topic Re: Venture And QS! in Credit Card Approvals

Capital One Approvals!

Anonymous — Sat, 18 Apr 2015 13:48:30 GMT

(Originally posted in wrong sub-forum, sorry!)

So, apparently I decided to apply last night for these two cards, prequalified for both earlier in the week so I said what the hell. Was only expecting a 5k CL on the Venture, but ended up getting approved for the Venture with a $15K CL, and I remember reading they'd use the same HP if I app'd for the QS right after, so I did, and got approved with a $5K CL.

No idea why I was approved with these numbers, definitely didn't think my profile supported it, but oh well! Yay Capital One!

EQ - 654 TU - 663 EX - 670

4 Baddies - All lates (student loans, booo)

Util at time of application was around 18%

Current cards and credit limit:
Discover - 1000
Capital One - 2500
Freedom - 1000
AMEX Delta - 1000

Re: Capital One Approvals!

Anonymous — Sat, 18 Apr 2015 13:49:01 GMT

Congrats on your approvals...

Re: Capital One Approvals!

I-think-I-can — Sat, 18 Apr 2015 14:01:01 GMT

Nice! Congrats!

Re: Capital One Approvals!

uswala — Sat, 18 Apr 2015 15:23:23 GMT

Congrats on your approvals!

Re: Venture And QS!

CreditMagic7 — Sat, 18 Apr 2015 15:27:46 GMT

Congrats! anyway

Don't sweat your FICO numbers now, those are nice approvals!

Re: Venture And QS!

CreditCuriosity — Sat, 18 Apr 2015 15:32:20 GMT

Congrats!!

Those scores are actually not that bad compared to some that were approved for the venture/qs cards, probably close to average. Cap1 idea of excellent credit is a bit different from other lenders. With that said those are some nice limits you got!

Re: Capital One Approvals!

AzaleaB — Sat, 18 Apr 2015 15:35:25 GMT

Wow! Excellent CLs - especially given your other cards. Congrats!

Re: Venture And QS!

Anonymous — Sat, 18 Apr 2015 15:44:35 GMT

Congratulations! I am patiently waiting to apply for the Venture as I will be doing a lot of traveling soon.

Re: Venture And QS!

Anonymous — Sat, 18 Apr 2015 16:19:05 GMT

Congrats..

Re: Venture And QS!

uswala — Sat, 18 Apr 2015 16:29:54 GMT

Congrats on the approvals!

Re: Capital One Approvals!

CreditMagic7 — Sat, 18 Apr 2015 18:11:25 GMT

Congrats on your new approvals...

Re: Capital One Approvals!

joedtx — Sat, 18 Apr 2015 18:29:49 GMT

Congrats on your approvals, keep an eye on your pulls I can't really speak to the using the same report aspect, but it's a good idea to keep an eye on it.

Re: Venture And QS!

gdale6 — Sat, 18 Apr 2015 19:09:14 GMT

@Anonymous wrote:
So, apparently I decided to apply last night for these two cards, prequalified for both earlier in the week so I said what the hell. Was only expecting a 5k CL on the Venture, but ended up getting approved for the Venture with a $15K CL, and I remember reading they'd use the same HP if I app'd for the QS right after, so I did, and got approved with a $5K CL.

No idea why I was approved with these numbers, definitely didn't think my profile supported it, but oh well! Yay Capital One!

EQ - 654 TU - 663 EX - 670

4 Baddies - All lates (student loans, booo)

Util at time of application was around 18%

Current cards and credit limit:
Discover - 1000
Capital One - 2500
Freedom - 1000
AMEX Delta - 1000

Grats on the dual Cap-1 approvals

Re: Venture And QS!

Anonymous — Sat, 18 Apr 2015 21:35:54 GMT

Two threads are now merged.

Re: Capital One Approvals!

Anonymous — Sat, 18 Apr 2015 22:20:26 GMT

Congrats OP! $20k in one day... Not too shabby.