topic Re: AMEX: EveryDay Approval, BCE CLI in Credit Card Approvals

AMEX: EveryDay Approval, BCE CLI

Ghoshida — Mon, 13 Apr 2015 16:40:30 GMT

Hello all !

Sunday was nice. SO got EveryDay ($9.6k) and I got BCE CLI ($15k).

Acted upon SO's AMEX offer.

Got the EveryDay for $9.6k. Added myself as an AU. This is my first time as an AU

The offer's for 25k bonus MR points for $2k/3month spend. After the 0% intro APR, it's 12.99%.

SO's scores are in high 700's. Got another offer from Discover, post-promo APR is 10.99%. No bonus so maybe next time.

I got a CLI on my BCE. 181 days were over since last CLI (from 2k to 6k). I had thought that I'll wait till all the reduced balances report but the itch was too hard to resist. Asked for $15k (nice round figure) and instant approval.

I have been carrying some balances (this was my last 0% month on the AMEX). The highest balance was $2,750, paid down to $600 last month, and then zero this statement.

Also had a couple of Chase cards (35%, 60%) over the recommended limit but overall under 10%. This weekend, all of that was resolved (shuffling limits, paying down balances, total down to about 6%) and I thought I'd be able to wait out another couple of weeks but then I'd take this

TU is ~745.

Re: AMEX: EveryDay Approval, BCE CLI

jaeproc — Mon, 13 Apr 2015 11:32:03 GMT

Congrats!!!!

Re: AMEX: EveryDay Approval, BCE CLI

uswala — Mon, 13 Apr 2015 13:57:20 GMT

Many congrats!

Re: AMEX: EveryDay Approval, BCE CLI

Ghoshida — Mon, 13 Apr 2015 16:20:02 GMT

Thanks all !

This forum has helped me a lot in my credit building.

I joined the forum 1 year ago on 15th of April with 9 cards totaling $13.5k.

3 days before my 1-year anniversary with MyFICO I've hit $72.2k with 11 cards; 1 old card closed and 3 new added.

Re: AMEX: EveryDay Approval, BCE CLI

black_citi — Mon, 13 Apr 2015 16:22:30 GMT

Awesome limits! Congrats!

Re: AMEX: EveryDay Approval, BCE CLI

Anomalous — Mon, 13 Apr 2015 16:27:51 GMT

Congratulations!!

Re: AMEX: EveryDay Approval, BCE CLI

JustBPatient — Mon, 13 Apr 2015 16:48:07 GMT

Yahtzee!!

Re: AMEX: EveryDay Approval, BCE CLI

Focused10 — Mon, 13 Apr 2015 18:17:41 GMT

Congrats! Good strategy!

Re: AMEX: EveryDay Approval, BCE CLI

Anonymous — Tue, 14 Apr 2015 02:19:43 GMT

Congrats..

Re: AMEX: EveryDay Approval, BCE CLI

gdale6 — Tue, 14 Apr 2015 02:19:45 GMT

Grats to both

Re: AMEX: EveryDay Approval, BCE CLI

Anonymous — Tue, 14 Apr 2015 02:41:41 GMT

Very nice congrats on your success

Re: AMEX: EveryDay Approval, BCE CLI

Ghoshida — Tue, 14 Apr 2015 04:58:48 GMT

Thank you !