topic Re: Approved Capital One Platinum Pre Qual in Mail! in Credit Card Approvals

Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 03:42:40 GMT

I know this card isn't much of a big deal, but considering I've had horrible credit for 5+ years and I am just now getting back on my feet...........I'm extremely excited to have my first unsecured card in a long time.

What's more, the mail pre-qual came with no AF, which is typically $19. They couldn't tell me the limit yet. Said I would find out in the mail. My next goal is to get approved for the QS Cap1 card and use these two for the next 12 months to build some solid history.

I haven't pulled my FICO scores...only have FAKOs. They range from 580-651 FAKO. Only FICO score I know of is Equifax 605 (if Discover cc app was correct).

Again, extremely excited. Love the forums and the information it provides.

Re: Approved Capital One Platinum Pre Qual in Mail!

One7 — Thu, 09 Apr 2015 04:44:59 GMT

Awesome and congratulations! You should be excited you are heading in the right direction

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 04:57:16 GMT

Congrats on your capital one!

Re: Approved Capital One Platinum Pre Qual in Mail!

DeadlyPersona — Thu, 09 Apr 2015 05:22:17 GMT

Congratulations! And please don't look at it as not being much of a big deal.....it's a huge deal. The main reason is because it helps a person like yourself that had credit issues in the past assist in your credit rebuilding. And for a person like me, that started with no credit history, Capital One has been great. I think you're doing something right in your rebuilding to get the pre-approval in the mail and so does Capital One or they would not have sent the pre-approval. Keep it up!

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 11:40:14 GMT

Thanks everyone! I appreciate the love! Cheers to rebuilding!

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 14:07:29 GMT

Update: found out my credit limit! It's more than I thought – $1,000! This is awesome. I thought I would only be eligible for a secured card, let alone $1,000 unsecured. Capital One mail pre quals are real after all! Crossing fingers I get a QS pre qual with no AF or they put a promotion on.

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 14:30:31 GMT

CONGRATS!!!!

Re: Approved Capital One Platinum Pre Qual in Mail!

I-think-I-can — Thu, 09 Apr 2015 15:07:39 GMT

Congrats!! That is awesome!

Re: Approved Capital One Platinum Pre Qual in Mail!

uswala — Thu, 09 Apr 2015 15:14:05 GMT

Congrats on the approval!

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 15:15:37 GMT

Thanks everyone 😊

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 15:42:26 GMT

Everyone has to start some where and FWIW my mother was recently approved and in less than 30 days they PC'D her Platinum to the Quicksilver with no annual fee. Congrats on your approval.

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 15:48:25 GMT

Interesting. That would be ideal to have rewards and no AF. My ultimate goal is to PC to one of their Visa products as the cards look much better visually.

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 17:03:37 GMT

I PC'd my pre-approved no fee plantinum Cap 1 card to a regular no fee Quicksilver after 2 statements cut. They also raised my limit by 3x.

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 17:38:56 GMT

Does PC require HP? What's your scores / any baddies?

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 17:44:04 GMT

Congrats!

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 21:12:36 GMT

A pc is a soft pull, not hard. My scores when this happened are in my signature and I have a TON of baddies 5 judgments, 2 charge-offs, 3 collections and a history of many late payments. Capital One has been very good to me.

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 21:29:21 GMT

@Anonymous wrote:
A pc is a soft pull, not hard. My scores when this happened are in my signature and I have a TON of baddies 5 judgments, 2 charge-offs, 3 collections and a history of many late payments. Capital One has been very good to me.

Wow not bad. Maybe I'll try the same after 2-3 statement cuts. I don't have as many baddies and our scores are comparable. So might be possible. Which department did you call for the PC?

Re: Approved Capital One Platinum Pre Qual in Mail!

Pway — Thu, 09 Apr 2015 23:33:09 GMT

Congratulations and every card one receives is a big deal. We take a chance each time we put that application in for credit, approved or denied although I hate denials.

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 23:40:14 GMT

Congrats..

Re: Approved Capital One Platinum Pre Qual in Mail!

Anonymous — Thu, 09 Apr 2015 23:41:31 GMT

Thank you everyone!