topic Re: AMEX ED CLI 2X+ :) in Credit Card Approvals

AMEX ED CLI 2X+ :)

CreditCuriosity — Wed, 08 Apr 2015 11:36:30 GMT

So I last tried to get a 3x CLI on my Delta that was at 1k to 3k on Jan 8th after having the card for 27ish days and was declined. After that denial appied for the Amex ED card and got an initial SL of 10k.. With that said my 90 days was up today and went for the CLI of course on the ED card as the amount requested could be so much higher!

I was going to go for the full 3x to 30k, but decided I wanted to leave some more meat on the bone for the OBC that I will be applying for most likely in the next few months.. With that said I went from 10k and Requested 23k and got approved.. Sorry for those that would of liked to see the 30k approval as I really think it would of gone with the amounts I have been putting through it and the amount of usage it has gotten the last few months.

Kinda wish I would of done the full 30k, but 23k is a great CL and still leave alot of meat on the bone for them in the future for new CL's with them.

All done with a EX score that haven't went above 668 ... Time heals, but VERY slowly and still alot of time left for the baddies to fall off! This is proof that positive history can outweigh some negative on my credit reports and even with a few CO/CA's and some lates Amex WILL approve you and WILL give out CLI's

Re: AMEX ED CLI 2X+ :)

baller4life — Wed, 08 Apr 2015 11:27:26 GMT

Nice job CC!

Re: AMEX ED CLI 2X+ :)

Anonymous — Wed, 08 Apr 2015 12:35:38 GMT

Wonderful, nice work!

Re: AMEX ED CLI 2X+ :)

Anonymous — Wed, 08 Apr 2015 12:49:56 GMT

Congrats on your CLI!

Re: AMEX ED CLI 2X+ :)

Anonymous — Wed, 08 Apr 2015 13:11:05 GMT

Congrats!

Re: AMEX ED CLI 2X+ :)

CreditCuriosity — Wed, 08 Apr 2015 13:22:35 GMT

Thanks all.. Kinda wild in Dec of 2013 I had about 4k of credit... Today I am sitting on top of 55k of Amex/Visa/MC credit, not including my one store card, kinda wild... The year still has along way to go, wouldn't be suprised if I break the 100k mark by the end of the year pretty easily... I just don't want to break the 100k mark to break it, but for cards that I can actually use in the form of a signup bonus or actual benefit.. So no hurry at all, imo have plenty of credit and would be scared if I ever utilized even 30% of it!.. The Amex will be a nice card to have for utilization and obviously if I want to carry a bigger purchase as still have 0% for along time to come.

Re: AMEX ED CLI 2X+ :)

Anonymous — Wed, 08 Apr 2015 13:21:57 GMT

Nice @CC. Congrats..

Re: AMEX ED CLI 2X+ :)

taxi818 — Wed, 08 Apr 2015 13:37:32 GMT

Congrats. Big boost to utilization. I still got 2 months since last increase. I think since you got decline it was better. As you now have so much more. Babying my amex until then.

Re: AMEX ED CLI 2X+ :)

Anonymous — Wed, 08 Apr 2015 13:59:50 GMT

Great testimonial to how persistence pays off. Hope to be able to follow in your footsteps in the future.

Re: AMEX ED CLI 2X+ :)

DoroLucky — Wed, 08 Apr 2015 14:45:40 GMT

This is awesome, congrats. Can't wait to ask for my 3X CLI from Amex in about 3 weeks.

Re: AMEX ED CLI 2X+ :)

Anomalous — Wed, 08 Apr 2015 14:57:53 GMT

Congratulations on the CLI!

Re: AMEX ED CLI 2X+ :)

Anonymous — Wed, 08 Apr 2015 15:40:20 GMT

Congrats to the great CL!!!

Re: AMEX ED CLI 2X+ :)

tonyjones — Wed, 08 Apr 2015 15:51:29 GMT

@CreditCuriousity wrote:
So I last tried to get a 3x CLI on my Delta that was at 1k to 3k on Jan 8th after having the card for 27ish days and was declined. After that denial appied for the Amex ED card and got an initial SL of 10k.. With that said my 90 days was up today and went for the CLI of course on the ED card as the amount requested could be so much higher!

