topic Re: Good News from Synchrony! in Credit Card Approvals

Good News from Synchrony!

xXIDaShizIXx — Fri, 08 May 2015 07:03:10 GMT

So my A/C malfunctioned in my car and I thought I might need a new compressor. Turns out the entire thing was damaged and needed to be replaced for $1350. As you guys know I have had my Car Care One card through Synchrony for a decent amount of time (18 months next month) and I have had a Ashley Furniture Card through them for a year both for $1000 each. I decided this was as good a time as any, so I called AAMCO and asked them to call in a CLI request. He did and told me they needed me to call in and verify some info. She asked me how much I wanted to request and I told her I wanted a limit of $2,500. She said I was approved for $4,500 effective immediately! Even better news, I called in about an hour later and asked if I could use the same pull for my Ashley Furniture card. I requested $2,500 again and they gave me $4,500 again! I'm definitely keeping these cards now for the forseeable future! Also the CSR told me that they used a SOFT PULL for both of the CLIs because I had been with them for so long (I have yet to verify that). Even if it was a hardpull, it was definitely worth it! That increased my total credit limits from $6,500 to 13,500! So time to continue to garden! It really does work!

Re: Good News from Synchrony!

DarkMoonLily — Fri, 08 May 2015 07:49:34 GMT

@xXIDaShizIXx wrote:
So my A/C malfunctioned in my car and I thought I might need a new compressor. Turns out the entire thing was damaged and needed to be replaced for $1350. As you guys know I have had my Car Care One card through Synchrony for a decent amount of time (18 months next month) and I have had a Ashley Furniture Card through them for a year both for $1000 each. I decided this was as good a time as any, so I called AAMCO and asked them to call in a CLI request. He did and told me they needed me to call in and verify some info. She asked me how much I wanted to request and I told her I wanted a limit of $2,500. She said I was approved for $4,500 effective immediately! Even better news, I called in about an hour later and asked if I could use the same pull for my Ashley Furniture card. I requested $2,500 again and they gave me $4,500 again! I'm definitely keeping these cards now for the forseeable future! Also the CSR told me that they used a SOFT PULL for both of the CLIs because I had been with them for so long (I have yet to verify that). Even if it was a hardpull, it was definitely worth it! That increased my total credit limits from $6,500 to 13,500! So time to continue to garden! It really does work!

Awesome! Thanks for sharing

Re: Good News from Synchrony!

coldnmn — Fri, 08 May 2015 09:35:06 GMT

Congrats! Thanks for sharing!

Re: Good News from Synchrony!

04Cobra — Fri, 08 May 2015 10:16:39 GMT

I'm all for those SP CLI"s. Great job!

Re: Good News from Synchrony!

Anonymous — Fri, 08 May 2015 11:16:48 GMT

Congrats...

Re: Good News from Synchrony!

gdale6 — Sat, 09 May 2015 02:01:23 GMT

Grats to all your success

Re: Good News from Synchrony!

Anonymous — Sat, 09 May 2015 02:13:48 GMT

Congrats on all of your success!

Re: Good News from Synchrony!

12njoy — Sat, 09 May 2015 04:23:26 GMT

Congrats. Definitely a SP

Re: Good News from Synchrony!

Anonymous — Sat, 09 May 2015 04:29:04 GMT

awesome

Re: Good News from Synchrony!

CreditCuriosity — Sat, 09 May 2015 06:06:35 GMT

Congrats!

Re: Good News from Synchrony!

xXIDaShizIXx — Sat, 09 May 2015 06:21:43 GMT

Thank you guys! It is nice to finally see my Credit Portfolio growing. So do I need to cut another 4 statements with them again for another CLI in the future?

UPDATE: Turns out it was One Hard Pull on Experian. I guess it was worth it though!

Re: Good News from Synchrony!

Anonymous — Sat, 09 May 2015 09:40:15 GMT

What kind of car is it by the way?

Re: Good News from Synchrony!

taxi818 — Sat, 09 May 2015 11:35:05 GMT

Big congrats.

Re: Good News from Synchrony!

KatieKatie — Sun, 10 May 2015 06:32:49 GMT

Congratulations to you!

Re: Good News from Synchrony!

12njoy — Sun, 10 May 2015 10:36:36 GMT

HP on a credit limit increase from Synchrony and on EX. That's a double surprise. I remember once that GE (formerly known as) told me a CLI would be a HP but it never materialized. They are also very reliable to pulling TU. Stranger things have happened here I guess. Congrats to you nevertheless OP.

Re: Good News from Synchrony!

xXIDaShizIXx — Sun, 10 May 2015 11:14:25 GMT

@12njoy wrote:
HP on a credit limit increase from Synchrony and on EX. That's a double surprise. I remember once that GE (formerly known as) told me a CLI would be a HP but it never materialized. They are also very reliable to pulling TU. Stranger things have happened here I guess. Congrats to you nevertheless OP.

Apparently their financing cards result in a hard pull, however they AREN'T reliable. I've requested one before and was denied, but didn't receive a inquiry for it. I was sure they would pull TU as well, but apparently not this time. I'm eager to see what this does to my scores. Thank you everyone for being so encouraging!

Re: Good News from Synchrony!

Anonymous — Sun, 10 May 2015 14:35:42 GMT

Very nice, congrats

Re: Good News from Synchrony!

KatieKatie — Sun, 10 May 2015 15:06:16 GMT

@12njoy wrote:
HP on a credit limit increase from Synchrony and on EX. That's a double surprise. I remember once that GE (formerly known as) told me a CLI would be a HP but it never materialized. They are also very reliable to pulling TU. Stranger things have happened here I guess. Congrats to you nevertheless OP.

I recently had a hp on Experian with them for a CLI on a flooring account. They didn't even ask if they could pull my credit... Since the change to Synchrony from GE I believe cards with smaller retailers are segmented from the national chains. The normal back office numbers for Synchrony did not even work for my flooring account. I distinctly remember a TU pull when I originally opened this account with GE.