topic Re: Ritz Carlton Approval in Credit Card Approvals

Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 16:03:24 GMT

I couldn't resist the app. Although I never stayed at the Ritz Carlton it was a must have type of card in my wallet. I know this card comes with a hefty $395 annual fee, but I'm hoping to earn rewards in other ways to offset it. I was approved for the minimum limit I guess, 5k. It wasn't a instant approval either. I had to call in an verify some information. I would like to thank everyone here for the support I have received.

Regards,

Mark.

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 16:06:39 GMT

See if they will give you the 140k point promo

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 16:08:54 GMT

@Anonymous wrote:
I couldn't resist the app. Although I never stayed at the Ritz Carlton it was a must have type of card in my wallet. I know this card comes with a hefty $395 annual fee, but I'm hoping to earn rewards in other ways to offset it. I was approved for the minimum limit I guess, 5k. It wasn't a instant approval either. I had to call in an verify some information. I would like to thank everyone here for the support I have received.

Regards,

Mark.

@Anonymous,

Congrats... You will definately be liking it... It is actually an annual fee of $95 because you get $300 credit when you travel.. Even if you don't travel, you can still redeem it for a later time until you are ready to use it...

Re: Ritz Carlton Approval

Zorasmiles — Thu, 09 Apr 2015 16:10:07 GMT

Congrats Mark! Like FlagDownRR stated call in to see if you qualify for the 140k points to help offset the annual fee. Also do a search and you'll find a few threads where members have had the annual fee refunded. Enjoy the metal card!

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 16:22:46 GMT

Congrats! Great card

Re: Ritz Carlton Approval

uswala — Thu, 09 Apr 2015 17:05:58 GMT

Congrats on the approval!

Re: Ritz Carlton Approval

I-think-I-can — Thu, 09 Apr 2015 17:09:36 GMT

Congrats!!

Re: Ritz Carlton Approval

black_citi — Thu, 09 Apr 2015 17:29:19 GMT

Congrats! That's probably one of the best looking cards I've seen.

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 17:31:40 GMT

Congrats! I'm jealous

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 17:41:52 GMT

Thanks guys. I was wondering if I should wait till they have created a Ritz Carlton rewards account before I asked about the 140k offer. Also being that my Marriott rewards is only 1 month old, will I lose my 70k points that will be credited?

Re: Ritz Carlton Approval

CreditCuriosity — Thu, 09 Apr 2015 17:44:16 GMT

Congrats.. Is this your 4th or 5th chase card?

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 19:07:54 GMT

Congrats! I was instant approval on Sunday but since this is my first chase card and I dont have a ritz account its taking a long time for me to be able to ask them about anything. I talked with chase fraud department yesterday and asked if they needed any further info from me and the lady said nope they were just waiting for the card to show up in their system.

I thought I might need to verify myself since I gave a different address and she didnt seem to need me to do anything. I pulled my free TU report last night and it did list the address I provided so maybe the other reports have it now as well. I couldnt access them though because their verification questions were non-sense.

Another member informed me that instant approval means no extra verification so ill have to go with that for now. Its just taking longer than I would have expected for the account to be created. Let us know when you hear something about yours and congratulations again!

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 19:30:54 GMT

4th chase card. It would have been 5, but I closed the slate a week after I got it( 1/14). Then transfer the CL to freedom. 3 months later I applied for the Marriott card an 31 days to the date, was approved for the Ritz.

Freedom open 1/14
Slate opened am then closed 1/14
Amazon opened 1/14
Marriott opened 3/15
Ritz opened 4/15

In the garden I go. I don't need anymore cards. Don't want to spook chase, if I hadn't already. I do push my cards to the limits an constantly PIF. Plus i established banking relationship with them.

Re: Ritz Carlton Approval

CreditCuriosity — Thu, 09 Apr 2015 19:31:11 GMT

@Anonymous wrote:
4th chase card. It would have been 5, but I closed the slate a week after I got it( 1/14). Then transfer the CL to freedom. 3 months later I applied for the Marriott card an 31 days to the date, was approved for the Ritz.

Freedom open 1/14
Slate opened am then closed 1/14
Amazon opened 1/14
Marriott opened 3/145
Ritz opened 4/1455

In the garden I go. I don't need anymore cards.

Be careful... I thought it was your 5th to, which technically it is.. Grats on the approval though.. I personally wouldn't be applying for any more Chase cards this year.. Just food for thought. Pretty agressive credit seeking especially with one creditor. Not meaning to lecture you, just seen as you have to many of these stories.

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 19:36:23 GMT

You are 100% correct. I need all the advice I can get, so I do thank you. I was too scared of this, but I was also wondering if there was more to the story. Meaning, are people using chase for sign up bonuses, GC's or even closing accounts after receiving bonuses. Every month I maintain 1% utilization on all my cards though.

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 22:11:33 GMT

@Anonymous wrote:
I couldn't resist the app. Although I never stayed at the Ritz Carlton it was a must have type of card in my wallet. I know this card comes with a hefty $395 annual fee, but I'm hoping to earn rewards in other ways to offset it. I was approved for the minimum limit I guess, 5k. It wasn't a instant approval either. I had to call in an verify some information. I would like to thank everyone here for the support I have received.

Regards,

Mark.

HOORAY, Rookie2008!

Re: Ritz Carlton Approval

One7 — Thu, 09 Apr 2015 23:12:49 GMT

Congratulations! Awesome

Re: Ritz Carlton Approval

Anonymous — Thu, 09 Apr 2015 23:25:49 GMT

@Anonymous wrote:
I couldn't resist the app. Although I never stayed at the Ritz Carlton it was a must have type of card in my wallet. I know this card comes with a hefty $395 annual fee, but I'm hoping to earn rewards in other ways to offset it. I was approved for the minimum limit I guess, 5k. It wasn't a instant approval either. I had to call in an verify some information. I would like to thank everyone here for the support I have received.

Regards,

Mark.

Nice, congrats on your approval

Re: Ritz Carlton Approval

gdale6 — Fri, 10 Apr 2015 00:27:00 GMT

Grats on the Ritz approval