topic Re: Capital One CLI in Credit Card Approvals

Capital One CLI

wacdenney — Thu, 09 Apr 2015 12:24:01 GMT

So I was one of the ones who got on the Crap1 CLI gravy train awhile back. I was able to get my CL doubled while enrolled in steps at the 4 month mark from 2k to 4k. Today I did recieve my steps CLI for exactlly the $500 they promised. I'm glad they actually did what they said they would do for once, but obviously I'm disappointed with $500. Whatever, Crap1 will do what Crap1 does.

Still letting my biggest balance ride on the account through the end of the intro APR and once it ends I'll probably close the card and never have to deal with this company again. So... I got a CLI. Yippee!!

Re: Capital One CLI

Anonymous — Thu, 09 Apr 2015 12:25:29 GMT

Congrats!

Re: Capital One CLI

alexl22 — Thu, 09 Apr 2015 13:41:26 GMT

Cool story bro

Re: Capital One CLI

uswala — Thu, 09 Apr 2015 15:15:29 GMT

Congrats on the CLI!

Re: Capital One CLI

Anomalous — Thu, 09 Apr 2015 17:23:47 GMT

Congratulations!

Re: Capital One CLI

pizza1 — Thu, 09 Apr 2015 18:30:13 GMT

@wacdenney wrote:
So I was one of the ones who got on the Crap1 CLI gravy train awhile back. I was able to get my CL doubled while enrolled in steps at the 4 month mark from 2k to 4k. Today I did recieve my steps CLI for exactlly the $500 they promised. I'm glad they actually did what they said they would do for once, but obviously I'm disappointed with $500. Whatever, Crap1 will do what Crap1 does.

Still letting my biggest balance ride on the account through the end of the intro APR and once it ends I'll probably close the card and never have to deal with this company again. So... I got a CLI. Yippee!!

sorry OP...If its any consolation to you, I probably will never receive a CLI on my 4 new cards with them until my BK falls off in 2023, and my scores are better. I have a feeling Ill be stuck, and at least the limits are nice, and I can deal with that. Is card your talking about the QS1mc?? Sorry you didnt get more...thats disappointing I know,

Re: Capital One CLI

wacdenney — Thu, 09 Apr 2015 18:35:22 GMT

@pizza1 wrote:
@wacdenney wrote:
So I was one of the ones who got on the Crap1 CLI gravy train awhile back. I was able to get my CL doubled while enrolled in steps at the 4 month mark from 2k to 4k. Today I did recieve my steps CLI for exactlly the $500 they promised. I'm glad they actually did what they said they would do for once, but obviously I'm disappointed with $500. Whatever, Crap1 will do what Crap1 does.

Still letting my biggest balance ride on the account through the end of the intro APR and once it ends I'll probably close the card and never have to deal with this company again. So... I got a CLI. Yippee!!
sorry OP...If its any consolation to you, I probably will never receive a CLI on my 4 new cards with them until my BK falls off in 2023, and my scores are better. I have a feeling Ill be stuck, and at least the limits are nice, and I can deal with that. Is card your talking about the QS1mc?? Sorry you didnt get more...thats disappointing I know,

No I have a QS Platinum Visa and I actually have recieved CLIs on it. I got it doubled from 2k to 4k only 4 months in while still enrolled in credit steps. Then my steps CLI today was $500. It's fine. I look at any positives from Cap1 as a happy surprise and it makes them much easier to deal with. Low expectations keep me in check!

Re: Capital One CLI

Anonymous — Thu, 09 Apr 2015 18:38:47 GMT

@alexl22 wrote:
Cool story bro

X2.

Re: Capital One CLI

CreditCuriosity — Thu, 09 Apr 2015 18:44:30 GMT

Have two Cap1's my oldest accounts and still my lowest TL's... I despise them just for that alone. Problem is it is my oldest trade line, so I try not to imagine I have it and the other card is my second oldest so got to ignore it as well.. least 0 AF and never have to worry about AA with them.. Guess that is why I keep them around even though I really despise Cap1.. If their is ever a time I have to much available credit then they will get axed until then a necessary evil. Ya the 500 CLI i got last week was awesome , not. This is why they get no use.. Catch 22 ... I refuse to use due to being bad limits, no use no CLI of anything worth a hoot.

Re: Capital One CLI

gdale6 — Thu, 09 Apr 2015 23:47:16 GMT

Grats on the Cap-1 CLI