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  <channel>
    <title>topic Re: New Total Rewards Visa from Comenity Bank in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/2561095#M23373</link>
    <description>Got a pre approval letter in the mail last week and since I go to Vegas often I figured I'd get the card for the tier status and other perks. Instantly approved for 10k @ 13.99%. Not sure if it was a HP or SP but should know tomorrow. EQ FICO is 800 per my OCCU pull and my util is less than 1%. AAoA is 6 years. This is my first Comenity card.</description>
    <pubDate>Mon, 04 Nov 2013 06:02:53 GMT</pubDate>
    <dc:creator>jefftca925</dc:creator>
    <dc:date>2013-11-04T06:02:53Z</dc:date>
    <item>
      <title>New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984525#M4513</link>
      <description>&lt;P&gt;Well for those gamblers out there, theres a new Total Rewards Visa coming out from Comenity Bank, which gurantees you platnium status in CET&amp;nbsp; casino's&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;information here: &lt;A href="http://www.totalrewards.com/creditcard/" target="_blank"&gt;http://www.totalrewards.com/creditcard/&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyone ever apply for a visa card thru Comenity Bank and know what they look for?&lt;/P&gt;</description>
      <pubDate>Fri, 22 Mar 2013 13:52:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984525#M4513</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-22T13:52:54Z</dc:date>
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      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984553#M4514</link>
      <description>I have this card but from BofA. They discontinued the card and the reward program and im gonna be PC to regular bofa visa by april i think.</description>
      <pubDate>Fri, 22 Mar 2013 14:03:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984553#M4514</guid>
      <dc:creator>jsickz32</dc:creator>
      <dc:date>2013-03-22T14:03:42Z</dc:date>
    </item>
    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984561#M4515</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/595768"&gt;@jsickz32&lt;/a&gt; wrote:&lt;BR /&gt;I have this card but from BofA. They discontinued the card and the reward program and im gonna be PC to regular bofa visa by april i think.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I guess you can still apply for the newe card and get a free ulimate buffet pass for 2 &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 22 Mar 2013 14:08:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984561#M4515</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-22T14:08:27Z</dc:date>
    </item>
    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984717#M4516</link>
      <description>Nooo i want that card!!! Im going to vegas in 2 weeks...</description>
      <pubDate>Fri, 22 Mar 2013 15:36:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984717#M4516</guid>
      <dc:creator>zerobacan</dc:creator>
      <dc:date>2013-03-22T15:36:13Z</dc:date>
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    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984801#M4517</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/657793"&gt;@zerobacan&lt;/a&gt; wrote:&lt;BR /&gt;Nooo i want that card!!! Im going to vegas in 2 weeks...&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;lol your in the garden&lt;/P&gt;</description>
      <pubDate>Fri, 22 Mar 2013 16:01:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1984801#M4517</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-22T16:01:52Z</dc:date>
    </item>
    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985009#M4518</link>
      <description>&lt;P&gt;I'm an avid poker player.&amp;nbsp; What are the benefits of platinum status?&lt;/P&gt;</description>
      <pubDate>Fri, 22 Mar 2013 16:40:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985009#M4518</guid>
      <dc:creator>FutureBillionaire</dc:creator>
      <dc:date>2013-03-22T16:40:24Z</dc:date>
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    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985051#M4519</link>
      <description>&lt;P&gt;Comenity doesn't do product changes, do they?&amp;nbsp; I have a SmileGeneration card with a $7500 limit I would love to PC!&lt;/P&gt;</description>
      <pubDate>Fri, 22 Mar 2013 16:53:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985051#M4519</guid>
      <dc:creator>sccredit</dc:creator>
      <dc:date>2013-03-22T16:53:12Z</dc:date>
    </item>
    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985091#M4520</link>
      <description>I have a Smilegen card with a 6250 limit! A PC would be awesome!!</description>
      <pubDate>Fri, 22 Mar 2013 17:03:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985091#M4520</guid>
      <dc:creator>youngandcreditwrthy</dc:creator>
      <dc:date>2013-03-22T17:03:50Z</dc:date>
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    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985097#M4521</link>
      <description>Wow! The rewards look legit!</description>
      <pubDate>Fri, 22 Mar 2013 17:05:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985097#M4521</guid>
      <dc:creator>youngandcreditwrthy</dc:creator>
      <dc:date>2013-03-22T17:05:12Z</dc:date>
    </item>
    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985171#M4522</link>
      <description>Yeah im the garden that is whyyy im itchingggg</description>
      <pubDate>Fri, 22 Mar 2013 17:20:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985171#M4522</guid>
      <dc:creator>zerobacan</dc:creator>
      <dc:date>2013-03-22T17:20:15Z</dc:date>
    </item>
    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985179#M4523</link>
      <description>Maybe i can get my wife to apply heheheh, what do you get with platinium status? Prefered valet. Drinks? Hotels perks?</description>
      <pubDate>Fri, 22 Mar 2013 17:21:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985179#M4523</guid>
      <dc:creator>zerobacan</dc:creator>
      <dc:date>2013-03-22T17:21:22Z</dc:date>
    </item>
    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985279#M4524</link>
      <description>@zerobacan&lt;BR /&gt;its not worth it! Back to the garden with ye!</description>
      <pubDate>Fri, 22 Mar 2013 18:04:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985279#M4524</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2013-03-22T18:04:26Z</dc:date>