I was going to go for the full 3x to 30k, but decided I wanted to leave some more meat on the bone for the OBC that I will be applying for most likely in the next few months.. With that said I went from 10k and Requested 23k and got approved.. Sorry for those that would of liked to see the 30k approval as I really think it would of gone with the amounts I have been putting through it and the amount of usage it has gotten the last few months.

Kinda wish I would of done the full 30k, but 23k is a great CL and still leave alot of meat on the bone for them in the future for new CL's with them.

All done with a EX score that haven't went above 668 ... Time heals, but VERY slowly and still alot of time left for the baddies to fall off! This is proof that positive history can outweigh some negative on my credit reports and even with a few CO/CA's and some lates Amex WILL approve you and WILL give out CLI's

Congrats! I can only dream of having that kind of CL!

Re: AMEX ED CLI 2X+ :)

Anonymous — Wed, 08 Apr 2015 16:14:15 GMT

Congrats on the awesome cli!

Re: AMEX ED CLI 2X+ :)

uswala — Wed, 08 Apr 2015 16:25:05 GMT

Congrats on the CLI!

Re: AMEX ED CLI 2X+ :)

pizza1 — Wed, 08 Apr 2015 16:50:34 GMT

@CreditCuriousity wrote:
So I last tried to get a 3x CLI on my Delta that was at 1k to 3k on Jan 8th after having the card for 27ish days and was declined. After that denial appied for the Amex ED card and got an initial SL of 10k.. With that said my 90 days was up today and went for the CLI of course on the ED card as the amount requested could be so much higher!

I was going to go for the full 3x to 30k, but decided I wanted to leave some more meat on the bone for the OBC that I will be applying for most likely in the next few months.. With that said I went from 10k and Requested 23k and got approved.. Sorry for those that would of liked to see the 30k approval as I really think it would of gone with the amounts I have been putting through it and the amount of usage it has gotten the last few months.

Kinda wish I would of done the full 30k, but 23k is a great CL and still leave alot of meat on the bone for them in the future for new CL's with them.

All done with a EX score that haven't went above 668 ... Time heals, but VERY slowly and still alot of time left for the baddies to fall off! This is proof that positive history can outweigh some negative on my credit reports and even with a few CO/CA's and some lates Amex WILL approve you and WILL give out CLI's

congrats there!!! Thats is still a great limit!!

Re: AMEX ED CLI 2X+ :)

Anonymous — Wed, 08 Apr 2015 18:43:51 GMT

Congrats dude! What's your total credit across all your Amex accounts?

Re: AMEX ED CLI 2X+ :)

CreditCuriosity — Wed, 08 Apr 2015 18:46:58 GMT

@Anonymous wrote:
Congrats dude! What's your total credit across all your Amex accounts?

Just 24k.. 1k Amex Delta and 23k Amex ED.. Figure I am good for another 15-20k with them before I might bump up against a tax request based on educated guess.. I had no problem providing the tax documents if requested, that isn't what stopped me from going for the full 30k, just wanted to keep my options open for other signup bonuses or new cards coming from them.. Really am I ever going to use 23k on a single card, most likely not.. I wish I did go for it to see if I would of got it, but kinda glad I didn't to leave room open as mentioned earlier.

Re: AMEX ED CLI 2X+ :)

Anonymous — Wed, 08 Apr 2015 18:47:44 GMT

i'm jealous...these 10k and 20k+ accounts make my $2k and $1.5k accounts look like dog **bleep**

Re: AMEX ED CLI 2X+ :)

CreditCuriosity — Wed, 08 Apr 2015 18:50:35 GMT

@Anonymous wrote:
i'm jealous...these 10k and 20k+ accounts make my $2k and $1.5k accounts look like dog **bleep**

my biggest account at the end of 2013 was 2.5k... So all this in a bit over 1.4 years....Doesn't take long if you do things right.. My credit is still FAR from perfect, just heading in thte right direction. Been getting better cards, purging the cards that don't fit me well anymore aka sub-prime, rinse and repeat and getting to where I slowly want to be, just takes a bit of time... Just never imagined after 1.4 years of rebuilding I would be where I am now. You will get there!