topic Re: Capital One Venture Approval! in Credit Card Approvals

Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 16:59:14 GMT

Hello all! I have been reading this forum for a few months, but never posted until today. I started rebuilding my credit in October. I wish I had not waited so long, but it was one of those situations I just didn't want to deal with. Anyway, I applied for a Venture card and was approved for 5k @ 22.9, which I am exteremly happy with. I don't plan on carrying a balance so the high APR is fine with me.The only other CCs I have are a secured from Capital One ($200) and a HSN card ($500), so I am quite excited to have a 5K limit. It was not an instant approval; they requested income verification. My FICO scores are 648 (TU), 655(EQ), and 667 (EX). I have 2 CO (paid), 1 CA(paid), and more late payments than I care to admit to.

I want to thank everyone on this forum for sharing their knowledge and experiences!!!

I now have my sights set on the CSP.

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 17:01:56 GMT

Congrats!

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 17:02:05 GMT

Wow very nice SCL! Congratulations!

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 17:02:27 GMT

Congratulations! And best of luck to you when you decide to apply for the CSP! :-)

Re: Capital One Venture Approval!

uswala — Thu, 09 Apr 2015 17:07:12 GMT

Congrats on the approval!

Re: Capital One Venture Approval!

Anomalous — Thu, 09 Apr 2015 17:14:55 GMT

Congratulations!

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 17:16:48 GMT

Thanks everyone! You are all so awesome and supportive!

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 17:27:16 GMT

Congrats! You should wait awhile before you app for CSP but when you do good luck

Re: Capital One Venture Approval!

black_citi — Thu, 09 Apr 2015 17:27:48 GMT

Congrats! I'm surprised they asked for income info just for 5k limit.

Re: Capital One Venture Approval!

I-think-I-can — Thu, 09 Apr 2015 17:33:41 GMT

Way to go! Congrats!

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 18:07:34 GMT

Thanks! I'm unemployed (by choice), but my husband works, so i had to send in bank statements.

Re: Capital One Venture Approval!

tonyjones — Thu, 09 Apr 2015 18:26:12 GMT

@Anonymous wrote:
Thanks! I'm unemployed (by choice), but my husband works, so i had to send in bank statements.

What was your utilization overall and individual at time of app?

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 18:32:01 GMT

My utilization was at 17% at the time. Im not sure what you mean by individual, sorry I'm new at this :-)

Re: Capital One Venture Approval!

tonyjones — Thu, 09 Apr 2015 18:34:45 GMT

@Anonymous wrote:
My utilization was at 17% at the time. Im not sure what you mean by individual, sorry I'm new at this :-)

Did you have any individual cards with utilization over 30%?

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 18:50:47 GMT

Oh, sorry. Yes, I had one with 50%. My utilization is now at zero

Re: Capital One Venture Approval!

tonyjones — Thu, 09 Apr 2015 18:53:18 GMT

@Anonymous wrote:
Oh, sorry. Yes, I had one with 50%. My utilization is now at zero

Awesome thanks! I plan on app'ing for this card next month Congrats btw!

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 19:03:37 GMT

Good luck!!

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 21:30:25 GMT

Congrats!!

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 21:30:49 GMT

Congrats..

Re: Capital One Venture Approval!

Anonymous — Thu, 09 Apr 2015 22:53:48 GMT

Awesome congrats on the venture approval!