    </item>
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      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985463#M4525</link>
      <description>Lol@ getting the wife to do your dirty work!!&lt;BR /&gt;Get back in the garden and stay there til after Vegas! Lol</description>
      <pubDate>Fri, 22 Mar 2013 19:05:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1985463#M4525</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-22T19:05:50Z</dc:date>
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    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1992391#M4526</link>
      <description>&lt;P&gt;I guess another week, does anyone know what Comenity primarily pulls?&lt;/P&gt;</description>
      <pubDate>Mon, 25 Mar 2013 02:35:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1992391#M4526</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-25T02:35:39Z</dc:date>
    </item>
    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1992521#M4527</link>
      <description>I don't know a lot about Ccs but I do know a lot about gambling in Harrahs lol. I can tell you platinum status is no big deal. There are 4 tiers starting with gold that every one gets, platinum is only the next one (tier 2) and the beinfits aren't very good. You need tier 3 to get all the good stuff like the short buffet line and etc. also the 5x points for spending at Harrahs properties isn't that great because if you go their a lot you know you don't spend much. Drinks are free and they usually comp hotel rooms or give you a very low rate, and obviously it doesn't apply to gambling because that's cash only.</description>
      <pubDate>Mon, 25 Mar 2013 03:16:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1992521#M4527</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-25T03:16:57Z</dc:date>
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    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1992527#M4528</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I don't know a lot about Ccs but I do know a lot about gambling in Harrahs lol. I can tell you platinum status is no big deal. There are 4 tiers starting with gold that every one gets, platinum is only the next one (tier 2) and the beinfits aren't very good. You need tier 3 to get all the good stuff like the short buffet line and etc. also the 5x points for spending at Harrahs properties isn't that great because if you go their a lot you know you don't spend much. Drinks are free and they usually comp hotel rooms or give you a very low rate, and obviously it doesn't apply to gambling because that's cash only.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The only thing I remember about my last time at Harrah's is that it reminded me of a retirement home. Virtually everyone was over 60, and people younger than 40 were non-existant. It's definitely not a place I'd like to frequent unless things have changed since then.&lt;/P&gt;</description>
      <pubDate>Mon, 25 Mar 2013 03:19:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1992527#M4528</guid>
      <dc:creator>CreditScholar</dc:creator>
      <dc:date>2013-03-25T03:19:41Z</dc:date>
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    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1993685#M4529</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/541855"&gt;@CreditScholar&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I don't know a lot about Ccs but I do know a lot about gambling in Harrahs lol. I can tell you platinum status is no big deal. There are 4 tiers starting with gold that every one gets, platinum is only the next one (tier 2) and the beinfits aren't very good. You need tier 3 to get all the good stuff like the short buffet line and etc. also the 5x points for spending at Harrahs properties isn't that great because if you go their a lot you know you don't spend much. Drinks are free and they usually comp hotel rooms or give you a very low rate, and obviously it doesn't apply to gambling because that's cash only.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The only thing I remember about my last time at Harrah's is that it reminded me of a retirement home. Virtually everyone was over 60, and people younger than 40 were non-existant. It's definitely not a place I'd like to frequent unless things have changed since then.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;LOL you will get a better vibe at Planeyt Hollywood or the Flamingo Pool&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So no one knows what CRA they pull?&lt;/P&gt;</description>
      <pubDate>Mon, 25 Mar 2013 16:23:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1993685#M4529</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-25T16:23:05Z</dc:date>
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    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1993897#M4530</link>
      <description>&lt;P&gt;I think they mainly pull EX and EQ....at least that's the case with the store cards I have from them.&lt;/P&gt;</description>
      <pubDate>Mon, 25 Mar 2013 17:30:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1993897#M4530</guid>
      <dc:creator>injustifiiable</dc:creator>
      <dc:date>2013-03-25T17:30:18Z</dc:date>
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    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1993917#M4531</link>
      <description>&lt;P&gt;When I did my SmileGen card I did it through an email offering to check for pre-approval from my dentists office and it was a SP on EQ.....&lt;/P&gt;</description>
      <pubDate>Mon, 25 Mar 2013 17:37:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1993917#M4531</guid>
      <dc:creator>sccredit</dc:creator>
      <dc:date>2013-03-25T17:37:18Z</dc:date>
    </item>
    <item>
      <title>Re: New Total Rewards Visa from Comenity Bank</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1993939#M4532</link>
      <description>&lt;P&gt;Whew!&amp;nbsp; Fortunately for me, I am not a gambler, so this will not lure me out of the garden.&lt;/P&gt;</description>
      <pubDate>Mon, 25 Mar 2013 17:41:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/New-Total-Rewards-Visa-from-Comenity-Bank/m-p/1993939#M4532</guid>
      <dc:creator>FocusedAndDetermined</dc:creator>
      <dc:date>2013-03-25T17:41:23Z</dc:date>
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