some metal!

Congrats on your Cli you have a $30k Amex that's huge!!! THATS MAJOR LEAGUE 3 of my cards equal one of yours LOL. I will app Amex in 2 years. I have more than enough credit right now.

Re: Chase Freedom CLI Approval

Anonymous — Wed, 25 Mar 2015 15:51:05 GMT

@IMCUTE2 wrote:
@Anonymous wrote:
@ray8806 wrote:
It just blows my mind that someone with your scores, and a $25K AmEx, Chase will only approve a $3K increase on a card. But I gaurantee that if you applied for a new card outright, it would approve you for $8-11K. It's crazy!
I know, it's ridiculous. Amex is willing to give me $30k in credit, but I can't even get $10k from Chase. I've thought about applying for the CSP, but I can't justify the annual fee because I don't travel very often. Planning on applying for the Marriott soon enough though. Can't wait to get some metal!
Congrats on your Cli you have a $30k Amex that's huge!!! THATS MAJOR LEAGUE 3 of my cards equal one of yours LOL. I will app Amex in 2 years. I have more than enough credit right now.

Well it's $25k on one card and $5k on another. But I just followed the 3x CLI rule with them. My first card with them was $10k and I bumped it to $25k after 60 days - instant approval. Amex is awesome.

Re: Chase Freedom CLI Approval

Anonymous — Wed, 25 Mar 2015 15:54:30 GMT

Honestly though, I'm really considering calling Chase's executive office and recon-ing the CLI. Worst case, they'll tell me no. Might be worth it considering I used a HP.

Re: Chase Freedom CLI Approval

uswala — Wed, 25 Mar 2015 16:13:28 GMT

@Anonymous wrote:
Just called the number on the back of my card to request a CLI on my Freedom. Had the card for almost 14 months, initially with a $1k CL, and now at $2k. My Amex accounts have a combined limit of $30k but they're new (from the last 6 months).

I just went for it and requested $10k from Chase (which is a lot, but I figured go big or go home), and was told 7-10 days. I called the backdoor number to speak with a credit analyst and after several holds, he approved me for $5k. Not what I wanted, but it's enough to get my first visa signature, so I'm happy!

Congrats on the approval!

Re: Chase Freedom CLI Approval

MissMoni223 — Wed, 25 Mar 2015 16:40:28 GMT

CONGRATS on your Freedom CLI!!!

Re: Chase Freedom CLI Approval

Anonymous — Wed, 25 Mar 2015 18:22:33 GMT

@IMCUTE2 wrote:
My Freedom was stuck at 4500 for 3 years. I applied for Sapphire approved $5k transferred $3300 to Sapphire from Freedom applied for CLI to $10k on Freedom stating I haven't had an increase in 3 years it was a HP BUT APPROVED!

UNREAL! Congrats on your resourcefulness ... not to shabby!!!

Re: Chase Freedom CLI Approval

IMCUTE2 — Wed, 25 Mar 2015 18:43:19 GMT

@Spider15 wrote:
@IMCUTE2 wrote:
My Freedom was stuck at 4500 for 3 years. I applied for Sapphire approved $5k transferred $3300 to Sapphire from Freedom applied for CLI to $10k on Freedom stating I haven't had an increase in 3 years it was a HP BUT APPROVED!
UNREAL! Congrats on your resourcefulness ... not to shabby!!!

@Anonymous SO MUCH!!! I've learned SO MUCH FROM THIS FORUM I APPRECIATED EVERY LAST ONE OF YOU!! I went from having $39K in ANYWHERE CARDS @ NIXON SAYS TO $110K ANYWHERE CARDS just from CLI's and 3 new cards in a month. All CLI's were HP but worth it. I recently reduced my utilization down to 1% to increase my score. In the garden for the next 2 years until they fall off. I will continue to stalk this site and live vicariously thru everyone else's success!!! @Anonymous, @Creditaddict and @Anonymous and so many others

Re: Chase Freedom CLI Approval

gdale6 — Wed, 25 Mar 2015 22:08:27 GMT

@Anonymous wrote:
Just called the number on the back of my card to request a CLI on my Freedom. Had the card for almost 14 months, initially with a $1k CL, and now at $2k. My Amex accounts have a combined limit of $30k but they're new (from the last 6 months).

I just went for it and requested $10k from Chase (which is a lot, but I figured go big or go home), and was told 7-10 days. I called the backdoor number to speak with a credit analyst and after several holds, he approved me for $5k. Not what I wanted, but it's enough to get my first visa signature, so I'm happy!

Grats on your Freedom CLI

Re: Chase Freedom CLI Approval

Anonymous — Thu, 26 Mar 2015 21:49:13 GMT

Yes! So excited! After dealing with the recon line to get it approved to $5k, I called the Chase EO and put in a request to have it reviewed and CLI to $10k, based off of the same HP. Just checked my Chase account and got the $10k limit! $2k to $10k!

Re: Chase Freedom CLI Approval

Anonymous — Thu, 26 Mar 2015 21:50:14 GMT

Congrats on your CLI

Re: Chase Freedom CLI Approval

IMCUTE2 — Thu, 26 Mar 2015 22:19:01 GMT

@Anonymous wrote:
Yes! So excited! After dealing with the recon line to get it approved to $5k, I called the Chase EO and put in a request to have it reviewed and CLI to $10k, based off of the same HP. Just checked my Chase account and got the $10k limit! $2k to $10k!

Way to go!!! I'm so happy for you!!

Re: Chase Freedom CLI Approval

Anonymous — Sun, 29 Mar 2015 04:12:29 GMT

Congratulations!