topic Re: Finally, back in with CITI (Double Cash) in Credit Card Approvals

Finally, back in with CITI (Double Cash)

12njoy — Wed, 01 Apr 2015 22:48:49 GMT

So, I decided to try CITI again with my recent good fortunes with Capital One. Instantly denied. Called Executive Offices and was approved for $1,000. Not much, but I got my foot in the door. I closed my Huntington Voice ($500), State Farm ($4,000) and Tires Plus ($2,200) with the addition of the four cards I've added. With the loss of those three cards and the addition of the four new cards, I've added a net gain of $22,800. Woot Woot. Here I come CITI.

Re: Finally, back in with CITI (Double Cash)

Anonymous — Wed, 01 Apr 2015 22:50:39 GMT

Congrats!!! Theyve been sending me pre-quals for some of their cards.. maybe ill take the dive too!

Re: Finally, back in with CITI (Double Cash)

12njoy — Wed, 01 Apr 2015 22:52:09 GMT

@Anonymous wrote:
Congrats!!! Theyve been sending me pre-quals for some of their cards.. maybe ill take the dive too!

Unfortunately, I didn't get any pre-qual's. Hopefully, I'll get it to grow in 6 months.

Re: Finally, back in with CITI (Double Cash)

I-think-I-can — Wed, 01 Apr 2015 22:52:57 GMT

Congrats!! I would love a Double Cash...but Citi doesn't seem interested in me yet...maybe next year!!

Re: Finally, back in with CITI (Double Cash)

Anonymous — Wed, 01 Apr 2015 22:55:44 GMT

What did they pull and how many Inquiries?

Re: Finally, back in with CITI (Double Cash)

12njoy — Wed, 01 Apr 2015 22:57:45 GMT

21 inq and experian

Re: Finally, back in with CITI (Double Cash)

Anonymous — Wed, 01 Apr 2015 22:59:12 GMT

@12njoy wrote:
21 inq and experian

How many in last 6mos

Re: Finally, back in with CITI (Double Cash)

chalupaman — Wed, 01 Apr 2015 22:59:50 GMT

Congrats on getting back in with Citi!

Tried getting my accounts reopened with them again and no dice so they are officially dead to me.

Re: Finally, back in with CITI (Double Cash)

12njoy — Wed, 01 Apr 2015 23:14:14 GMT

About 9

Re: Finally, back in with CITI (Double Cash)

Anonymous — Wed, 01 Apr 2015 23:15:21 GMT

I'd try it but I really have no reason to with Discover giving us 2% on all purchases and 7% on category spend for the year.

Re: Finally, back in with CITI (Double Cash)

12njoy — Wed, 01 Apr 2015 23:16:52 GMT

I say about because 3 of the nine were in late September 2014 and I applied on march 28th so at that time those 3 were within 6 months

Re: Finally, back in with CITI (Double Cash)

L-TWT — Wed, 01 Apr 2015 23:20:02 GMT

Congrats, you will love using your Citi DC!

I use mine some often, multiple charges daily, that the front/back protective plastic is coming off!

P.S. the card is VERY CHEAPLY MADE

Re: Finally, back in with CITI (Double Cash)

12njoy — Wed, 01 Apr 2015 23:27:39 GMT

With a 1k limit, I can't use it too much unless I want to make multiple payments each month

Re: Finally, back in with CITI (Double Cash)

gdale6 — Wed, 01 Apr 2015 23:29:53 GMT

@12njoy wrote:
So, I decided to try CITI again with my recent good fortunes with Capital One. Instantly denied. Called Executive Offices and was approved for $1,000. Not much, but I got my foot in the door. I closed my Huntington Voice ($500), State Farm ($4,000) and Tires Plus ($2,200) with the addition of the four cards I've added. With the loss of those three cards and the addition of the four new cards, I've added a net gain of $22,800. Woot Woot. Here I come CITI.

Nicely done, grats on getting back in with Citi

Re: Finally, back in with CITI (Double Cash)

12njoy — Wed, 01 Apr 2015 23:34:08 GMT

True, Citi was the last major player that I wanted. I'm complete, I think lol

Re: Finally, back in with CITI (Double Cash)

BearsAndTurtlesRtheBest — Wed, 01 Apr 2015 23:47:53 GMT

Nice! What terms did you get?

Re: Finally, back in with CITI (Double Cash)

12njoy — Wed, 01 Apr 2015 23:51:26 GMT

Don't know, didn't ask. I'm sure the highest apr

Re: Finally, back in with CITI (Double Cash)

BearsAndTurtlesRtheBest — Wed, 01 Apr 2015 23:58:03 GMT

@12njoy wrote:
Don't know, didn't ask. I'm sure the highest apr

Oh ok well you never know when my dad applied and was instantly approved he was given 12.99 APR after promo. And this was after ALWAYS getting denied with Citi, having high UTL and a bunch of inquiries. Hope you get a good APR let us know and congrats!!

Edit: Was given a CL of $1,200

Re: Finally, back in with CITI (Double Cash)

12njoy — Thu, 02 Apr 2015 00:27:39 GMT

@BearsAndTurtlesRtheBest wrote:
@12njoy wrote:
Don't know, didn't ask. I'm sure the highest apr
Oh ok well you never know when my dad applied and was instantly approved he was given 12.99 APR after promo. And this was after ALWAYS getting denied with Citi, having high UTL and a bunch of inquiries. Hope you get a good APR let us know and congrats!!
Edit: Was given a CL of $1,200

Thanks for the helpful info. I'll certainly look when I get the card.

Re: Finally, back in with CITI (Double Cash)

Anonymous — Thu, 02 Apr 2015 00:56:48 GMT

@12njoy wrote:
So, I decided to try CITI again with my recent good fortunes with Capital One. Instantly denied. Called Executive Offices and was approved for $1,000. Not much, but I got my foot in the door. I closed my Huntington Voice ($500), State Farm ($4,000) and Tires Plus ($2,200) with the addition of the four cards I've added. With the loss of those three cards and the addition of the four new cards, I've added a net gain of $22,800. Woot Woot. Here I come CITI.

And as Montell Jordan says, "This Is How We Do It!!!"