topic Re: First National Bank Omaha AMEX Auto CLI +Questions! in Credit Card Approvals

First National Bank Omaha AMEX Auto CLI +Questions!

Anonymous — Wed, 13 Aug 2014 13:28:08 GMT

Back around the first of June I received an invitation only pre-approval for the First National of Omaha Amex card. At the time I didn't have many Prime cards so I went for it figuring what the heck. They approved me for a mere $1K and now this morning I notice I have been Auto CLI'd to $2.2K! I have only had the card a couple of months and since I got it I went on an app spree toward the end of June and first of July adding MANY new accounts to my CR. I've heard ppl say that you can call into FNBO after 4 months and check for a SP CLI, but this is just 2 months in and although I used the card heavily the first month of having it and then PIF, I haven't used it at all lately with trying to reach my minimum spend on my new cards to get the sign up bonuses?? I've heard they are a very conservative lender so I was actually expecting not to even get a CLI at my 4 month mark b/c of all the new accounts and inquiries I had added since getting them. I was actually afraid of AA with them or Barclay's b/c of the new accounts! I guess this just goes to show none of us really know the inner workings of these big banks! I know $1200 isn't spectacular, but given the surrounding circumstances I think its awesome!

Anyone else have any info on the FNBO standards of practice regarding CLI? I'm now wondering if I can still call in at my original 4 month mark to ask for another CLI or if I should just let it go as to not draw anymore attention to myself lol. Anyone have any suggestions??

Re: First National Bank Omaha AMEX Auto CLI

coldnmn — Wed, 13 Aug 2014 12:21:25 GMT

Congrats! Thanks for sharing.

Re: First National Bank Omaha AMEX Auto CLI

Anonymous — Wed, 13 Aug 2014 12:58:55 GMT

Congrats!

Re: First National Bank Omaha AMEX Auto CLI +Questions!

Creditaddict — Wed, 13 Aug 2014 15:18:39 GMT

it's a sp so not really ghoing to hurt to try at your usual 4 months.

Re: First National Bank Omaha AMEX Auto CLI +Questions!

alvon123 — Wed, 13 Aug 2014 16:37:08 GMT

congrats

Re: First National Bank Omaha AMEX Auto CLI +Questions!

CreditMagic7 — Wed, 13 Aug 2014 18:24:59 GMT

Congrats!

Re: First National Bank Omaha AMEX Auto CLI +Questions!

Tony275 — Wed, 13 Aug 2014 18:32:58 GMT

Congrats! I have an account with FNBO but not CCs with them yet!

Re: First National Bank Omaha AMEX Auto CLI +Questions!

Anonymous — Mon, 18 Aug 2014 12:09:41 GMT

@Anonymous wrote:
Back around the first of June I received an invitation only pre-approval for the First National of Omaha Amex card. At the time I didn't have many Prime cards so I went for it figuring what the heck. They approved me for a mere $1K and now this morning I notice I have been Auto CLI'd to $2.2K! I have only had the card a couple of months and since I got it I went on an app spree toward the end of June and first of July adding MANY new accounts to my CR. I've heard ppl say that you can call into FNBO after 4 months and check for a SP CLI, but this is just 2 months in and although I used the card heavily the first month of having it and then PIF, I haven't used it at all lately with trying to reach my minimum spend on my new cards to get the sign up bonuses?? I've heard they are a very conservative lender so I was actually expecting not to even get a CLI at my 4 month mark b/c of all the new accounts and inquiries I had added since getting them. I was actually afraid of AA with them or Barclay's b/c of the new accounts! I guess this just goes to show none of us really know the inner workings of these big banks! I know $1200 isn't spectacular, but given the surrounding circumstances I think its awesome!

Anyone else have any info on the FNBO standards of practice regarding CLI? I'm now wondering if I can still call in at my original 4 month mark to ask for another CLI or if I should just let it go as to not draw anymore attention to myself lol. Anyone have any suggestions??

Congratulations!

Re: First National Bank Omaha AMEX Auto CLI +Questions!

Anonymous — Tue, 05 May 2015 01:34:52 GMT

Not seeing where to click and request a CLI on their website when I am logged in.

is it possible or do you have to call in?

Re: First National Bank Omaha AMEX Auto CLI +Questions!

Anonymous — Tue, 05 May 2015 01:49:59 GMT

@Anonymous wrote:
Not seeing where to click and request a CLI on their website when I am logged in.

is it possible or do you have to call in?

@Anonymous,

I think you have to call since this is an old thread.

Re: First National Bank Omaha AMEX Auto CLI +Questions!

gdale6 — Tue, 05 May 2015 01:51:11 GMT

@Anonymous wrote:
Not seeing where to click and request a CLI on their website when I am logged in.

is it possible or do you have to call in?

Forget the luv button that would be an HP, always call in and ask if there is a pre-approved CLI available if so its based on your last AR score pulled from EX, you can call every 3 months.