topic Re: APPROVED, APPROVED, APPROVED!! in Credit Card Approvals

APPROVED, APPROVED, APPROVED!!

Anonymous — Tue, 28 Apr 2015 01:01:36 GMT

I have had a discover card with $500CL since 2009, and a Walmart card $600 from 2012, amazon $800 from March 2015. It has been imposible for me to get a real credit card.

So a week or so ago I asked my parents to put me on their Costco AMEX ($20,000CL 5% util)

I checked my FAKO this morning and it went from 631 to 710...FICO went from 639 to 660-672

Applied for Chase Slate - $3,000

Applied for AMEX everyday -$2,000

Applied for Bank of America Visa - $2,000

Applied for CapitalOne Quicksilver -$3,000

CapitalOne Venture - $5,000

some other card i forget the name of - $1,000

Chase Freedom denied

Best Buy - Declined

Citi Double Rewards - Declined...and im done for today. My score will probably take a big hit from all these Hard Inqs, right??

I'm amazed at all the credit I just got. I know its pennies for you guys with $100,000+ CLs, but this is going to do wonders for my credit in the long run.

Re: APPROVED, APPROVED, APPROVED!!

CreditMagic7 — Wed, 22 Apr 2015 19:01:25 GMT

* Welcome To The Forums *

Congrats! on a very good start for you while on the way to even bigger & better credit progress!

Re: APPROVED, APPROVED, APPROVED!!

Anonymous — Wed, 22 Apr 2015 19:01:38 GMT

@Anonymous wrote:
I have had a discover card with $500CL since 2009, and a Walmart card $600 from 2012, amazon $800 from March 2015. It has been imposible for me to get a real credit card.

So a week or so ago I asked my parents to put me on their Costco AMEX ($20,000CL 5% util)

I checked my FICO this morning and it went from 631 to 710.

Applied for Chase Slate - $3,000
Applied for AMEX everyday -$2,000
Applied for Bank of America Visa - $2,000

I'm amazed at all the credit I just got. I know its pennies for you guys with $100,000+ CLs, but this is going to do wonders for my credit in the long run.

Congrats!

Now keep your own ccs intact, pay one time, keep your util low and eventually spin off your parent's amex card from your cras. In time, you will be hitting the high 700s on your own power. Good luck and keep up the good work!

Re: APPROVED, APPROVED, APPROVED!!

dk2003 — Wed, 22 Apr 2015 19:06:33 GMT

isn't it exciting. So glad your parents could help out Just be responsible and reap the benefits. For those others, call and ask for CLI using SP.

Re: APPROVED, APPROVED, APPROVED!!

Anonymous — Wed, 22 Apr 2015 19:18:04 GMT

Welcome to the forums and congrats on your approvals.

Re: APPROVED, APPROVED, APPROVED!!

Anonymous — Wed, 22 Apr 2015 19:20:13 GMT

What is SP?

and thanks for all the encouragment guys!

Re: APPROVED, APPROVED, APPROVED!!

Anonymous — Wed, 22 Apr 2015 19:28:30 GMT

Add CapitalOne Quicksilver - $3,000 to the list

Re: APPROVED, APPROVED, APPROVED!!

uswala — Wed, 22 Apr 2015 19:29:44 GMT

Congrats on the approvals!

Re: APPROVED, APPROVED, APPROVED!!

joedtx — Wed, 22 Apr 2015 20:07:42 GMT

Welcome to our little community.....

Re: APPROVED, APPROVED, APPROVED!!

tonyjones — Wed, 22 Apr 2015 20:22:34 GMT

WOW, being added as an AU can help your score that much?!? insane

Re: APPROVED, APPROVED, APPROVED!!

Creditaddict — Wed, 22 Apr 2015 20:24:54 GMT

Apply for a Capital One Venture One or Venture (were you also pre-qual for either of those with your QS?)

If you apply today, it will use the same pulls already done!!

Re: APPROVED, APPROVED, APPROVED!!

Anonymous — Wed, 22 Apr 2015 21:22:28 GMT

THANKS!!!!!! I just applied for the venture and got a $5,000 CL

and I was not pre qualified for any of these.

Re: APPROVED, APPROVED, APPROVED!!

Creditaddict — Wed, 22 Apr 2015 21:22:04 GMT

Yay!

Re: APPROVED, APPROVED, APPROVED!!

Anonymous — Wed, 22 Apr 2015 21:24:45 GMT

That is awesome! All for getting add as an AU!

Re: APPROVED, APPROVED, APPROVED!!

Anonymous — Wed, 22 Apr 2015 21:27:33 GMT

Yeah the AU has a HUGE effect, but I would assume you cant have anything too negative on your report...

my AAoA was over 2 years

98.2% paid on time

no delinquencies

Re: APPROVED, APPROVED, APPROVED!!

Anonymous — Wed, 22 Apr 2015 21:28:41 GMT

Congrats

Re: APPROVED, APPROVED, APPROVED!!

Anonymous — Wed, 22 Apr 2015 22:11:18 GMT

Congrats..

Re: APPROVED, APPROVED, APPROVED!!

surferchris — Wed, 22 Apr 2015 23:43:38 GMT

Congrats!

Re: APPROVED, APPROVED, APPROVED!!

gdale6 — Thu, 23 Apr 2015 00:25:15 GMT

Grats on all your approvals

Re: APPROVED, APPROVED, APPROVED!!

BePositive — Thu, 23 Apr 2015 01:07:39 GMT

@Anonymous wrote:
What is SP?

and thanks for all the encouragment guys!

Congrats!! SP is a soft pull so the inquiry won't show up on credit to lenders.