https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987902#M259047 <P>Grats on all your approvals <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Wed, 06 May 2015 04:21:05 GMT gdale6 2015-05-06T04:21:05Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987862#M259039 <P>It's really strange to me to get approvals after years of crappy credit. &nbsp;I spent a couple hours on the phone working through some issues that will boost my FICO score and decided to celebrate by going on an app spree! &nbsp;</P><P>&nbsp;</P><P>I was approved for:</P><P>Cap1 QS - $500</P><P>Fingerhut - $500</P><P>Kohl's - $300</P><P>VS - $250</P><P>Express - approved but no details? &nbsp;not sure what that's about</P><P>Firestone - $900 (this is a big deal to me because my car is 10 years old and I feel relieved knowing I can cover some emergency repairs without dipping into savings)</P><P>&nbsp;</P><P>My immediate goal was to keep my utilization as low as possible knowing that I have several expenses that will have to be charged, even if that meant opening more accounts. &nbsp;I chose the store cards I did because that's where I like to shop. Except for Fingerhut, I just knew they approve everyone. &nbsp;Also, because I'm saving for a down payment on a house, I don't want to tie up my cash in secured cards.</P><P>&nbsp;</P><P>I was denied for CareCredit, which honestly I was hoping I'd be denied because I know it was going to throw off my utilization goals if approved. &nbsp;If denied, the orthodontist's office will finance it through the office and not report it unless it gets turned over for collections (which it won't because they also won't take the braces off if not current, haha!).</P><P>&nbsp;</P><P>In the garden through the summer <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Wed, 06 May 2015 04:03:28 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987862#M259039 camera_jen 2015-05-06T04:03:28Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987902#M259047 <P>Grats on all your approvals <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Wed, 06 May 2015 04:21:05 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987902#M259047 gdale6 2015-05-06T04:21:05Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987908#M259052 <P>Congrats..</P> Wed, 06 May 2015 04:23:24 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987908#M259052 Anonymous 2015-05-06T04:23:24Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987918#M259054 <P><FONT color="#0000FF" size="4" face="book antiqua,palatino">Congratulations on your approvals!!! &nbsp;<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></FONT></P> Wed, 06 May 2015 04:30:44 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987918#M259054 DeadlyPersona 2015-05-06T04:30:44Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987988#M259070 Congrats on your fresh start! Wed, 06 May 2015 05:41:10 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3987988#M259070 Anonymous 2015-05-06T05:41:10Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3988036#M259078 <P>Great job!&nbsp;</P> Wed, 06 May 2015 06:34:10 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3988036#M259078 04Cobra 2015-05-06T06:34:10Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3988114#M259115 <P>You did very well!</P> Wed, 06 May 2015 11:12:40 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree/m-p/3988114#M259115 Anonymous 2015-05-06T11:12:40Z