topic Re: Capital One Venture approval in Credit Card Approvals

Capital One Venture approval

Anonymous — Thu, 23 Apr 2015 04:38:44 GMT

So, wife and I will be taking a couple short-ish trips in the coming months. Decided to app for the Venture card to capitalize on the miles and the bonus offer of 40k after $3k spend. Approved instantly for $15k @17.9%. I still have a couple of 0% promo cards, and NFCU will let me transfer a balance with no fee and 0%APR for 12 months according to the CSR I spoke with on Friday. So, I can spend the $3k, transfer the balance, and still get the promo, and miles. Actually, pretty excited about this offer, even without any initial promo APR. Sorry, don't really know how to embed an image properly, but here's a copy/past of the screen cap:

Congratulations, You're Approved!

CREDIT LIMIT

$15,000

PURCHASE RATE
17.9% Variable APR

Above are some of your account terms to have handy. Your new Capital One® credit card and Welcome Materials should arrive in 7-10 business days and will have additional information about your account.

Re: Capital One Venture approval

-Cal- — Thu, 23 Apr 2015 04:41:43 GMT

Congrats on the approval!

Re: Capital One Venture approval

CreditMagic7 — Thu, 23 Apr 2015 04:44:46 GMT

I just knew something like this was going to show up again tonight

Thats a fantastic approval and you are so right to be excited about it with that extra space to fit the spend on it into a 0% period.

Congrats!

Re: Capital One Venture approval

gingerflower — Thu, 23 Apr 2015 04:57:02 GMT

Way to go...Congratulations!

Re: Capital One Venture approval

Anonymous — Thu, 23 Apr 2015 05:11:29 GMT

Congrats on your approval!

Re: Capital One Venture approval

Anonymous — Thu, 23 Apr 2015 05:17:13 GMT

Thanks all. That's my highest limit, and a real benefit of this, as well, is that this gives me more room in terms of utilization.

Though, against my better judgment, and I really wasn't going to do this, I wasn't, but I applied then for the platinum prestige. Got the 7-10 day message on that one. Now I'm a little ticked at myself because it really served me no benefit other than even more room for utilization. Oh well, hope it's either approved or only one set of inquiries, not two, as it was same day.

Re: Capital One Venture approval

04Cobra — Thu, 23 Apr 2015 05:38:21 GMT

@Anonymous wrote:
Thanks all. That's my highest limit, and a real benefit of this, as well, is that this gives me more room in terms of utilization.

Though, against my better judgment, and I really wasn't going to do this, I wasn't, but I applied then for the platinum prestige. Got the 7-10 day message on that one. Now I'm a little ticked at myself because it really served me no benefit other than even more room for utilization. Oh well, hope it's either approved or only one set of inquiries, not two, as it was same day.

Congrats! It may be a double pull but they're only inquiries

Re: Capital One Venture approval

Anonymous — Thu, 23 Apr 2015 10:45:25 GMT

Congrats on your Venture approval!

Re: Capital One Venture approval

I-think-I-can — Thu, 23 Apr 2015 12:43:23 GMT

Nice!! Congrats! I really love the Venture

Re: Capital One Venture approval

TheGardner — Thu, 23 Apr 2015 13:15:44 GMT

Congratulations!

Re: Capital One Venture approval

uswala — Thu, 23 Apr 2015 14:53:57 GMT

Congrats on the approval!

Re: Capital One Venture approval

Anonymous — Thu, 23 Apr 2015 15:07:19 GMT

Congrats on the Venture! Nice SL

Re: Capital One Venture approval

Anonymous — Thu, 23 Apr 2015 15:11:28 GMT

Congrats..

Re: Capital One Venture approval

joedtx — Thu, 23 Apr 2015 15:19:46 GMT

Congrats on the new Venture.

Re: Capital One Venture approval

JustBPatient — Thu, 23 Apr 2015 18:14:27 GMT

Awesome!!

Re: Capital One Venture approval

Anonymous — Thu, 23 Apr 2015 22:08:53 GMT

Congarts on your Venture approval

Re: Capital One Venture approval

gdale6 — Fri, 24 Apr 2015 00:41:37 GMT

Grats on your Venture card

Re: Capital One Venture approval

Anonymous — Sun, 26 Apr 2015 06:59:57 GMT

So, and update. Got an email at 6PM today that I was actually approved for the Platinum Prestige as well. Only 1k SL, but with APR of 15.9% after promo 0% rate expires July '16. So, obviously much lower limit than the Venture, but with a lower APR. This makes 4 Cap 1 cards for me now. Guess I'm done with cards with them now, unless I PC anything. But, 2 QS, 1 Venture, and 1 Platinum Prestige.