topic Re: Sallie Mae in Credit Card Approvals

Sallie Mae

Anonymous — Fri, 01 May 2015 19:51:46 GMT

Everyone seems to rate this card very high and I buy a lot on Amazon so I took the plunge. Applied on Monday and got the under review message . Citi and the credit unions are the only ones who seem to give me instant approvals. Normally I would have called right away but decided to wait and see what happened. Was getting a bit anxious until I got the approval email for $10K at 13.99% last night. Sorta disappointed with the CL but it will suffice for what I'll use this card for.

Re: Sallie Mae

Anonymous — Fri, 01 May 2015 19:52:59 GMT

Congrats on the approval Irish!

Re: Sallie Mae

Anonymous — Fri, 01 May 2015 19:54:04 GMT

Congrats! High CL isnt really necessary with this card unless you plan on making major purchases outside the 5% categories You could always call them and see if a SP increase is available within the next 30 days. Barclay seems to be good with raising the initial CL.

Re: Sallie Mae

CreditMagic7 — Fri, 01 May 2015 19:57:46 GMT

Congrats! on the eventual approval Irish

I would have liked to land this card for the exact same reasons and might get it someday. (Have tried 3 times via Recon within a year so far).

Other priorities with top lenders however have rendered that chance for SM nill until some many months gardening.

Re: Sallie Mae

Focused10 — Fri, 01 May 2015 19:57:59 GMT

Congrats! Impressive line-up!

Re: Sallie Mae

Anonymous — Fri, 01 May 2015 19:58:06 GMT

Congratulations!!! With their caps, you won't need a high CL.

Re: Sallie Mae

Scupra — Fri, 01 May 2015 19:58:57 GMT

Congrats Irish!!!

Re: Sallie Mae

I-think-I-can — Fri, 01 May 2015 20:06:32 GMT

Wow! Congrats! It's a great card

Re: Sallie Mae

Anonymous — Fri, 01 May 2015 20:09:42 GMT

$10k isn't bad they only gave me $2500 and I have $21k and $14k limits with chase and a $24k limit with Amex...who knows but it's a great card congrats!

Re: Sallie Mae

Anonymous — Fri, 01 May 2015 20:12:58 GMT

Congrats @Irish80...

Re: Sallie Mae

Anonymous — Fri, 01 May 2015 20:49:07 GMT

@Anonymous wrote:
Everyone seems to rate this card very high and I buy a lot on Amazon so I took the plunge. Applied on Monday and got the under review message . Citi and the credit unions are the only ones who seem to give me instant approvals. Normally I would have called right away but decided to wait and see what happened. Was getting a bit anxious until I got the approval email for $10K at 13.99% last night. Sorta disappointed with the CL but it will suffice for what I'll use this card for.

Hey, you and I got the same interest rate! Except I had to recon and transfer from another card just to get a $2K limit.

Re: Sallie Mae

04Cobra — Fri, 01 May 2015 20:54:22 GMT

Congrats! Enjoy your new card and benefits

Re: Sallie Mae

CreditCuriosity — Fri, 01 May 2015 21:00:20 GMT

Congrats Irish.. That is a pretty good CL for the card tbh and the best APR%, so you did well! I love the card for gas and amazon although I havent used it for groceries yet due to me being lazy and eating out all the time .. Hopefully you will get some good use out of it. That card along with my CSP are my main two I use along with Amex to fill the gaps

Re: Sallie Mae

CreditCuriosity — Fri, 01 May 2015 21:01:36 GMT

oh now you gotta get another 10k from them outta the ring lol

Re: Sallie Mae

Saleen099 — Fri, 01 May 2015 21:08:51 GMT

Congrats!!!!!!!!!

Re: Sallie Mae

baller4life — Fri, 01 May 2015 21:13:35 GMT

WTG Irish!!!!

Re: Sallie Mae

chalupaman — Fri, 01 May 2015 22:33:32 GMT

Congrats irish!

Re: Sallie Mae

lg8302ch — Fri, 01 May 2015 22:43:29 GMT

Congrats! You are going to love SM. The SL with 10K is more than enough for that card with the limits I had 10K and lowered it to 8K and still more than enough..ha ha

Re: Sallie Mae

gdale6 — Fri, 01 May 2015 23:58:29 GMT

@Anonymous wrote:
Everyone seems to rate this card very high and I buy a lot on Amazon so I took the plunge. Applied on Monday and got the under review message . Citi and the credit unions are the only ones who seem to give me instant approvals. Normally I would have called right away but decided to wait and see what happened. Was getting a bit anxious until I got the approval email for $10K at 13.99% last night. Sorta disappointed with the CL but it will suffice for what I'll use this card for.

Grats on your SM card Irish

Re: Sallie Mae

tonyjones — Sat, 02 May 2015 00:07:40 GMT

Congrats! I do love the 5% on groceries / gas!