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    <title>topic Re: BofA 123 Secured Card finally approved! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978734#M256498</link>
    <description>&lt;P&gt;What an incredible occurrence. Congratulations.&lt;/P&gt;</description>
    <pubDate>Sat, 02 May 2015 10:59:29 GMT</pubDate>
    <dc:creator>racer-x</dc:creator>
    <dc:date>2015-05-02T10:59:29Z</dc:date>
    <item>
      <title>BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3977981#M256191</link>
      <description>&lt;P&gt;I'm so excited! My BofA 123 secured card application was submitted and approved on Fri, 4/23. The 3K deposit was taken out of my CU checking acct on Mon, 4/26. They automatically put a 5 day hold on deposit for clearing purposes, since it was coming from my CU and not BofA. I got the clear today, Fri, 5/1. All approved and account created. The credit analysts have all been exceptional. I called a few times during the process to check on status. The last rep that I spoke with, Brandon, told me he would overnight my card and I should get it by next Tuesday. In addition, I opened a BofA savings acct today and my card does qualify for the 10% redemption bonus! It's really an amazing product. I'm very happy!!! The entire process from app to receiving card(assuming I receive Tues) took 11 days. Not bad! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 00:18:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3977981#M256191</guid>
      <dc:creator>skorpyo3</dc:creator>
      <dc:date>2015-05-02T00:18:30Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3977986#M256192</link>
      <description>&lt;P&gt;Nice.. Congrats..&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 00:19:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3977986#M256192</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-02T00:19:15Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978001#M256193</link>
      <description>&lt;P&gt;Thanks! I'm officially in the garden for the rest of the year. I have enough cards to grow and build up my score past 700. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 00:24:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978001#M256193</guid>
      <dc:creator>skorpyo3</dc:creator>
      <dc:date>2015-05-02T00:24:40Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978008#M256194</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/178802"&gt;@skorpyo3&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Thanks! I'm officially in the garden for the rest of the year. I have enough cards to grow and build up my score past 700. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Good decision.. It will pay off.&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 00:27:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978008#M256194</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-02T00:27:39Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978054#M256211</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/178802"&gt;@skorpyo3&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Thanks! I'm officially in the garden for the rest of the year. I have enough cards to grow and build up my score past 700. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrats on your BofA approval. Be sure to take ood care of this card as they will return the favor&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 00:45:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978054#M256211</guid>
      <dc:creator>efranklin23</dc:creator>
      <dc:date>2015-05-02T00:45:17Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978061#M256213</link>
      <description>&lt;P&gt;Congrats on your approval. BoA is usually very friendly to talk to.&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 00:49:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978061#M256213</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-02T00:49:36Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978154#M256254</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/178802"&gt;@skorpyo3&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I'm so excited! My BofA 123 secured card application was submitted and approved on Fri, 4/23. The 3K deposit was taken out of my CU checking acct on Mon, 4/26. They automatically put a 5 day hold on deposit for clearing purposes, since it was coming from my CU and not BofA. I got the clear today, Fri, 5/1. All approved and account created. The credit analysts have all been exceptional. I called a few times during the process to check on status. The last rep that I spoke with, Brandon, told me he would overnight my card and I should get it by next Tuesday. In addition, I opened a BofA savings acct today and my card does qualify for the 10% redemption bonus! It's really an amazing product. I'm very happy!!! The entire process from app to receiving card(assuming I receive Tues) took 11 days. Not bad! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Grats on your BoA approval &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 01:30:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978154#M256254</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2015-05-02T01:30:11Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978265#M256309</link>
      <description>Congrats....</description>
      <pubDate>Sat, 02 May 2015 02:17:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978265#M256309</guid>
      <dc:creator>9CLINE</dc:creator>
      <dc:date>2015-05-02T02:17:07Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978310#M256331</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 02:37:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978310#M256331</guid>
      <dc:creator>Anomalous</dc:creator>
      <dc:date>2015-05-02T02:37:49Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978341#M256347</link>
      <description>&lt;P&gt;Congrats! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 02:56:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978341#M256347</guid>
      <dc:creator>I-think-I-can</dc:creator>
      <dc:date>2015-05-02T02:56:58Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978654#M256465</link>
      <description>Thank you all! My card is now showing online. 😀</description>
      <pubDate>Sat, 02 May 2015 08:02:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978654#M256465</guid>
      <dc:creator>skorpyo3</dc:creator>
      <dc:date>2015-05-02T08:02:33Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978687#M256480</link>
      <description>Good job getting with boa. High deposit, but maybe when they insecure you it will yield higher limits</description>
      <pubDate>Sat, 02 May 2015 09:33:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978687#M256480</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-02T09:33:51Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978696#M256483</link>
      <description>C O N G R A T U L A T I O N S!!!! I love my BOA Cash Rewards card and the 10% additional bonus is nice too!!! Good luck!!!</description>
      <pubDate>Sat, 02 May 2015 09:55:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978696#M256483</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-02T09:55:33Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978715#M256494</link>
      <description>Awesome card!!! Pif monthly and you should have no problem unsecuring in 5/6 months. Try to have TU in good shape. That is who they will pull if you request to be unsecured early.</description>
      <pubDate>Sat, 02 May 2015 10:23:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978715#M256494</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2015-05-02T10:23:07Z</dc:date>
    </item>
    <item>
      <title>Re: BofA 123 Secured Card finally approved!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978734#M256498</link>
      <description>&lt;P&gt;What an incredible occurrence. Congratulations.&lt;/P&gt;</description>
      <pubDate>Sat, 02 May 2015 10:59:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-123-Secured-Card-finally-approved/m-p/3978734#M256498</guid>
      <dc:creator>racer-x</dc:creator>
      <dc:date>2015-05-02T10:59:29Z</dc:date>
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